Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 16.27 is 68% above its 5-year average of 9.67, near the high end of its 5-year range (4.87–16.87).
As of 2026-10-06T12:16:21.863Z. 14.91% above its 12-month average of 14.16.
Calculation as of: 2026-10-06T12:16:21.863Z.
Quote observation: 2026-10-05T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 5da1c4233d9f97027fe3a93c877e29b57b656f6b67d3157467e02306ed90c2d2
PE Ratio (16.27) = Close Price ($21.31) / Diluted TTM EPS ($1.31)
PE RATIO
16.27
PE RATIO AVG TTM
14.16
PE RATIO AVG 3Y
11.46
PE RATIO AVG 5Y
9.67
PE RATIO AVG 10Y
13.97
PE RATIO AVG 15Y
17.87
PE RATIO AVG 20Y
19.63
CURRENT VS TTM AVG
+14.91%
CURRENT VS 3Y AVG
+41.92%
CURRENT VS 5Y AVG
+68.23%
CURRENT VS 10Y AVG
+16.48%
CURRENT VS 15Y AVG
-8.95%
CURRENT VS 20Y AVG
-17.12%
SECTOR MEDIAN · FINANCIAL SERVICES
13.01
median of 296 covered companies
CURRENT VS SECTOR MEDIAN
+25.06%
vs the sector median at left
Citizens Community Bancorp, Inc.
Market Cap
$205.52M
PE Ratio
16.27
TTM Avg
14.16
3Y Avg
11.46
5Y Avg
9.67
Market Cap
$205.08M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$202.66M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$200.64M
PE Ratio
37.39
TTM Avg
82.61
3Y Avg
82.61
5Y Avg
82.61
Market Cap
$197.97M
PE Ratio
N/A
TTM Avg
22.97
3Y Avg
194.53
5Y Avg
137.05
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Community Bancorp, Inc. (CZWI) | $205.52M | 16.27 | 14.16 | 11.46 | 9.67 |
| Astoria US Equal Weight Quality Kings ETF (ROE)vs › | $205.08M | N/A | N/A | N/A | N/A |
| Dynamix Corporation III Class A Ordinary Shares (DNMX)vs › | $202.66M | N/A | N/A | N/A | N/A |
| DeFi Technologies Inc. (DEFT)vs › | $201.12M | 8.10 | 6.83 | 20.31 | 20.31 |
| Catalyst Acquisition Corp. (CATL)vs › | $210.34M | N/A | N/A | N/A | N/A |
| FIGX Capital Acquisition Corp. (FIGX)vs › | $200.64M | 37.39 | 82.61 | 82.61 | 82.61 |
| Ampercap Acquisition Co. (APMC)vs › | $198.99M | N/A | N/A | N/A | N/A |
| Tribeca Strategic Acquisition Corp. (BID)vs › | $197.97M | N/A | 22.97 | 194.53 | 137.05 |
| First Capital, Inc. (FCAP)vs › | $213.24M | 11.53 | 11.62 | 9.97 | 9.63 |
| Consumer Portfolio Services, Inc. (CPSS)vs › | $195.50M | 9.90 | 10.68 | 9.13 | 7.35 |
At 16.3, P/E is near its 20-year median — higher than 38% of readings in its 20-year history.
20-year low
4.9
median
20.2
20-year high
913.2
Trailing P/E
16.3
Forward P/E
14.9
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$21.31
Forward EPS (Est.)
$1.43
Forward P/E
14.95
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 16.27 |
| 2026-10-02 | 16.26 |
| 2026-10-01 | 16.18 |
| 2026-09-30 | 16.11 |
| 2026-09-29 | 16.22 |
| 2026-09-28 | 16.12 |
| 2026-09-25 | 16.29 |
| 2026-09-24 | 16.19 |
| 2026-09-23 | 16.21 |
| 2026-09-22 | 16.51 |
| 2026-09-21 | 16.32 |
| 2026-09-18 | 16.69 |
| 2026-09-17 | 16.39 |
| 2026-09-16 | 16.40 |
| 2026-09-15 | 16.64 |
| 2026-09-14 | 16.66 |
| 2026-09-11 | 16.70 |
| 2026-09-10 | 16.83 |
| 2026-09-09 | 16.84 |
| 2026-09-08 | 16.87 |
| 2026-09-04 | 16.85 |
| 2026-09-03 | 16.66 |
| 2026-09-02 | 16.39 |
| 2026-09-01 | 15.80 |
| 2026-08-31 | 15.90 |
| 2026-08-28 | 16.05 |
| 2026-08-27 | 15.93 |
| 2026-08-26 | 15.85 |
| 2026-08-25 | 15.92 |
| 2026-08-24 | 15.94 |
| 2026-08-21 | 16.08 |
| 2026-08-20 | 15.95 |
| 2026-08-19 | 15.99 |
| 2026-08-18 | 16.16 |
| 2026-08-17 | 15.97 |
| 2026-08-14 | 16.05 |
| 2026-08-13 | 16.11 |
| 2026-08-12 | 15.80 |
| 2026-08-11 | 15.66 |
| 2026-08-10 | 15.55 |
| 2026-08-07 | 15.96 |
| 2026-08-06 | 14.16 |
| 2026-08-05 | 14.20 |
| 2026-08-04 | 14.29 |
| 2026-08-03 | 14.31 |
| 2026-07-31 | 14.38 |
| 2026-07-30 | 14.27 |
| 2026-07-29 | 14.38 |
| 2026-07-28 | 13.99 |
| 2026-07-27 | 13.99 |
| 2026-07-24 | 15.40 |
| 2026-07-23 | 15.02 |
| 2026-07-22 | 15.12 |
| 2026-07-21 | 15.22 |
| 2026-07-20 | 15.24 |
| 2026-07-17 | 15.20 |
| 2026-07-16 | 15.44 |
| 2026-07-15 | 15.22 |
| 2026-07-14 | 15.01 |
| 2026-07-13 | 15.10 |
| 2026-07-10 | 15.07 |
| 2026-07-09 | 15.05 |
| 2026-07-08 | 14.71 |
| 2026-07-07 | 15.22 |
| 2026-07-06 | 15.10 |
| 2026-07-02 | 15.47 |
| 2026-07-01 | 15.65 |
| 2026-06-30 | 15.29 |
| 2026-06-29 | 15.31 |
| 2026-06-26 | 15.39 |
| 2026-06-25 | 14.92 |
| 2026-06-24 | 14.49 |
| 2026-06-23 | 14.97 |
| 2026-06-22 | 14.46 |
| 2026-06-18 | 13.95 |
| 2026-06-17 | 13.89 |
| 2026-06-16 | 13.84 |
| 2026-06-15 | 13.64 |
| 2026-06-12 | 14.03 |
| 2026-06-11 | 13.50 |
| 2026-06-10 | 13.33 |
| 2026-06-09 | 13.33 |
| 2026-06-08 | 13.46 |
| 2026-06-05 | 13.56 |
| 2026-06-04 | 13.43 |
| 2026-06-03 | 13.41 |
| 2026-06-02 | 13.97 |
| 2026-06-01 | 13.07 |
| 2026-05-29 | 13.33 |
| 2026-05-28 | 13.48 |
| 2026-05-27 | 13.50 |
| 2026-05-26 | 13.52 |
| 2026-05-22 | 13.34 |
| 2026-05-21 | 13.34 |
| 2026-05-20 | 13.42 |
| 2026-05-19 | 13.27 |
| 2026-05-18 | 13.41 |
| 2026-05-15 | 13.45 |
| 2026-05-14 | 13.68 |
| 2026-05-13 | 13.71 |
| 2026-05-12 | 13.73 |
| 2026-05-11 | 13.78 |
| 2026-05-08 | 13.99 |
| 2026-05-07 | 13.78 |
| 2026-05-06 | 14.41 |
| 2026-05-05 | 14.48 |
| 2026-05-04 | 14.29 |
| 2026-05-01 | 14.28 |
| 2026-04-30 | 14.21 |
| 2026-04-29 | 14.27 |
| 2026-04-28 | 14.53 |
| 2026-04-27 | 14.28 |
| 2026-04-24 | 14.13 |
| 2026-04-23 | 14.03 |
| 2026-04-22 | 14.06 |
| 2026-04-21 | 14.05 |
| 2026-04-20 | 14.16 |
| 2026-04-17 | 14.08 |
| 2026-04-16 | 13.93 |
| 2026-04-15 | 13.97 |
| 2026-04-14 | 14.13 |
| 2026-04-13 | 14.06 |
| 2026-04-10 | 14.16 |
| 2026-04-09 | 14.23 |
| 2026-04-08 | 14.28 |
| 2026-04-07 | 14.03 |
| 2026-04-06 | 13.77 |
| 2026-04-02 | 13.77 |
| 2026-04-01 | 13.81 |
| 2026-03-31 | 13.56 |
| 2026-03-30 | 13.40 |
| 2026-03-27 | 13.21 |
| 2026-03-26 | 13.30 |
| 2026-03-25 | 13.35 |
| 2026-03-24 | 13.39 |
| 2026-03-23 | 13.29 |
| 2026-03-20 | 13.06 |
| 2026-03-19 | 12.82 |
| 2026-03-18 | 12.76 |
| 2026-03-17 | 12.77 |
| 2026-03-16 | 12.75 |
| 2026-03-13 | 12.45 |
| 2026-03-12 | 12.34 |
| 2026-03-11 | 12.42 |
| 2026-03-10 | 12.54 |
| 2026-03-09 | 12.24 |
| 2026-03-06 | 12.12 |
| 2026-03-05 | 13.84 |
| 2026-03-04 | 14.05 |
| 2026-03-03 | 13.82 |
| 2026-03-02 | 13.80 |
| 2026-02-27 | 13.50 |
| 2026-02-26 | 14.09 |
| 2026-02-25 | 14.05 |
| 2026-02-24 | 13.88 |
| 2026-02-23 | 13.85 |
| 2026-02-20 | 14.27 |
| 2026-02-19 | 14.33 |
| 2026-02-18 | 14.25 |
| 2026-02-17 | 14.38 |
| 2026-02-13 | 14.64 |
| 2026-02-12 | 14.32 |
| 2026-02-11 | 14.53 |
| 2026-02-10 | 14.57 |
| 2026-02-09 | 14.74 |
| 2026-02-06 | 14.73 |
| 2026-02-05 | 14.81 |
| 2026-02-04 | 14.67 |
| 2026-02-03 | 14.36 |
| 2026-02-02 | 14.36 |
| 2026-01-30 | 14.06 |
| 2026-01-29 | 13.96 |
| 2026-01-28 | 13.75 |
| 2026-01-27 | 13.99 |
| 2026-01-26 | 14.00 |
| 2026-01-23 | 14.11 |
| 2026-01-22 | 14.36 |
| 2026-01-21 | 14.42 |
| 2026-01-20 | 13.89 |
| 2026-01-16 | 14.30 |
| 2026-01-15 | 14.13 |
| 2026-01-14 | 14.07 |
| 2026-01-13 | 13.87 |
| 2026-01-12 | 14.01 |
| 2026-01-09 | 14.12 |
| 2026-01-08 | 14.20 |
| 2026-01-07 | 13.57 |
| 2026-01-06 | 13.71 |
| 2026-01-05 | 13.71 |
| 2026-01-02 | 13.51 |
| 2025-12-31 | 13.81 |
| 2025-12-30 | 13.79 |
| 2025-12-29 | 14.02 |
| 2025-12-26 | 13.91 |
| 2025-12-24 | 13.97 |
| 2025-12-23 | 13.98 |
| 2025-12-22 | 14.12 |
| 2025-12-19 | 14.27 |
| 2025-12-18 | 14.32 |
| 2025-12-17 | 14.30 |
| 2025-12-16 | 14.30 |
| 2025-12-15 | 14.29 |
| 2025-12-12 | 14.22 |
| 2025-12-11 | 14.23 |
| 2025-12-10 | 13.99 |
| 2025-12-09 | 13.79 |
| 2025-12-08 | 13.79 |
| 2025-12-05 | 13.78 |
| 2025-12-04 | 13.84 |
| 2025-12-03 | 13.70 |
| 2025-12-02 | 13.43 |
| 2025-12-01 | 13.45 |
| 2025-11-28 | 13.37 |
| 2025-11-26 | 13.34 |
| 2025-11-25 | 13.33 |
| 2025-11-24 | 13.09 |
| 2025-11-21 | 12.96 |
| 2025-11-20 | 12.85 |
| 2025-11-19 | 12.67 |
| 2025-11-18 | 12.69 |
| 2025-11-17 | 12.68 |
| 2025-11-14 | 13.02 |
| 2025-11-13 | 13.10 |
| 2025-11-12 | 12.80 |
| 2025-11-11 | 12.74 |
| 2025-11-10 | 12.62 |
| 2025-11-07 | 12.55 |
| 2025-11-06 | 12.56 |
| 2025-11-05 | 12.69 |
| 2025-11-04 | 13.02 |
| 2025-11-03 | 12.98 |
| 2025-10-31 | 12.62 |
| 2025-10-30 | 12.62 |
| 2025-10-29 | 12.66 |
| 2025-10-28 | 12.78 |
| 2025-10-27 | 12.81 |
| 2025-10-24 | 12.84 |
| 2025-10-23 | 12.65 |
| 2025-10-22 | 12.68 |
| 2025-10-21 | 12.51 |
| 2025-10-20 | 12.52 |
| 2025-10-17 | 12.19 |
| 2025-10-16 | 12.19 |
| 2025-10-15 | 12.88 |
| 2025-10-14 | 12.95 |
| 2025-10-13 | 12.70 |
| 2025-10-10 | 12.59 |
| 2025-10-09 | 12.79 |
| 2025-10-08 | 12.82 |
| 2025-10-07 | 12.85 |
| 2025-10-06 | 12.90 |
| 2025-10-03 | 12.81 |
| 2025-10-02 | 12.70 |
| 2025-10-01 | 12.85 |
| 2025-09-30 | 12.96 |
| 2025-09-29 | 12.97 |
| 2025-09-26 | 13.21 |
| 2025-09-25 | 13.16 |
| 2025-09-24 | 13.19 |
| 2025-09-23 | 13.25 |
Showing the most recent 260 of 4,470 data points. The chart above shows the full history.