Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Never paid. No positive dividend payment is present in the available history.
Last Updated: Sunday, July 26, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 59.51 |
| PE Ratio Avg TTM | 38.57 |
| PE Ratio Avg 3Y | 40.09 |
| Current VS TTM Avg | +54.31% |
| Current VS 3Y Avg | +48.44% |
| Current VS 5Y Avg | +77.69% |
| PS Ratio | 7.21 |
| PS Ratio Avg TTM | 9.73 |
| PS Ratio Avg 3Y | 11.28 |
| Current VS TTM Avg | -25.93% |
| Current VS 3Y Avg | -36.05% |
| Current VS 5Y Avg | -21.68% |
| PB Ratio | 3.11 |
| PB Ratio Avg TTM | 4.89 |
| PB Ratio Avg 3Y | 6.00 |
| Current VS TTM Avg | -36.44% |
| Current VS 3Y Avg | -48.21% |
| Current VS 5Y Avg | -45.18% |
| Debt/Equity Ratio | 0.59 |
| Debt/Equity Ratio Avg TTM | 0.48 |
| Debt/Equity Ratio Avg 3Y | 0.51 |
| Current VS TTM Avg | +23.92% |
| Current VS 3Y Avg | +15.77% |
| Current VS 5Y Avg | +12.47% |
| PEG Ratio | 1.12 |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | 0.01 |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | +11100.00% |
| Current VS 5Y Avg | +11100.00% |
| Earnings Yield | 1.68% |
| Earnings Yield Avg TTM | 2.96% |
| Earnings Yield Avg 3Y | 2.59% |
| Current VS TTM Avg | -43.18% |
| Current VS 3Y Avg | -35.06% |
| Current VS 5Y Avg | -46.29% |
| Current Ratio | 2.14 |
| Current Ratio Avg TTM | 2.31 |
| Current Ratio Avg 3Y | 1.70 |
| Current VS TTM Avg | -7.15% |
| Current VS 3Y Avg | +25.93% |
| Current VS 5Y Avg | +37.22% |
| Quick Ratio | 2.14 |
| Quick Ratio Avg TTM | 2.31 |
| Quick Ratio Avg 3Y | 1.70 |
| Current VS TTM Avg | -7.15% |
| Current VS 3Y Avg | +25.93% |
| Current VS 5Y Avg | +37.22% |
| ROIC | 5.24% |
| ROIC Avg 3Y | (1.24%) |
| ROIC Avg 5Y | 7.17% |
| Current VS 3Y Avg | -523.43% |
| Current VS 5Y Avg | -26.90% |
| Current VS 10Y Avg | -10.56% |
| ROA | 4.25% |
| ROA Avg TTM | 7.84% |
| ROA Avg 3Y | 3.35% |
| Current VS TTM Avg | -45.83% |
| Current VS 3Y Avg | +26.87% |
| Current VS 5Y Avg | -29.05% |
| ROE | 8.52% |
| ROE Avg TTM | 16.81% |
| ROE Avg 3Y | (3.25%) |
| Current VS TTM Avg | -49.32% |
| Current VS 3Y Avg | -362.36% |
| Current VS 5Y Avg | -33.83% |
| Net Profit Margin | (27.89%) |
| Net Profit Margin Avg TTM | 5.86% |
| Net Profit Margin Avg 3Y | 6.31% |
| Current VS TTM Avg | -575.61% |
| Current VS 3Y Avg | -542.32% |
| Current VS 5Y Avg | -519.46% |
| N/A |
| 2019 | N/A |
| 2018 | N/A |
| 2017 | N/A |
