Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.81% is 47% below its 5-year average of 3.40%, around the middle of its 5-year range (0.77%–3.61%).
As of the fiscal period ended Tuesday, June 30, 2026. 18.24% above its 12-month average of 1.53%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.81%.
DEBT TO ASSETS RATIO
1.81%
DEBT TO ASSETS RATIO AVG TTM
1.53%
DEBT TO ASSETS RATIO AVG 3Y
2.66%
DEBT TO ASSETS RATIO AVG 5Y
3.40%
DEBT TO ASSETS RATIO AVG 10Y
2.29%
DEBT TO ASSETS RATIO AVG 15Y
2.07%
DEBT TO ASSETS RATIO AVG 20Y
1.89%
CURRENT VS TTM AVG
+18.24%
CURRENT VS 3Y AVG
-32.25%
CURRENT VS 5Y AVG
-46.97%
CURRENT VS 10Y AVG
-21.03%
CURRENT VS 15Y AVG
-12.85%
CURRENT VS 20Y AVG
-4.31%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 649 covered companies
CURRENT VS SECTOR MEDIAN
+3510.74%
vs the sector median at left
Market Cap
$337.34M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$336.77M
Debt to Assets Ratio
0.57%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$335.36M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$334.79M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$344.92M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$346.27M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$330.67M
Debt to Assets Ratio
0.11%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$347.60M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| BayCom Corp (BCML) | $338.89M | 1.81% | 1.53% | 2.66% | 3.40% |
| RF Acquisition Corp II Ordinary Shares (RFAI)vs › | $337.34M | 0.00% | N/A | N/A | N/A |
| Crescent Capital BDC, Inc. (CCAP)vs › | $336.77M | 0.57% | N/A | N/A | N/A |
| Blue Water Acquisition Corp III (BLUW)vs › | $335.36M | 0.00% | N/A | N/A | N/A |
| Bold Eagle Acquisition Corp. (BEAG)vs › | $334.79M | 0.00% | N/A | N/A | N/A |
| Avidbank Holdings, Inc. (AVBH)vs › | $344.92M | 0.01% | N/A | N/A | N/A |
| Daedalus Special Acquisition Corp. (DSAC)vs › | $346.27M | 0.00% | N/A | N/A | N/A |
| RRE Ventures Acquisition Corp. (RREV)vs › | $330.67M | 0.11% | N/A | N/A | N/A |
| Cypherpunk Technologies Inc. (CYPH)vs › | $347.60M | 0.00% | N/A | N/A | N/A |
| Fifth Era Acquisition Corp I Class A Ordinary Shares (FERA)vs › | $330.02M | 0.00% | N/A | N/A | N/A |
Debt/Assets
1.8%
Debt/Equity
0.14
Current ratio and interest coverage is unavailable for BayCom Corp: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.81% |
| 2026-03-31 | 0.77% |
| 2025-12-31 | 0.86% |
| 2025-09-30 | 0.89% |
| 2025-06-30 | 3.30% |
| 2025-03-31 | 3.41% |
| 2024-12-31 | 3.26% |
| 2024-09-30 | 3.36% |
| 2024-06-30 | 3.32% |
| 2024-03-31 | 3.38% |
| 2023-12-31 | 3.42% |
| 2023-09-30 | 3.43% |
| 2023-06-30 | 3.44% |
| 2023-03-31 | 3.48% |
| 2022-12-31 | 3.55% |
| 2022-09-30 | 3.49% |
| 2022-06-30 | 3.17% |
| 2022-03-31 | 3.13% |
| 2021-12-31 | 3.60% |
| 2021-09-30 | 3.53% |
| 2021-06-30 | 3.61% |
| 2021-03-31 | 3.90% |
| 2020-12-31 | 4.05% |
| 2020-09-30 | 4.17% |
| 2020-06-30 | 1.75% |
| 2020-03-31 | 5.68% |
| 2019-12-31 | 1.20% |
| 2019-09-30 | 1.05% |
| 2019-06-30 | 1.07% |
| 2019-03-31 | 1.08% |
| 2018-12-31 | 0.55% |
| 2018-09-30 | 0.40% |
| 2018-06-30 | 0.40% |
| 2018-03-31 | 0.92% |
| 2017-12-31 | 0.91% |
| 2017-09-30 | 0.96% |
| 2017-06-30 | 0.98% |
| 2017-03-31 | 0.00% |
| 2016-12-31 | 0.00% |
| 2016-09-30 | 0.15% |
| 2015-12-31 | 0.00% |
| 2015-09-30 | 0.00% |
| 2014-12-31 | 1.19% |
| 2013-12-31 | 0.58% |
| 2012-12-31 | 0.00% |
| 2008-03-31 | 4.89% |
| 2007-12-31 | 11.02% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
| 2007-03-31 | 0.00% |
| 2006-12-31 | 0.00% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | 0.00% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 35.24% |
| 2005-06-30 | 0.00% |
| 2005-03-31 | 0.00% |
