Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.71% is 19% below its 5-year average of 0.88%, near the low end of its 5-year range (0.71%–1.22%).
11.25% below its 12-month average of 0.80%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.06%.
RETURN ON ASSETS (ROA)
0.71%
RETURN ON ASSETS (ROA) AVG TTM
0.80%
RETURN ON ASSETS (ROA) AVG 3Y
0.82%
RETURN ON ASSETS (ROA) AVG 5Y
0.88%
RETURN ON ASSETS (ROA) AVG 10Y
0.69%
RETURN ON ASSETS (ROA) AVG 15Y
0.53%
RETURN ON ASSETS (ROA) AVG 20Y
0.43%
CURRENT VS TTM AVG
-11.25%
CURRENT VS 3Y AVG
-13.68%
CURRENT VS 5Y AVG
-19.32%
CURRENT VS 10Y AVG
+2.45%
CURRENT VS 15Y AVG
+33.29%
CURRENT VS 20Y AVG
+66.96%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 584 covered companies
CURRENT VS SECTOR MEDIAN
-42.04%
vs the sector median at left
Citizens Community Bancorp, Inc.
Market Cap
$206.58M
Return on Assets (ROA)
0.71%
TTM Avg
0.80%
3Y Avg
0.82%
5Y Avg
0.88%
Market Cap
$206.50M
Return on Assets (ROA)
0.67%
TTM Avg
0.04%
3Y Avg
0.23%
5Y Avg
0.39%
Market Cap
$206.74M
Return on Assets (ROA)
-24.90%
TTM Avg
-24.90%
3Y Avg
-24.90%
5Y Avg
-24.90%
Market Cap
$206.41M
Return on Assets (ROA)
N/A
TTM Avg
-162.13%
3Y Avg
-81.66%
5Y Avg
-54.12%
Market Cap
$206.77M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$208.94M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$203.55M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$202.66M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$211.09M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Community Bancorp, Inc. (CZWI) | $206.58M | 0.71% | 0.80% | 0.82% | 0.88% |
| Rhinebeck Bancorp, Inc. (RBKB)vs › | $206.50M | 0.67% | 0.04% | 0.23% | 0.39% |
| Muzero Acquisition Corp Class A Ordinary Shares (MUZE)vs › | $206.74M | -24.90% | -24.90% | -24.90% | -24.90% |
| Jones Ventures Intl Acquisition1 (JONE)vs › | $206.41M | N/A | -162.13% | -81.66% | -54.12% |
| Astoria US Equal Weight Quality Kings ETF (ROE)vs › | $206.77M | N/A | N/A | N/A | N/A |
| Market Technology Acquisition Corp. (MTAK)vs › | $208.94M | N/A | N/A | N/A | N/A |
| Interprivate Investment Partners V Inc. (IPVV)vs › | $203.55M | N/A | N/A | N/A | N/A |
| Dynamix Corporation III Class A Ordinary Shares (DNMX)vs › | $202.66M | N/A | N/A | N/A | N/A |
| Catalyst Acquisition Corp. (CATL)vs › | $211.09M | N/A | N/A | N/A | N/A |
| BRC Group Holdings, Inc. (RILY)vs › | $201.98M | 20.93% | -12.42% | -7.28% | -2.30% |
ROA
0.7%
ROE
6.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.81% |
| 2024-12-31 | 0.79% |
| 2023-12-31 | 0.71% |
| 2022-12-31 | 0.98% |
| 2021-12-31 | 1.22% |
| 2020-12-31 | 0.77% |
| 2019-12-31 | 0.62% |
| 2018-12-31 | 0.39% |
| 2017-09-30 | 0.27% |
| 2016-09-30 | 0.37% |
| 2015-09-30 | 0.48% |
| 2014-09-30 | 0.31% |
| 2013-09-30 | 0.19% |
| 2012-09-30 | 0.04% |
| 2011-09-30 | 0.04% |
| 2010-09-30 | -1.19% |
| 2009-09-30 | -0.55% |
| 2008-09-30 | 0.31% |
| 2007-09-30 | 0.18% |
| 2006-09-30 | 0.15% |
| 2005-09-30 | 0.43% |
| 2004-09-30 | 0.52% |
| 2003-09-30 | 0.46% |
| 2002-09-30 | 0.58% |
| 2001-09-30 | 0.52% |
| 2000-09-30 | 0.79% |
