BayCom Corp (BCML) vs Cypherpunk Technologies Inc. (CYPH)
A side-by-side comparison of BayCom Corp and Cypherpunk Technologies Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
BCML
BayCom Corp
$31.01Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT
CYPH
Cypherpunk Technologies Inc.
$3.17Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT
Total return — BCML vs CYPH
growth of $100 · dividends reinvested · last 10yBCML +122.1% (+8.3%/yr)CYPH -96.0% (-27.5%/yr)BCML compounded faster over this window
Log scale — wide-divergence pair
BCML CYPH
BCML vs CYPH: by the numbers
- •BCML is the larger company ($338M vs $337M market cap).
- •BCML is profitable (9.15% net margin) while CYPH runs a net loss (0.00%).
- •BCML pays a dividend (3.71% yield), while CYPH has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BCML | CYPH |
|---|---|---|
| P/E ratio | 25.84 | N/A |
| Forward P/E | 15.22 | N/A |
| PEG ratio | 1.89 | N/A |
| P/S ratio | 2.37 | N/A |
| P/B ratio | 1.01 | 2.42 |
Profitability
| Metric | BCML | CYPH |
|---|---|---|
| Gross margin | N/A | 0.00% |
| Operating margin | 23.17% | 0.00% |
| Net margin | 9.15% | 0.00% |
| ROE | 3.90% | -0.63% |
| ROIC | N/A | -6.92% |
BayCom Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BCML | CYPH |
|---|---|---|
| Dividend yield | 3.71% | N/A |
| Payout ratio | 95.83% | N/A |
Growth (annualized)
| Metric | BCML | CYPH |
|---|---|---|
| Revenue CAGR (5Y) | 9.33% | N/A |
| EPS CAGR (5Y) | 13.65% | N/A |
| Total return CAGR (5Y) | 12.91% | -38.18% |
Frequently asked
- Does BCML or CYPH pay a bigger dividend?
- BCML pays a dividend (3.71% yield), while CYPH has no payments in the available dividend history.
- Is BCML or CYPH more profitable?
- BCML runs the higher net margin — BCML at 9.15% versus CYPH at 0.00%.
- How have BCML and CYPH total returns compared?
- Over the past 5 years, BCML delivered 12.91% and CYPH delivered -38.18% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BayCom P/E ratioBayCom dividend yieldBayCom ROECypherpunk Technologies ROEBayCom operating marginCypherpunk Technologies operating marginBayCom revenue growthCypherpunk Technologies revenue growthCypherpunk Technologies free cash flow
BayCom & Cypherpunk Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.