The total return over the past 12 months is +37.58% vs. +16.94% for the S&P 500. So far it's up +31.08% this year. Includes price appreciation + reinvested dividends.
| Category | 1Y (TTM) | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Price CAGR | +30.80% | +12.00% | (0.39%) | +1.61% | +3.31% | +0.62% |
| Total Return CAGR | +37.58% | +18.39% | +5.00% | +6.80% | +8.55% | +5.52% |
| Revenue CAGR | +3.51% | +9.25% | +8.12% | +10.43% | +4.92% | +3.97% |
| Net Income CAGR | (5.94%) | (3.13%) | +4.04% | +4.88% | +1.27% | +3.64% |
| EPS CAGR | (15.69%) | (5.13%) | +2.35% | +0.79% | (1.94%) | (0.20%) |
| Free Cash Flow CAGR | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Cash Flow CAGR | +59.84% | +6.63% | +5.95% | +9.59% | +0.65% | +7.50% |
| Dividends CAGR | 0.00% | 0.00% | +0.73% | +0.74% | +7.29% | +1.08% |
Visualize historical growth rates over rolling horizons. Use the dropdown to select different metric vectors.
Citizens & Northern Corporation (CZNC)
| Year | Start price | End price | CZNC Return | SPY Return | Outperformance |
|---|---|---|---|---|---|
| 2026(YTD) | $20.17 | $25.50 | +31.08% | +14.51% | +16.57% |
| 2025 | $18.60 | $20.17 | +14.84% | +17.72% | (2.88%) |
| 2024 | $22.43 | $18.60 | (12.19%) | +24.89% | (37.08%) |
| 2023 | $22.86 | $22.43 | +3.70% | +26.19% | (22.49%) |
| 2022 | $26.12 | $22.86 | (8.36%) | (18.17%) | +9.81% |
| 2021 | $19.84 | $26.12 | +38.06% | +28.74% | +9.32% |
| 2020 | $28.25 | $19.84 | (25.77%) | +18.37% | (44.14%) |
| 2019 | $26.43 | $28.25 | +11.83% | +31.22% | (19.39%) |
| 2018 | $24.00 | $26.43 | +14.94% | (4.56%) | +19.50% |
| 2017 | $26.20 | $24.00 | (4.40%) | +21.70% | (26.10%) |
Start and end prices are split-adjusted closing prices. Total return includes reinvested dividends, so it can differ from the price change.
