Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.55% is 36% below its 5-year average of 4.00%, near the low end of its 5-year range (2.45%–9.40%).
As of the fiscal period ended Tuesday, June 30, 2026. 8.00% below its 12-month average of 2.77%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 2.55%.
DEBT TO ASSETS RATIO
2.55%
DEBT TO ASSETS RATIO AVG TTM
2.77%
DEBT TO ASSETS RATIO AVG 3Y
3.38%
DEBT TO ASSETS RATIO AVG 5Y
4.00%
DEBT TO ASSETS RATIO AVG 10Y
5.03%
DEBT TO ASSETS RATIO AVG 15Y
5.69%
DEBT TO ASSETS RATIO AVG 20Y
6.63%
CURRENT VS TTM AVG
-8.00%
CURRENT VS 3Y AVG
-24.45%
CURRENT VS 5Y AVG
-36.17%
CURRENT VS 10Y AVG
-49.28%
CURRENT VS 15Y AVG
-55.14%
CURRENT VS 20Y AVG
-61.51%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 577 covered companies
CURRENT VS SECTOR MEDIAN
+5003.57%
vs the sector median at left
First Busey Corporation
Market Cap
$2.50B
Debt to Assets Ratio
2.55%
TTM Avg
2.77%
3Y Avg
3.38%
5Y Avg
4.00%
Market Cap
$2.51B
Debt to Assets Ratio
0.10%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.51B
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.44B
Debt to Assets Ratio
0.27%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.58B
Debt to Assets Ratio
0.44%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Busey Corporation (BUSE) | $2.50B | 2.55% | 2.77% | 3.38% | 4.00% |
| First Bancorp (FBNC)vs › | $2.51B | 0.01% | N/A | N/A | N/A |
| Columbia Financial, Inc. (CLBK)vs › | $2.51B | 0.10% | N/A | N/A | N/A |
| First Merchants Corporation (FRME)vs › | $2.51B | 0.08% | N/A | N/A | N/A |
| Merchants Bancorp (MBINM)vs › | $2.54B | 0.20% | N/A | N/A | N/A |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | 0.27% | N/A | N/A | N/A |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.58B | 0.44% | N/A | N/A | N/A |
| Merchants Bancorp (MBINN)vs › | $2.39B | 0.20% | N/A | N/A | N/A |
| Merchants Bancorp (MBINL)vs › | $2.39B | 0.20% | N/A | N/A | N/A |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.36B | 0.42% | N/A | N/A | N/A |
Debt/Assets
2.6%
Debt/Equity
0.19
Current ratio and interest coverage is unavailable for First Busey Corporation: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.55% |
| 2026-03-31 | 3.67% |
| 2025-12-31 | 2.71% |
| 2025-09-30 | 2.48% |
| 2025-06-30 | 2.45% |
| 2025-03-31 | 2.95% |
| 2024-12-31 | 3.89% |
| 2024-09-30 | 3.69% |
| 2024-06-30 | 3.79% |
| 2024-03-31 | 3.81% |
| 2023-12-31 | 4.26% |
| 2023-09-30 | 4.27% |
| 2023-06-30 | 6.11% |
| 2023-03-31 | 9.40% |
| 2022-12-31 | 7.44% |
| 2022-09-30 | 4.70% |
| 2022-06-30 | 5.20% |
| 2022-03-31 | 4.93% |
| 2021-12-31 | 4.97% |
| 2021-09-30 | 4.76% |
| 2021-06-30 | 4.77% |
| 2021-03-31 | 4.84% |
| 2020-12-31 | 4.61% |
| 2020-09-30 | 4.86% |
| 2020-06-30 | 5.13% |
| 2020-03-31 | 4.15% |
| 2019-12-31 | 4.92% |
| 2019-09-30 | 5.10% |
| 2019-06-30 | 5.09% |
| 2019-03-31 | 5.43% |
| 2018-12-31 | 5.27% |
| 2018-09-30 | 8.56% |
| 2018-06-30 | 7.91% |
| 2018-03-31 | 5.92% |
| 2017-12-31 | 9.54% |
| 2017-09-30 | 9.50% |
| 2017-06-30 | 8.64% |
| 2017-03-31 | 5.77% |
| 2016-12-31 | 7.65% |
| 2016-09-30 | 10.91% |
| 2016-06-30 | 8.91% |
| 2016-03-31 | 7.74% |
| 2015-12-31 | 7.70% |
| 2015-09-30 | 7.30% |
| 2015-06-30 | 7.19% |
| 2015-03-31 | 7.33% |
| 2014-12-31 | 8.29% |
| 2014-09-30 | 6.88% |
| 2014-06-30 | 5.58% |
| 2014-03-31 | 4.86% |
| 2013-12-31 | 6.42% |
| 2013-09-30 | 5.99% |
| 2013-06-30 | 5.79% |
| 2013-03-31 | 5.26% |
| 2012-12-31 | 5.56% |
| 2012-09-30 | 5.50% |
| 2012-06-30 | 5.35% |
| 2012-03-31 | 6.20% |
| 2011-12-31 | 5.95% |
| 2011-09-30 | 6.03% |
| 2011-06-30 | 5.81% |
| 2011-03-31 | 6.03% |
| 2010-12-31 | 6.58% |
| 2010-09-30 | 6.85% |
| 2010-06-30 | 6.83% |
| 2010-03-31 | 7.06% |
| 2009-12-31 | 7.32% |
| 2009-09-30 | 8.41% |
| 2009-06-30 | 8.53% |
| 2009-03-31 | 8.71% |
| 2008-12-31 | 10.21% |
| 2008-09-30 | 11.28% |
| 2008-06-30 | 12.70% |
| 2008-03-31 | 10.38% |
| 2007-12-31 | 10.01% |
| 2007-09-30 | 8.15% |
| 2007-06-30 | 9.90% |
| 2007-03-31 | 10.38% |
| 2006-12-31 | 11.61% |
| 2006-09-30 | 11.36% |
| 2006-06-30 | 12.48% |
| 2006-03-31 | 11.42% |
| 2005-12-31 | 11.93% |
| 2005-09-30 | 12.05% |
| 2005-06-30 | 11.85% |
| 2005-03-31 | 12.16% |
| 2004-12-31 | 13.14% |
| 2004-09-30 | 13.33% |
| 2004-06-30 | 13.59% |
| 2004-03-31 | 8.96% |
| 2003-12-31 | 8.79% |
| 2003-09-30 | 9.86% |
| 2003-06-30 | 7.39% |
| 2003-03-31 | 7.69% |
| 2002-12-31 | 5.17% |
| 2002-09-30 | 5.97% |