Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 5.54% is 11% below its 5-year average of 6.23%, around the middle of its 5-year range (4.26%–8.16%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.73% below its 12-month average of 5.70%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 5.54%.
DEBT TO ASSETS RATIO
5.54%
DEBT TO ASSETS RATIO AVG TTM
5.70%
DEBT TO ASSETS RATIO AVG 3Y
5.97%
DEBT TO ASSETS RATIO AVG 5Y
6.23%
DEBT TO ASSETS RATIO AVG 10Y
5.73%
DEBT TO ASSETS RATIO AVG 15Y
6.11%
DEBT TO ASSETS RATIO AVG 20Y
7.65%
CURRENT VS TTM AVG
-2.73%
CURRENT VS 3Y AVG
-7.20%
CURRENT VS 5Y AVG
-11.05%
CURRENT VS 10Y AVG
-3.33%
CURRENT VS 15Y AVG
-9.29%
CURRENT VS 20Y AVG
-27.54%
SECTOR MEDIAN · FINANCIAL SERVICES
0.06%
median of 372 covered companies
CURRENT VS SECTOR MEDIAN
+9134.17%
vs the sector median at left
CF Bankshares Inc.
Market Cap
$222.29M
Debt to Assets Ratio
5.54%
TTM Avg
5.70%
3Y Avg
5.97%
5Y Avg
6.23%
Market Cap
$221.43M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$220.67M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$220.55M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$220.48M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$229.52M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$213.24M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$231.61M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$232.99M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CF Bankshares Inc. (CFBK) | $222.29M | 5.54% | 5.70% | 5.97% | 6.23% |
| Collective Acquisition Corp. II (CAII)vs › | $221.43M | N/A | N/A | N/A | N/A |
| ACP Holdings Acquisition Corp. Class A Ordinary Shares (ACGC)vs › | $220.67M | N/A | N/A | N/A | N/A |
| GigCapital9 Corp. Class A Ordinary Share (GIX)vs › | $220.55M | 0.00% | N/A | N/A | N/A |
| Cantor Equity Partners I, Inc. Class A Ordinary Shares (CEPO)vs › | $220.48M | 0.00% | N/A | N/A | N/A |
| Bitcoin Infrastructure Acquisition Corp Ltd. (BIXI)vs › | $229.52M | N/A | N/A | N/A | N/A |
| First Capital, Inc. (FCAP)vs › | $213.24M | 0.00% | N/A | N/A | N/A |
| American Drive Acquisition Company Class A Ordinary Shares (ADAC)vs › | $231.61M | 0.00% | N/A | N/A | N/A |
| Bluerock Acquisition Corp. Class A Ordinary Shares (BLRK)vs › | $232.99M | N/A | N/A | N/A | N/A |
| FG Imperii Acquisition Corp. Class A Ordinary Shares (FGII)vs › | $233.22M | 0.00% | N/A | N/A | N/A |
Debt/Assets
5.5%
Debt/Equity
0.62
Current ratio and interest coverage is unavailable for CF Bankshares Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 5.54% |
| 2026-03-31 | 5.69% |
| 2025-12-31 | 5.76% |
| 2025-09-30 | 5.78% |
| 2025-06-30 | 5.71% |
| 2025-03-31 | 5.43% |
| 2024-12-31 | 5.51% |
| 2024-09-30 | 6.29% |
| 2024-06-30 | 7.70% |
| 2024-03-31 | 6.43% |
| 2023-12-31 | 6.33% |
| 2023-09-30 | 6.53% |
| 2023-06-30 | 6.64% |
| 2023-03-31 | 8.16% |
| 2022-12-31 | 6.91% |
| 2022-09-30 | 6.76% |
| 2022-06-30 | 5.70% |
| 2022-03-31 | 6.48% |
| 2021-12-31 | 7.13% |
| 2021-09-30 | 4.26% |
| 2021-06-30 | 6.03% |
| 2021-03-31 | 9.62% |
| 2020-12-31 | 15.63% |
| 2020-09-30 | 18.02% |
| 2020-06-30 | 15.91% |
| 2020-03-31 | 10.50% |
| 2019-12-31 | 5.20% |
| 2019-09-30 | 5.00% |
| 2019-06-30 | 4.92% |
| 2019-03-31 | 4.93% |
| 2018-12-31 | 5.15% |
| 2018-09-30 | 4.40% |
| 2018-06-30 | 4.41% |
| 2018-03-31 | 4.65% |
| 2017-12-31 | 3.87% |
| 2017-09-30 | 5.38% |
| 2017-06-30 | 4.32% |
| 2017-03-31 | 6.40% |
| 2016-12-31 | 4.28% |
| 2016-09-30 | 5.06% |
| 2016-06-30 | 7.58% |
| 2016-03-31 | 5.56% |
| 2015-12-31 | 5.60% |
| 2015-09-30 | 5.93% |
| 2015-06-30 | 5.79% |
| 2015-03-31 | 6.18% |
| 2014-12-31 | 6.23% |
| 2014-09-30 | 6.39% |
| 2014-06-30 | 6.17% |
| 2014-03-31 | 7.01% |
| 2013-12-31 | 8.48% |
| 2013-09-30 | 6.05% |
| 2013-06-30 | 6.20% |
| 2013-03-31 | 10.22% |
| 2012-12-31 | 7.05% |
| 2012-09-30 | 6.82% |
| 2012-06-30 | 6.72% |
| 2012-03-31 | 8.66% |
| 2011-12-31 | 8.33% |
| 2011-09-30 | 7.87% |
| 2011-06-30 | 8.60% |
| 2011-03-31 | 9.70% |
| 2010-12-31 | 10.57% |
| 2010-09-30 | 10.17% |
| 2010-06-30 | 10.59% |
| 2010-03-31 | 10.11% |
| 2009-12-31 | 13.58% |
| 2009-09-30 | 12.87% |
| 2009-06-30 | 13.56% |
| 2009-03-31 | 11.53% |
| 2008-12-31 | 12.31% |
| 2008-09-30 | 15.44% |
| 2008-06-30 | 18.64% |
| 2008-03-31 | 21.82% |
| 2007-12-31 | 19.53% |
| 2007-09-30 | 20.40% |
| 2007-06-30 | 20.47% |
| 2007-03-31 | 18.00% |
| 2006-12-31 | 15.96% |
| 2006-09-30 | 13.96% |
| 2006-06-30 | 19.05% |
| 2006-03-31 | 14.72% |
| 2005-12-31 | 16.27% |
| 2005-09-30 | 12.10% |
| 2005-06-30 | 15.87% |
| 2005-03-31 | 13.77% |
| 2004-12-31 | 28.41% |
| 2004-09-30 | 26.15% |
| 2004-06-30 | 23.85% |
| 2004-03-31 | 16.39% |
| 2003-12-31 | 11.83% |
| 2003-09-30 | 10.46% |
| 2003-06-30 | 10.06% |
| 2003-03-31 | 10.68% |
| 2002-12-31 | 10.34% |
| 2002-09-30 | 14.51% |
