The total return over the past 12 months is +43.37% vs. +16.94% for the S&P 500. So far it's up +42.55% this year. Includes price appreciation + reinvested dividends.
| Category | 1Y (TTM) | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Price CAGR | +39.14% | +20.98% | +5.73% | +6.00% | +7.51% | +7.26% |
| Total Return CAGR | +43.37% | +25.18% | +9.15% | +9.43% | +11.18% | +11.17% |
| Revenue CAGR | +3.20% | +17.83% | +14.96% | +14.20% | +9.50% | +8.37% |
| Net Income CAGR | +29.90% | +31.28% | +6.23% | +13.44% | +8.66% | +10.62% |
| EPS CAGR | +30.24% | +2.38% | +3.98% | +8.44% | +5.89% | +8.76% |
| Free Cash Flow CAGR | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Cash Flow CAGR | +11.60% | +21.22% | (0.89%) | +10.68% | +6.63% | +7.98% |
| Dividends CAGR | +2.04% | +2.14% | +1.22% | +1.81% | +4.84% | +5.63% |
Visualize historical growth rates over rolling horizons. Use the dropdown to select different metric vectors.
Citizens Financial Services, Inc. (CZFS)
| Year | Start price | End price | CZFS Return | SPY Return | Outperformance |
|---|---|---|---|---|---|
| 2026(YTD) | $57.02 | $79.52 | +42.55% | +14.51% | +28.04% |
| 2025 | $62.68 | $57.02 | (5.93%) | +17.72% | (23.65%) |
| 2024 | $63.44 | $62.68 | +2.76% | +24.89% | (22.13%) |
| 2023 | $74.46 | $63.44 | (12.28%) | +26.19% | (38.47%) |
| 2022 | $58.32 | $74.46 | +31.19% | (18.17%) | +49.36% |
| 2021 | $53.28 | $58.32 | +12.94% | +28.74% | (15.80%) |
| 2020 | $57.94 | $53.28 | (4.47%) | +18.37% | (22.84%) |
| 2019 | $51.81 | $57.94 | +15.23% | +31.22% | (15.99%) |
| 2018 | $58.18 | $51.81 | (8.37%) | (4.56%) | (3.81%) |
| 2017 | $46.61 | $58.18 | +28.77% | +21.70% | +7.07% |
Start and end prices are split-adjusted closing prices. Total return includes reinvested dividends, so it can differ from the price change.
