All Metrics
Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
AX Valuation Metrics
AX Stock Price Metrics
AX Dividend Metrics
AX Growth Rate Metrics
AX Discounted Cash Flow Metrics
| Fair Value Price | - |
| Margin of Safety | - |
AX Revenue Metrics
AX PE Ratio Metrics
| PE Ratio | 11.58 |
| PE Ratio Avg TTM | 11.40 |
| PE Ratio Avg 3Y | 9.48 |
| Current VS TTM Avg | +1.62% |
| Current VS 3Y Avg | +22.10% |
| Current VS 5Y Avg | +13.61% |
AX PS Ratio Metrics
| PS Ratio | 2.62 |
| PS Ratio Avg TTM | 2.57 |
| PS Ratio Avg 3Y | 2.25 |
| Current VS TTM Avg | +1.76% |
| Current VS 3Y Avg | +16.49% |
| Current VS 5Y Avg | +1.67% |
AX PB Ratio Metrics
| PB Ratio | 1.80 |
| PB Ratio Avg TTM | 1.80 |
| PB Ratio Avg 3Y | 1.62 |
| Current VS TTM Avg | -0.13% |
| Current VS 3Y Avg | +11.33% |
| Current VS 5Y Avg | +8.47% |
AX Debt to Equity Ratio Metrics
| Debt/Equity Ratio | 0.92 |
| Debt/Equity Ratio Avg TTM | 0.42 |
| Debt/Equity Ratio Avg 3Y | 0.21 |
| Current VS TTM Avg | +119.76% |
| Current VS 3Y Avg | +332.12% |
| Current VS 5Y Avg | +238.50% |
AX PEG Ratio Metrics
| PEG Ratio | 0.57 |
| PEG Ratio Avg TTM | 0.21 |
| PEG Ratio Avg 3Y | 0.46 |
| Current VS TTM Avg | +171.43% |
| Current VS 3Y Avg | +23.91% |
| Current VS 5Y Avg | -12.31% |
AX Earnings Yield
| Earnings Yield | 8.64% |
| Earnings Yield Avg TTM | 8.81% |
| Earnings Yield Avg 3Y | 10.86% |
| Current VS TTM Avg | -1.92% |
| Current VS 3Y Avg | -20.43% |
| Current VS 5Y Avg | -14.75% |
AX Current Ratio Metrics
| Current Ratio | 0.09 |
| Current Ratio Avg TTM | 0.10 |
| Current Ratio Avg 3Y | 0.13 |
| Current VS TTM Avg | -12.94% |
| Current VS 3Y Avg | -29.32% |
| Current VS 5Y Avg | -31.08% |
AX Quick Ratio Metrics
| Quick Ratio | 0.09 |
| Quick Ratio Avg TTM | 0.10 |
| Quick Ratio Avg 3Y | 0.13 |
| Current VS TTM Avg | -12.94% |
| Current VS 3Y Avg | -29.32% |
| Current VS 5Y Avg | -31.08% |
AX ROIC Metrics
| ROIC | 12.02% |
| ROIC Avg 3Y | 11.33% |
| ROIC Avg 5Y | 10.20% |
| Current VS 3Y Avg | +6.07% |
| Current VS 5Y Avg | +17.86% |
| Current VS 10Y Avg | +31.05% |
AX Return on Assets Metrics
| ROA | 1.75% |
| ROA Avg TTM | 1.86% |
| ROA Avg 3Y | 1.65% |
| Current VS TTM Avg | -5.91% |
| Current VS 3Y Avg | +5.90% |
| Current VS 5Y Avg | +11.23% |
AX Return on Equity Metrics
| ROE | 16.15% |
| ROE Avg TTM | 17.90% |
| ROE Avg 3Y | 16.62% |
| Current VS TTM Avg | -9.78% |
| Current VS 3Y Avg | -2.81% |
| Current VS 5Y Avg | +0.13% |
AX Net Profit Margin Metrics
| Net Profit Margin | 22.10% |
| Net Profit Margin Avg TTM | 22.70% |
| Net Profit Margin Avg 3Y | 22.56% |
| Current VS TTM Avg | -2.67% |
| Current VS 3Y Avg | -2.03% |
| Current VS 5Y Avg | -15.15% |
Last Updated: Friday, June 26, 2026
About Axos Financial, Inc.
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Gregory Garrabrants