Which has the lower trailing P/E, AUBN or FDSB?

AUBN has the lower trailing P/E: AUBN trades at 11.13 and FDSB at 55.43. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does AUBN or FDSB pay a bigger dividend?

AUBN pays a dividend (4.10% yield), while FDSB has no payments in the available dividend history.

Is AUBN or FDSB more profitable?

AUBN runs the higher net margin — AUBN at 22.61% versus FDSB at 6.97%.

Auburn National Bancorporation, Inc. (AUBN) vs Fifth District Savings Bank (FDSB)

A side-by-side comparison of Auburn National Bancorporation, Inc. and Fifth District Savings Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

AUBN

Auburn National Bancorporation, Inc.

$94M

$26.83Financial ServicesDelayed quote: Oct 6, 2026, 10:39 AM EDT

FDSB

Fifth District Savings Bank

$92M

$17.55Financial ServicesDelayed quote: Oct 6, 2026, 11:35 AM EDT

Total return — AUBN vs FDSB

growth of $100 · dividends reinvested · last 2y

AUBN +52.7% (+23.6%/yr)FDSB +69.1% (+30.0%/yr)FDSB compounded faster over this window

AUBN FDSB

AUBN vs FDSB: by the numbers

•AUBN is the larger company ($94M vs $92M market cap).
•AUBN trades at the lower trailing earnings multiple (11.13 vs 55.43 P/E), one valuation lens rather than an overall verdict.
•AUBN converts more revenue to profit (22.61% vs 6.97% net margin).
•AUBN pays a dividend (4.10% yield), while FDSB has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AUBN	FDSB
P/E ratio	11.13	55.43
P/S ratio	2.53	3.89
P/B ratio	1.00	0.72

Profitability

Metric	AUBN	FDSB
Operating margin	28.79%	8.54%
Net margin	22.61%	6.97%
ROE	8.94%	1.28%

Auburn National Bancorporation, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Fifth District Savings Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AUBN	FDSB
Dividend yield	4.10%	N/A
Payout ratio	44.81%	N/A

Growth (annualized)

Metric	AUBN	FDSB
Revenue CAGR (5Y)	-0.47%	N/A
EPS CAGR (5Y)	-0.10%	N/A
Total return CAGR (5Y)	-0.63%	N/A

Frequently asked

Which has the lower trailing P/E, AUBN or FDSB?: AUBN has the lower trailing P/E: AUBN trades at 11.13 and FDSB at 55.43. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does AUBN or FDSB pay a bigger dividend?: AUBN pays a dividend (4.10% yield), while FDSB has no payments in the available dividend history.
Is AUBN or FDSB more profitable?: AUBN runs the higher net margin — AUBN at 22.61% versus FDSB at 6.97%.

Go deeper

Full AUBN analysis Full FDSB analysis Interactive comparison tool

Dig into the metrics

Auburn National Bancorporation P/E ratio Fifth District Savings Bank P/E ratio Auburn National Bancorporation dividend yield Auburn National Bancorporation ROE Fifth District Savings Bank ROE Auburn National Bancorporation operating margin Fifth District Savings Bank operating margin Auburn National Bancorporation revenue growth Fifth District Savings Bank revenue growth

Auburn National Bancorporation & Fifth District Savings Bank appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.