BancFirst (BANF) Financials: History & Chart

BancFirst Corporation(BANF)

Banks - Regional · Oklahoma City, OK

$107.55-0.02 (-0.02%)

Delayed quote: Oct 6, 2026, 12:35 PM EDT

About BancFirst Corporation

BancFirst Corporation functions as the parent bank holding company for BancFirst, delivering a wide spectrum of commercial banking services to both retail customers and small to mid-sized businesses. Its operations are organized into key divisions: Metropolitan Banks, Community Banks, Pegasus Bank, and a segment for Other Financial Services. The institution presents a comprehensive selection of deposit options, such as checking, negotiable order of withdrawal (NOW) accounts, savings, money market, sweep, and club accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit (CDs). It also provides convenient features like overdraft protection and automatic drafting services. Regarding lending, BancFirst offers various commercial and financial loans tailored to support working capital, the acquisition or expansion of facilities, equipment purchases, and other business necessities. Its lending portfolio includes specialized areas like private banking, financing for the energy sector, commercial and residential real estate, and general commercial and industrial (C&I) loans. Moreover, it extends consumer loans to facilitate purchases of personal goods such as vehicles, boats, household items, as well as funding for vacations and educational pursuits. Beyond its core banking activities, the corporation engages in investment management and the administration of trusts for individuals, corporate entities, and employee benefit plans. It also acts as a bond trustee and paying agent for numerous municipal and governmental bodies throughout Oklahoma. Additional services encompass correspondent banking, including item processing and research, real estate investment ventures, and insurance agency operations. Rounding out its offerings are funds transfer, collection services, safe deposit boxes, and cash management solutions. BancFirst primarily caters to clients in Oklahoma's non-metropolitan trade centers and urban areas within its metropolitan statistical regions. The company maintains an extensive network of 108 banking branches across Oklahoma, supplemented by three locations in Dallas, Texas. Established in 1984, BancFirst Corporation was initially known as United Community Corporation before changing its name in November 1988, and its corporate headquarters are situated in Oklahoma City, Oklahoma.

Oklahoma City, OK

2,260 employees

www.bancfirst.bank

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: David R. Harlow

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

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Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	780.97M	182.92M	241.57M	181.00M	175.48M	236.47M	231.37M	233.40M	236.36M
Cost of Goods Sold	73.82M	4.88M	64.72M	0.00	4.22M	68.56M	68.11M	69.06M	75.72M
Gross Profit	707.15M	178.04M	176.85M	181.00M	171.26M	167.92M	163.26M	164.34M	160.64M
Gross Profit Margin	90.5%	97.3%	73.2%	100.0%	97.6%	71.0%	70.6%	70.4%	68.0%
Total Operating Expenses	386.27M	92.96M	93.84M	107.39M	92.07M	88.20M	92.18M	92.33M	86.73M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	323.36M	66.63M	80.32M	101.68M	74.73M	59.15M	58.78M	58.70M	58.03M
Operating Income (EBIT)	320.67M	85.08M	83.01M	73.61M	78.97M	79.72M	71.08M	72.00M	73.90M
Operating Margin	41.1%	46.5%	34.4%	40.7%	45.0%	33.7%	30.7%	30.8%	31.3%
Income Before Tax (EBT)	319.46M	85.08M	80.06M	75.35M	78.97M	79.72M	71.08M	72.00M	73.90M
Interest Income	702.42M	190.18M	190.18M	127.67M	194.39M	188.43M	182.48M	186.38M	187.65M
Interest Expense	301.32M	62.58M	62.58M	107.39M	68.78M	67.17M	66.53M	70.46M	72.69M
Other Income/Expense	-1.21M	0.00	-2.95M	1.74M	0.00	0.00	0.00	0.00	0.00
Net Income	251.83M	66.69M	62.99M	59.50M	62.65M	62.35M	56.11M	56.48M	58.90M
Income Tax Expense	67.63M	18.39M	17.07M	15.85M	16.32M	17.37M	14.97M	15.53M	15.00M
Net Profit Margin	32.2%	36.5%	26.1%	32.9%	35.7%	26.4%	24.3%	24.2%	24.9%
EBITDA	343.54M	90.87M	88.80M	79.32M	84.56M	85.27M	76.77M	77.48M	79.27M
EBITDA Margin	44.0%	49.7%	36.8%	43.8%	48.2%	36.1%	33.2%	33.2%	33.5%
Depreciation & Amortization	22.88M	5.79M	5.79M	5.71M	5.59M	5.55M	5.69M	5.48M	5.37M
EPS Basic	7.52	1.98	1.88	1.78	1.88	1.87	1.69	1.70	1.78
EPS Diluted	7.41	1.96	1.85	1.75	1.85	1.85	1.67	1.67	1.75
Weighted Average Basic Shares	33.57M	33.57M	33.56M	33.42M	33.31M	33.26M	33.13M	33.17M	33.10M
Weighted Average Diluted Shares	34.04M	34.04M	34.03M	33.91M	33.86M	33.80M	33.67M	33.75M	33.65M

Annual Income Statement (USD)

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Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	824.33M	908.71M	809.34M	603.57M	497.05M	464.34M	473.89M	428.40M
Cost of Goods Sold	140.89M	286.27M	206.94M	56.22M	2.67M	83.09M	63.02M	46.53M
Gross Profit	683.43M	622.45M	602.41M	547.34M	494.38M	381.24M	410.86M	381.87M
Gross Profit Margin	82.9%	68.5%	74.4%	90.7%	99.5%	82.1%	86.7%	89.1%
Total Operating Expenses	379.84M	347.16M	332.46M	309.91M	285.98M	257.73M	241.30M	222.12M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	294.34M	227.74M	214.93M	197.78M	177.58M	173.80M	162.72M	150.00M
Operating Income (EBIT)	303.38M	275.28M	269.95M	237.43M	208.40M	123.51M	169.56M	159.75M
Operating Margin	36.8%	30.3%	33.4%	39.3%	41.9%	26.6%	35.8%	37.3%
Income Before Tax (EBT)	305.12M	275.28M	269.95M	237.43M	208.40M	123.51M	169.56M	159.75M
Interest Income	692.96M	724.14M	623.94M	419.82M	327.02M	327.11M	336.66M	303.20M
Interest Expense	309.87M	277.26M	199.48M	46.15M	11.36M	20.45M	54.74M	42.73M
Other Income/Expense	1.74M	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	240.61M	216.35M	212.47M	193.10M	167.63M	99.59M	134.88M	125.81M
Income Tax Expense	64.51M	58.93M	57.48M	44.33M	40.77M	23.93M	34.68M	33.94M
Net Profit Margin	29.2%	23.8%	26.3%	32.0%	33.7%	21.4%	28.5%	29.4%
EBITDA	325.92M	296.96M	292.14M	259.48M	228.44M	141.94M	185.55M	173.30M
EBITDA Margin	39.5%	32.7%	36.1%	43.0%	46.0%	30.6%	39.2%	40.5%
Depreciation & Amortization	22.54M	21.68M	22.19M	22.05M	20.04M	18.42M	15.99M	13.55M
EPS Basic	7.22	6.55	6.45	5.89	5.12	3.05	4.13	3.85
EPS Diluted	7.12	6.44	6.34	5.77	5.03	3.00	4.05	3.76
Weighted Average Basic Shares	33.42M	33.05M	32.92M	32.78M	32.72M	32.67M	32.64M	32.69M
Weighted Average Diluted Shares	33.91M	33.62M	33.49M	33.44M	33.31M	33.21M	33.33M	33.43M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.