Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
COF Valuation Metrics
COF Stock Price Metrics
COF Dividend Metrics
COF Growth Rate Metrics
COF Discounted Cash Flow Metrics
| Fair Value Price | - |
| Margin of Safety | - |
COF Revenue Metrics
COF PE Ratio Metrics
| PE Ratio | 70.71 |
| PE Ratio Avg TTM | 81.15 |
| PE Ratio Avg 3Y | 35.33 |
| Current VS TTM Avg | -12.86% |
| Current VS 3Y Avg | +100.14% |
| Current VS 5Y Avg | +670.04% |
COF PS Ratio Metrics
| PS Ratio | 1.67 |
| PS Ratio Avg TTM | 1.90 |
| PS Ratio Avg 3Y | 1.37 |
| Current VS TTM Avg | -12.12% |
| Current VS 3Y Avg | +21.78% |
| Current VS 5Y Avg | +14.17% |
COF PB Ratio Metrics
| PB Ratio | 1.12 |
| PB Ratio Avg TTM | 1.13 |
| PB Ratio Avg 3Y | 1.01 |
| Current VS TTM Avg | -0.81% |
| Current VS 3Y Avg | +10.53% |
| Current VS 5Y Avg | +15.63% |
COF Debt to Equity Ratio Metrics
| Debt/Equity Ratio | 0.45 |
| Debt/Equity Ratio Avg TTM | 0.60 |
| Debt/Equity Ratio Avg 3Y | 0.75 |
| Current VS TTM Avg | -25.00% |
| Current VS 3Y Avg | -39.80% |
| Current VS 5Y Avg | -38.22% |
COF PEG Ratio Metrics
| PEG Ratio | - |
| PEG Ratio Avg TTM | - |
| PEG Ratio Avg 3Y | 0.02 |
| Current VS TTM Avg | - |
| Current VS 3Y Avg | - |
| Current VS 5Y Avg | - |
COF Earnings Yield
| Earnings Yield | 1.41% |
| Earnings Yield Avg TTM | 1.19% |
| Earnings Yield Avg 3Y | 6.49% |
| Current VS TTM Avg | +18.70% |
| Current VS 3Y Avg | -78.27% |
| Current VS 5Y Avg | -87.62% |
COF Current Ratio Metrics
| Current Ratio | 0.15 |
| Current Ratio Avg TTM | 0.15 |
| Current Ratio Avg 3Y | 0.24 |
| Current VS TTM Avg | +3.45% |
| Current VS 3Y Avg | -38.78% |
| Current VS 5Y Avg | -50.55% |
COF Quick Ratio Metrics
| Quick Ratio | 0.15 |
| Quick Ratio Avg TTM | 0.15 |
| Quick Ratio Avg 3Y | 0.24 |
| Current VS TTM Avg | +3.45% |
| Current VS 3Y Avg | -38.78% |
| Current VS 5Y Avg | -50.55% |
COF ROIC Metrics
| ROIC | 1.09% |
| ROIC Avg 3Y | 3.67% |
| ROIC Avg 5Y | 4.54% |
| Current VS 3Y Avg | -70.26% |
| Current VS 5Y Avg | -75.99% |
| Current VS 10Y Avg | -73.27% |
COF Return on Assets Metrics
| ROA | 0.37 |
| ROA Avg TTM | 0.67 |
| ROA Avg 3Y | 1.00 |
| Current VS TTM Avg | -44.78% |
| Current VS 3Y Avg | -62.81% |
| Current VS 5Y Avg | -70.36% |
COF Return on Equity Metrics
| ROE | 2.16 |
| ROE Avg TTM | 4.98 |
| ROE Avg 3Y | 8.09 |
| Current VS TTM Avg | -56.67% |
| Current VS 3Y Avg | -73.32% |
| Current VS 5Y Avg | -77.34% |
COF Net Profit Margin Metrics
| Net Profit Margin | 3.54% |
| Net Profit Margin Avg TTM | 6.18% |
| Net Profit Margin Avg 3Y | 10.35% |
| Current VS TTM Avg | -42.67% |
| Current VS 3Y Avg | -65.81% |
| Current VS 5Y Avg | -76.05% |
Last Updated: Sunday, June 21, 2026
About Capital One Financial Corporation
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Richard D. Fairbank