Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.77% is 15% above its 5-year average of 0.67%, near the high end of its 5-year range (0.14%–1.01%).
13.24% above its 12-month average of 0.68%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.21%.
RETURN ON ASSETS (ROA)
0.77%
RETURN ON ASSETS (ROA) AVG TTM
0.68%
RETURN ON ASSETS (ROA) AVG 3Y
0.63%
RETURN ON ASSETS (ROA) AVG 5Y
0.67%
RETURN ON ASSETS (ROA) AVG 10Y
0.83%
RETURN ON ASSETS (ROA) AVG 15Y
0.88%
RETURN ON ASSETS (ROA) AVG 20Y
0.87%
CURRENT VS TTM AVG
+13.24%
CURRENT VS 3Y AVG
+22.71%
CURRENT VS 5Y AVG
+14.93%
CURRENT VS 10Y AVG
-7.33%
CURRENT VS 15Y AVG
-12.43%
CURRENT VS 20Y AVG
-11.95%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 597 covered companies
CURRENT VS SECTOR MEDIAN
-36.89%
vs the sector median at left
Auburn National Bancorporation, Inc.
Market Cap
$93.71M
Return on Assets (ROA)
0.77%
TTM Avg
0.68%
3Y Avg
0.63%
5Y Avg
0.67%
Market Cap
$93.76M
Return on Assets (ROA)
0.07%
TTM Avg
-0.25%
3Y Avg
0.09%
5Y Avg
0.30%
Market Cap
$94.44M
Return on Assets (ROA)
2.66%
TTM Avg
-1.39%
3Y Avg
-1.39%
5Y Avg
-1.39%
Market Cap
$91.77M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$91.51M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$91.36M
Return on Assets (ROA)
0.68%
TTM Avg
0.63%
3Y Avg
0.68%
5Y Avg
0.58%
Market Cap
$91.35M
Return on Assets (ROA)
0.31%
TTM Avg
0.28%
3Y Avg
0.34%
5Y Avg
0.34%
Market Cap
$90.49M
Return on Assets (ROA)
5.35%
TTM Avg
0.45%
3Y Avg
0.45%
5Y Avg
0.45%
Market Cap
$90.05M
Return on Assets (ROA)
2.16%
TTM Avg
-0.67%
3Y Avg
-0.67%
5Y Avg
-0.67%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Auburn National Bancorporation, Inc. (AUBN) | $93.71M | 0.77% | 0.68% | 0.63% | 0.67% |
| First Northwest Bancorp (FNWB)vs › | $93.76M | 0.07% | -0.25% | 0.09% | 0.30% |
| Lakeshore Acquisition III Corp. (LCCC)vs › | $94.44M | 2.66% | -1.39% | -1.39% | -1.39% |
| JATT III Acquisition Corp (JTTT)vs › | $91.77M | N/A | N/A | N/A | N/A |
| Research Alliance Corp. Iv (RACD)vs › | $91.51M | N/A | N/A | N/A | N/A |
| First US Bancshares, Inc. (FUSB)vs › | $91.36M | 0.68% | 0.63% | 0.68% | 0.58% |
| Fifth District Savings Bank (FDSB)vs › | $91.35M | 0.31% | 0.28% | 0.34% | 0.34% |
| Miluna Acquisition Corp Class A Ordinary Share (MMTX)vs › | $90.49M | 5.35% | 0.45% | 0.45% | 0.45% |
| Origin Investment Corp I Ordinary Shares (ORIQ)vs › | $90.05M | 2.16% | -0.67% | -0.67% | -0.67% |
| NorthStrive Acquisition Corp I. Class A Ordinary Shares (NSAI)vs › | $98.70M | N/A | N/A | N/A | N/A |
ROA
0.8%
ROE
8.9%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.71% |
| 2024-12-31 | 0.65% |
| 2023-12-31 | 0.14% |
| 2022-12-31 | 1.01% |
| 2021-12-31 | 0.73% |
| 2020-12-31 | 0.78% |
| 2019-12-31 | 1.18% |
| 2018-12-31 | 1.08% |
| 2017-12-31 | 0.92% |
| 2016-12-31 | 0.98% |
| 2015-12-31 | 0.96% |
| 2014-12-31 | 0.94% |
| 2013-12-31 | 0.95% |
| 2012-12-31 | 0.89% |
| 2011-12-31 | 0.71% |
| 2010-12-31 | 0.70% |
| 2009-12-31 | 0.31% |
| 2008-12-31 | 0.89% |
| 2007-12-31 | 1.00% |
| 2006-12-31 | 1.04% |
| 2005-12-31 | 1.06% |
| 2004-12-31 | 1.10% |
| 2003-12-31 | 0.92% |
| 2002-12-31 | 1.00% |
| 2001-12-31 | 0.97% |
| 2000-12-31 | 0.74% |
| 1999-12-31 | 0.77% |
| 1998-12-31 | 1.10% |
| 1997-12-31 | 1.17% |
| 1996-12-31 | 1.08% |
