Basis: FMP quote market capitalization / revenue from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/S ratio high or low?
The P/S ratio of 2.77 is in line with its estimated 5-year average of 2.56, around the middle of its estimated 5-year range (1.76–3.97).
As of 2026-10-06T13:42:00.855Z. 18.87% above its estimated 12-month average of 2.33.
Calculation as of: 2026-10-06T13:42:00.855Z.
Quote observation: 2026-10-06T13:35:51.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 27324e49c7392f68963825a3a2cdddb07c8ab4fb61350de7f86bee1d1ae3c85a
Current P/S: FMP quote market capitalization / TTM revenue. Historical estimates use price and reported weighted-average shares; daily points use adjusted close × quarterly weighted-average shares / TTM revenue. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
PS RATIO
2.77
PS RATIO AVG TTM
2.33
PS RATIO AVG 3Y
2.13
PS RATIO AVG 5Y
2.56
PS RATIO AVG 10Y
3.43
PS RATIO AVG 15Y
3.47
PS RATIO AVG 20Y
3.13
CURRENT VS TTM AVG
+18.87%
CURRENT VS 3Y AVG
+29.78%
CURRENT VS 5Y AVG
+8.04%
CURRENT VS 10Y AVG
-19.14%
CURRENT VS 15Y AVG
-20.23%
CURRENT VS 20Y AVG
-11.60%
SECTOR MEDIAN · FINANCIAL SERVICES
2.41
median of 333 covered companies
CURRENT VS SECTOR MEDIAN
+14.94%
vs the sector median at left
Citizens & Northern Corporation
Market Cap
$455.80M
PS Ratio
2.77
TTM Avg
2.33
3Y Avg
2.13
5Y Avg
2.56
Market Cap
$449.46M
PS Ratio
1.36
TTM Avg
1.67
3Y Avg
1.84
5Y Avg
1.23
Market Cap
$471.62M
PS Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$474.86M
PS Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | PS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens & Northern Corporation (CZNC) | $455.80M | 2.77 | 2.33 | 2.13 | 2.56 |
| American Coastal Insurance Corporation (ACIC)vs › | $449.46M | 1.36 | 1.67 | 1.84 | 1.23 |
| Churchill Capital Corp. Xii (CXII)vs › | $447.77M | N/A | N/A | N/A | N/A |
| Bank of Marin Bancorp (BMRC)vs › | $445.46M | 2.22 | 2.63 | 2.68 | 3.07 |
| First Bank (FRBA)vs › | $443.62M | 1.80 | 1.70 | 1.71 | 2.03 |
| AlTi Global, Inc. (ALTI)vs › | $443.99M | 1.60 | 1.59 | 1.63 | 3.09 |
| Gores Holdings X, Inc. (GTEN)vs › | $471.94M | N/A | N/A | N/A | N/A |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.62M | N/A | N/A | N/A | N/A |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $474.86M | N/A | N/A | N/A | N/A |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.06M | N/A | N/A | N/A | N/A |
Trailing-12-month revenue adds these four fiscal quarters. Amounts are in USD, rounded only to whole currency units.
| Fiscal period | Revenue | Source |
|---|---|---|
| Q3 FY2025Period ended 2025-09-30 | $40,425,000 | Filing link unavailableFMP normalized income statementFiling date supplied by FMP: 2025-11-07 |
| Q4 FY2025Period ended 2025-12-31 | $36,020,000 | Filing link unavailableFMP normalized income statementFiling date supplied by FMP: 2026-03-06 |
| Q1 FY2026Period ended 2026-03-31 | $48,783,000 | Filing link unavailableFMP normalized income statementFiling date supplied by FMP: 2026-05-08 |
| Q2 FY2026Period ended 2026-06-30 | $39,110,000 | Filing link unavailableFMP normalized income statementFiling date supplied by FMP: 2026-08-07 |
| TTM revenue | $164,338,000 |
Current P/S: $455,798,304 market capitalization ÷ $164,338,000 TTM revenue = 2.77x.
Market capitalization source: FMP quote. Quote observed 2026-10-06T13:35:51.000Z. Latest revenue period ended 2026-06-30.
Current market capitalization comes from the quote provider. EPS weighted-average shares are a separate measure.
At 2.77, P/S is near its estimated 20-year median — higher than 45% of readings in its estimated 20-year history.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
estimated 20-year low
0.93
median
3.07
estimated 20-year high
5.57
P/S Ratio
2.77
Market Cap / Trailing Twelve-Month Revenue
PS Ratio = Market Cap / Revenue (TTM)
The price-to-sales ratio compares market capitalization to trailing revenue. It is useful for valuing companies with little or no earnings.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PS RATIO |
|---|---|
| 2026-10-05 | 2.74 |
| 2026-10-02 | 2.76 |
| 2026-10-01 | 2.71 |
| 2026-09-30 | 2.69 |
| 2026-09-29 | 2.72 |
| 2026-09-28 | 2.75 |
| 2026-09-25 | 2.76 |
| 2026-09-24 | 2.74 |
| 2026-09-23 | 2.71 |
| 2026-09-22 | 2.76 |
| 2026-09-21 | 2.77 |
| 2026-09-18 | 2.77 |
| 2026-09-17 | 2.79 |
| 2026-09-16 | 2.79 |
| 2026-09-15 | 2.81 |
| 2026-09-14 | 2.80 |
| 2026-09-11 | 2.79 |
| 2026-09-10 | 2.79 |
| 2026-09-09 | 2.77 |
| 2026-09-08 | 2.77 |
| 2026-09-04 | 2.81 |
| 2026-09-03 | 2.78 |
| 2026-09-02 | 2.78 |
| 2026-09-01 | 2.72 |
| 2026-08-31 | 2.72 |
| 2026-08-28 | 2.75 |
| 2026-08-27 | 2.74 |
| 2026-08-26 | 2.73 |
| 2026-08-25 | 2.77 |
| 2026-08-24 | 2.80 |
| 2026-08-21 | 2.77 |
| 2026-08-20 | 2.76 |
| 2026-08-19 | 2.75 |
| 2026-08-18 | 2.80 |
| 2026-08-17 | 2.79 |
| 2026-08-14 | 2.79 |
| 2026-08-13 | 2.79 |
| 2026-08-12 | 2.79 |
| 2026-08-11 | 2.75 |
| 2026-08-10 | 2.72 |
| 2026-08-07 | 2.71 |
| 2026-08-06 | 2.70 |
| 2026-08-05 | 2.70 |
| 2026-08-04 | 2.71 |
| 2026-08-03 | 2.70 |
| 2026-07-31 | 2.71 |
| 2026-07-30 | 2.72 |
| 2026-07-29 | 2.68 |
| 2026-07-28 | 2.68 |
| 2026-07-27 | 2.63 |
| 2026-07-24 | 2.60 |
| 2026-07-23 | 2.48 |
| 2026-07-22 | 2.48 |
| 2026-07-21 | 2.50 |
| 2026-07-20 | 2.51 |
| 2026-07-17 | 2.49 |
| 2026-07-16 | 2.55 |
| 2026-07-15 | 2.46 |
| 2026-07-14 | 2.45 |
| 2026-07-13 | 2.46 |
| 2026-07-10 | 2.44 |
| 2026-07-09 | 2.43 |
| 2026-07-08 | 2.42 |
| 2026-07-07 | 2.48 |
| 2026-07-06 | 2.51 |
| 2026-07-02 | 2.52 |
| 2026-07-01 | 2.57 |
| 2026-06-30 | 2.49 |
| 2026-06-29 | 2.50 |
| 2026-06-26 | 2.51 |
| 2026-06-25 | 2.40 |
| 2026-06-24 | 2.40 |
| 2026-06-23 | 2.36 |
| 2026-06-22 | 2.30 |
| 2026-06-18 | 2.32 |
| 2026-06-17 | 2.30 |
| 2026-06-16 | 2.34 |
| 2026-06-15 | 2.29 |
| 2026-06-12 | 2.36 |
| 2026-06-11 | 2.34 |
| 2026-06-10 | 2.34 |
| 2026-06-09 | 2.31 |
| 2026-06-08 | 2.28 |
| 2026-06-05 | 2.28 |
| 2026-06-04 | 2.23 |
| 2026-06-03 | 2.18 |
| 2026-06-02 | 2.23 |
| 2026-06-01 | 2.21 |
| 2026-05-29 | 2.25 |
| 2026-05-28 | 2.26 |
| 2026-05-27 | 2.26 |
| 2026-05-26 | 2.26 |
| 2026-05-22 | 2.25 |
| 2026-05-21 | 2.26 |
| 2026-05-20 | 2.24 |
| 2026-05-19 | 2.19 |
| 2026-05-18 | 2.20 |
| 2026-05-15 | 2.16 |
| 2026-05-14 | 2.22 |
| 2026-05-13 | 2.22 |
| 2026-05-12 | 2.24 |
| 2026-05-11 | 2.25 |
| 2026-05-08 | 2.47 |
| 2026-05-07 | 2.48 |
| 2026-05-06 | 2.48 |
| 2026-05-05 | 2.48 |
| 2026-05-04 | 2.45 |
| 2026-05-01 | 2.56 |
| 2026-04-30 | 2.52 |
| 2026-04-29 | 2.62 |
| 2026-04-28 | 2.70 |
| 2026-04-27 | 2.65 |
| 2026-04-24 | 2.64 |
| 2026-04-23 | 2.62 |
| 2026-04-22 | 2.64 |
| 2026-04-21 | 2.65 |
| 2026-04-20 | 2.70 |
| 2026-04-17 | 2.71 |
| 2026-04-16 | 2.64 |
| 2026-04-15 | 2.67 |
| 2026-04-14 | 2.69 |
| 2026-04-13 | 2.69 |
| 2026-04-10 | 2.71 |
| 2026-04-09 | 2.73 |
| 2026-04-08 | 2.66 |
| 2026-04-07 | 2.61 |
| 2026-04-06 | 2.58 |
| 2026-04-02 | 2.56 |
| 2026-04-01 | 2.55 |
| 2026-03-31 | 2.55 |
| 2026-03-30 | 2.54 |
| 2026-03-27 | 2.51 |
| 2026-03-26 | 2.52 |
| 2026-03-25 | 2.51 |
| 2026-03-24 | 2.52 |
| 2026-03-23 | 2.52 |
| 2026-03-20 | 2.47 |
| 2026-03-19 | 2.47 |
| 2026-03-18 | 2.44 |
| 2026-03-17 | 2.50 |
| 2026-03-16 | 2.50 |
| 2026-03-13 | 2.48 |
| 2026-03-12 | 2.47 |
| 2026-03-11 | 2.49 |
| 2026-03-10 | 2.54 |
| 2026-03-09 | 2.54 |
| 2026-03-06 | 2.15 |
| 2026-03-05 | 2.15 |
| 2026-03-04 | 2.20 |
| 2026-03-03 | 2.19 |
| 2026-03-02 | 2.21 |
| 2026-02-27 | 2.16 |
| 2026-02-26 | 2.24 |
| 2026-02-25 | 2.22 |
| 2026-02-24 | 2.19 |
| 2026-02-23 | 2.24 |
| 2026-02-20 | 2.30 |
| 2026-02-19 | 2.27 |
| 2026-02-18 | 2.26 |
| 2026-02-17 | 2.29 |
| 2026-02-13 | 2.30 |
| 2026-02-12 | 2.27 |
| 2026-02-11 | 2.23 |
| 2026-02-10 | 2.23 |
| 2026-02-09 | 2.25 |
| 2026-02-06 | 2.26 |
| 2026-02-05 | 2.27 |
| 2026-02-04 | 2.28 |
| 2026-02-03 | 2.25 |
| 2026-02-02 | 2.19 |
| 2026-01-30 | 2.19 |
| 2026-01-29 | 2.15 |
| 2026-01-28 | 2.06 |
| 2026-01-27 | 2.09 |
| 2026-01-26 | 2.06 |
| 2026-01-23 | 2.08 |
| 2026-01-22 | 2.16 |
| 2026-01-21 | 2.15 |
| 2026-01-20 | 2.06 |
| 2026-01-16 | 2.07 |
| 2026-01-15 | 2.08 |
| 2026-01-14 | 2.03 |
| 2026-01-13 | 1.98 |
| 2026-01-12 | 1.96 |
| 2026-01-09 | 1.97 |
| 2026-01-08 | 1.97 |
| 2026-01-07 | 1.93 |
| 2026-01-06 | 1.95 |
| 2026-01-05 | 1.95 |
| 2026-01-02 | 1.92 |
| 2025-12-31 | 1.94 |
| 2025-12-30 | 1.95 |
| 2025-12-29 | 1.96 |
| 2025-12-26 | 1.99 |
| 2025-12-24 | 1.99 |
| 2025-12-23 | 1.99 |
| 2025-12-22 | 2.02 |
| 2025-12-19 | 2.03 |
| 2025-12-18 | 2.11 |
| 2025-12-17 | 2.11 |
| 2025-12-16 | 2.12 |
| 2025-12-15 | 2.12 |
| 2025-12-12 | 2.09 |
| 2025-12-11 | 2.07 |
| 2025-12-10 | 2.05 |
| 2025-12-09 | 1.98 |
| 2025-12-08 | 1.96 |
| 2025-12-05 | 1.95 |
| 2025-12-04 | 1.98 |
| 2025-12-03 | 1.98 |
| 2025-12-02 | 1.94 |
| 2025-12-01 | 1.94 |
| 2025-11-28 | 1.94 |
| 2025-11-26 | 1.95 |
| 2025-11-25 | 1.94 |
| 2025-11-24 | 1.91 |
| 2025-11-21 | 1.90 |
| 2025-11-20 | 1.84 |
| 2025-11-19 | 1.87 |
| 2025-11-18 | 1.88 |
| 2025-11-17 | 1.83 |
| 2025-11-14 | 1.89 |
| 2025-11-13 | 1.88 |
| 2025-11-12 | 1.87 |
| 2025-11-11 | 1.87 |
| 2025-11-10 | 1.85 |
| 2025-11-07 | 1.86 |
| 2025-11-06 | 1.84 |
| 2025-11-05 | 1.86 |
| 2025-11-04 | 1.85 |
| 2025-11-03 | 1.84 |
| 2025-10-31 | 1.87 |
| 2025-10-30 | 1.89 |
| 2025-10-29 | 1.86 |
| 2025-10-28 | 1.89 |
| 2025-10-27 | 1.89 |
| 2025-10-24 | 1.88 |
| 2025-10-23 | 1.86 |
| 2025-10-22 | 1.88 |
| 2025-10-21 | 1.86 |
| 2025-10-20 | 1.87 |
| 2025-10-17 | 1.86 |
| 2025-10-16 | 1.84 |
| 2025-10-15 | 1.89 |
| 2025-10-14 | 1.89 |
| 2025-10-13 | 1.88 |
| 2025-10-10 | 1.86 |
| 2025-10-09 | 1.88 |
| 2025-10-08 | 1.89 |
| 2025-10-07 | 1.89 |
| 2025-10-06 | 1.89 |
| 2025-10-03 | 1.88 |
| 2025-10-02 | 1.89 |
| 2025-10-01 | 1.90 |
| 2025-09-30 | 1.92 |
| 2025-09-29 | 1.91 |
| 2025-09-26 | 1.93 |
| 2025-09-25 | 1.91 |
| 2025-09-24 | 1.93 |
| 2025-09-23 | 1.91 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.
These references are supplied through FMP. Full filing context identifiers and dimensional metadata are unavailable in the normalized feed.