Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.62%.
YIELD ON COST (YOC)
3.62%
CVBF now pays $0.80 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $17.45 | 4.58% |
| 5 years ago(2021-09-30) | $20.37 | 3.93% |
| 3 years ago(2023-10-03) | $15.62 | 5.12% |
| 1 year ago(2025-10-07) | $18.90 | 4.23% |
| Buying today(at $22.04) | $22.04 | 3.62% |
Projection: starting from today's 3.62% yield, assuming the dividend keeps compounding at 2.6% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.62%
In 3 years
3.91%
In 5 years
4.13%
In 10 years
4.71%
Try your own purchase price, dividend and growth rate for CVB Financial Corp. (CVBF).
Starting Yield
3.63%
Ending YOC
2.55%
Year 15 Dividend
$0.56
Cum. Dividends Recd.
$9.99
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.80 | N/A | 3.63% | $0.00 |
| Year 1 | $0.78 | -2.33% | 3.55% | $0.78 |
| Year 2 | $0.76 | -2.33% | 3.46% | $1.54 |
| Year 3 | $0.75 | -2.33% | 3.38% | $2.29 |
| Year 4 | $0.73 | -2.33% | 3.30% | $3.02 |
| Year 5 | $0.71 | -2.33% | 3.23% | $3.73 |
| Year 6 | $0.69 | -2.33% | 3.15% | $4.42 |
| Year 7 | $0.68 | -2.33% | 3.08% | $5.10 |
| Year 8 | $0.66 | -2.33% | 3.01% | $5.76 |
| Year 9 | $0.65 | -2.33% | 2.94% | $6.41 |
| Year 10 | $0.63 | -2.33% | 2.87% | $7.04 |
| Year 11 | $0.62 | -2.33% | 2.80% | $7.66 |
| Year 12 | $0.60 | -2.33% | 2.74% | $8.26 |
| Year 13 | $0.59 | -2.33% | 2.67% | $8.85 |
| Year 14 | $0.58 | -2.33% | 2.61% | $9.43 |
| Year 15 | $0.56 | -2.33% | 2.55% | $9.99 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
