Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.18% is 2145% above its 5-year average of 0.14%, around the middle of its 5-year range (0.00%–5.72%).
As of the fiscal period ended Tuesday, June 30, 2026. 75.17% above its 12-month average of 1.82%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.18%.
DEBT TO ASSETS RATIO
3.18%
DEBT TO ASSETS RATIO AVG TTM
1.82%
DEBT TO ASSETS RATIO AVG 3Y
0.08%
DEBT TO ASSETS RATIO AVG 5Y
0.14%
DEBT TO ASSETS RATIO AVG 10Y
0.14%
DEBT TO ASSETS RATIO AVG 15Y
0.09%
DEBT TO ASSETS RATIO AVG 20Y
0.13%
CURRENT VS TTM AVG
+75.17%
CURRENT VS 3Y AVG
+3848.41%
CURRENT VS 5Y AVG
+2145.47%
CURRENT VS 10Y AVG
+2206.68%
CURRENT VS 15Y AVG
+3420.73%
CURRENT VS 20Y AVG
+2322.57%
SECTOR MEDIAN · INDUSTRIALS
0.26%
median of 289 covered companies
CURRENT VS SECTOR MEDIAN
+1122.84%
vs the sector median at left
Cass Information Systems, Inc.
Market Cap
$696.97M
Debt to Assets Ratio
3.18%
TTM Avg
1.82%
3Y Avg
0.08%
5Y Avg
0.14%
Market Cap
$748.63M
Debt to Assets Ratio
0.46%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$755.81M
Debt to Assets Ratio
0.23%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$767.00M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$621.04M
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$805.82M
Debt to Assets Ratio
0.14%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$582.47M
Debt to Assets Ratio
0.67%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$863.42M
Debt to Assets Ratio
0.39%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cass Information Systems, Inc. (CASS) | $696.97M | 3.18% | 1.82% | 0.08% | 0.14% |
| Bowman Consulting Group Ltd. (BWMN)vs › | $748.63M | 0.46% | N/A | N/A | N/A |
| Elmet Group Co. (ELMT)vs › | $638.27M | 0.08% | N/A | N/A | N/A |
| ADS-TEC Energy PLC (ADSE)vs › | $755.81M | 0.23% | N/A | N/A | N/A |
| Barrett Business Services, Inc. (BBSI)vs › | $767.00M | 0.03% | N/A | N/A | N/A |
| Ballard Power Systems Inc. (BLDP)vs › | $621.04M | 0.03% | N/A | N/A | N/A |
| Evolv Technologies Holdings, Inc. (EVLV)vs › | $805.82M | 0.14% | N/A | N/A | N/A |
| Enovix Corporation (ENVX)vs › | $582.47M | 0.67% | N/A | N/A | N/A |
| Aebi Schmidt Holding AG (AEBI)vs › | $863.42M | 0.39% | N/A | N/A | N/A |
| Euroseas Ltd. (ESEA)vs › | $515.40M | 0.27% | N/A | N/A | N/A |
Debt/Assets
3.2%
Debt/Equity
0.33
Current Ratio
N/A
Interest Coverage
N/A
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.18% |
| 2026-03-31 | 5.72% |
| 2025-12-31 | 0.17% |
| 2025-09-30 | 0.00% |
| 2025-06-30 | 0.00% |
| 2025-03-31 | 0.00% |
| 2024-12-31 | 0.00% |
| 2024-09-30 | 0.00% |
| 2024-06-30 | 0.00% |
| 2024-03-31 | 0.00% |
| 2023-12-31 | 0.00% |
| 2023-09-30 | 0.35% |
| 2023-06-30 | 0.36% |
| 2023-03-31 | 0.38% |
| 2022-12-31 | 0.00% |
| 2022-09-30 | 0.37% |
| 2022-06-30 | 0.40% |
| 2022-03-31 | 0.19% |
| 2021-12-31 | 0.00% |
| 2021-09-30 | 0.23% |
| 2021-06-30 | 0.24% |
| 2021-03-31 | 0.26% |
| 2020-12-31 | 0.00% |
| 2020-09-30 | 0.33% |
| 2020-06-30 | 0.38% |
| 2020-03-31 | 0.41% |
| 2019-12-31 | 1.02% |
| 2019-09-30 | 0.30% |
| 2019-06-30 | 0.42% |
| 2019-03-31 | 0.45% |
| 2018-12-31 | 0.00% |
| 2018-09-30 | 0.00% |
| 2018-06-30 | 0.00% |
| 2018-03-31 | 0.00% |
| 2017-12-31 | 0.00% |
| 2017-09-30 | 0.00% |
| 2017-06-30 | 0.00% |
| 2017-03-31 | 0.00% |
| 2016-12-31 | 0.00% |
| 2016-09-30 | 0.00% |
| 2016-06-30 | 0.00% |
| 2016-03-31 | 0.00% |
| 2015-12-31 | 0.00% |
| 2015-09-30 | 0.00% |
| 2015-06-30 | 0.00% |
| 2015-03-31 | 0.00% |
| 2014-12-31 | 0.00% |
| 2014-09-30 | 0.00% |
| 2014-06-30 | 0.00% |
| 2014-03-31 | 0.00% |
| 2013-12-31 | 0.00% |
| 2013-09-30 | 0.00% |
| 2013-06-30 | 0.00% |
| 2013-03-31 | 0.00% |
| 2012-12-31 | 0.00% |
| 2012-09-30 | 0.00% |
| 2012-06-30 | 0.00% |
| 2012-03-31 | 0.00% |
| 2011-12-31 | 0.00% |
| 2011-09-30 | 0.00% |
| 2011-06-30 | 0.00% |
| 2011-03-31 | 0.00% |
| 2010-12-31 | 0.00% |
| 2010-09-30 | 0.00% |
| 2010-06-30 | 0.00% |
| 2010-03-31 | 0.00% |
| 2009-12-31 | 0.00% |
| 2009-09-30 | 0.03% |
| 2009-06-30 | 0.32% |
| 2009-03-31 | 1.82% |
| 2008-12-31 | 0.34% |
| 2008-09-30 | 0.34% |
| 2008-06-30 | 0.39% |
| 2008-03-31 | 0.42% |
| 2007-12-31 | 0.41% |
| 2007-09-30 | 0.42% |
| 2007-06-30 | 0.41% |
| 2007-03-31 | 0.43% |
| 2006-12-31 | 0.45% |
| 2006-09-30 | 0.43% |
| 2006-06-30 | 0.47% |
| 2006-03-31 | 0.46% |
| 2005-12-31 | 0.47% |
| 2005-09-30 | 0.49% |
| 2005-06-30 | 0.50% |
| 2005-03-31 | 0.52% |
| 2004-12-31 | 0.53% |
| 2004-09-30 | 0.52% |
| 2004-06-30 | 0.02% |
| 2004-03-31 | 0.02% |
| 2003-12-31 | 0.02% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 0.00% |
| 2003-03-31 | 1.75% |
| 2002-12-31 | 6.54% |
| 2002-09-30 | 0.85% |
