Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.35%.
YIELD ON COST (YOC)
1.35%
COF now pays $3.00 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-08-02) | $66.30 | 4.52% |
| 5 years ago(2021-08-10) | $170.67 | 1.76% |
| 3 years ago(2023-08-01) | $116.48 | 2.58% |
| 1 year ago(2025-08-05) | $212.00 | 1.42% |
| Buying today(at $221.63) | $221.63 | 1.35% |
Projection: starting from today's 1.35% yield, assuming the dividend keeps compounding at its historical 21.1% rate. Boards set dividends each year, so actual figures will differ.
Today
1.35%
In 3 years
1.35%
In 5 years
1.35%
In 10 years
1.35%
Try your own purchase price, dividend and growth rate for Capital One Financial Corporation (COF).
Starting Yield
1.35%
Ending YOC
23.80%
Year 15 Dividend
$52.74
Cum. Dividends Recd.
$285.92
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $3.00 | N/A | 1.35% | $0.00 |
| Year 1 | $3.63 | +21.06% | 1.64% | $3.63 |
| Year 2 | $4.40 | +21.06% | 1.98% | $8.03 |
| Year 3 | $5.32 | +21.06% | 2.40% | $13.35 |
| Year 4 | $6.44 | +21.06% | 2.91% | $19.79 |
| Year 5 | $7.80 | +21.06% | 3.52% | $27.60 |
| Year 6 | $9.44 | +21.06% | 4.26% | $37.04 |
| Year 7 | $11.43 | +21.06% | 5.16% | $48.47 |
| Year 8 | $13.84 | +21.06% | 6.24% | $62.31 |
| Year 9 | $16.75 | +21.06% | 7.56% | $79.06 |
| Year 10 | $20.28 | +21.06% | 9.15% | $99.35 |
| Year 11 | $24.55 | +21.06% | 11.08% | $123.90 |
| Year 12 | $29.73 | +21.06% | 13.41% | $153.63 |
| Year 13 | $35.99 | +21.06% | 16.24% | $189.61 |
| Year 14 | $43.56 | +21.06% | 19.66% | $233.18 |
| Year 15 | $52.74 | +21.06% | 23.80% | $285.92 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
