Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Thursday, July 30, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 52.15 |
| PE Ratio Avg TTM | 68.94 |
| PE Ratio Avg 3Y | 70.45 |
| Current VS TTM Avg | -24.35% |
| Current VS 3Y Avg | -25.98% |
| Current VS 5Y Avg | -20.26% |
| PS Ratio | 4.41 |
| PS Ratio Avg TTM | 5.83 |
| PS Ratio Avg 3Y | 7.12 |
| Current VS TTM Avg | -24.36% |
| Current VS 3Y Avg | -38.08% |
| Current VS 5Y Avg | -25.16% |
| PB Ratio | 6.91 |
| PB Ratio Avg TTM | 7.30 |
| PB Ratio Avg 3Y | 11.12 |
| Current VS TTM Avg | -5.29% |
| Current VS 3Y Avg | -37.85% |
| Current VS 5Y Avg | -30.40% |
| Debt/Equity Ratio | 3.51 |
| Debt/Equity Ratio Avg TTM | 3.19 |
| Debt/Equity Ratio Avg 3Y | 5.78 |
| Current VS TTM Avg | +10.29% |
| Current VS 3Y Avg | -39.18% |
| Current VS 5Y Avg | -45.99% |
| PEG Ratio | 3.05 |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | 0.25 |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | +1120.00% |
| Current VS 5Y Avg | +1375.81% |
| Earnings Yield | 1.92% |
| Earnings Yield Avg TTM | 1.56% |
| Earnings Yield Avg 3Y | 1.49% |
| Current VS TTM Avg | +23.09% |
| Current VS 3Y Avg | +28.50% |
| Current VS 5Y Avg | +14.38% |
| Current Ratio | 49.67 |
| Current Ratio Avg TTM | 10.92 |
| Current Ratio Avg 3Y | 0.73 |
| Current VS TTM Avg | +355.05% |
| Current VS 3Y Avg | +6732.29% |
| Current VS 5Y Avg | +7764.14% |
| Quick Ratio | 49.67 |
| Quick Ratio Avg TTM | 10.92 |
| Quick Ratio Avg 3Y | 0.73 |
| Current VS TTM Avg | +355.05% |
| Current VS 3Y Avg | +6732.29% |
| Current VS 5Y Avg | +7764.14% |
| ROIC | 5.14% |
| ROIC Avg 3Y | 3.49% |
| ROIC Avg 5Y | 3.30% |
| Current VS 3Y Avg | +47.38% |
| Current VS 5Y Avg | +55.60% |
| Current VS 10Y Avg | +113.60% |
| ROA | 1.82% |
| ROA Avg TTM | 1.84% |
| ROA Avg 3Y | 1.59% |
| Current VS TTM Avg | -1.09% |
| Current VS 3Y Avg | +14.47% |
| Current VS 5Y Avg | +18.05% |
| ROE | 12.33% |
| ROE Avg TTM | 12.71% |
| ROE Avg 3Y | 15.25% |
| Current VS TTM Avg | -2.99% |
| Current VS 3Y Avg | -19.16% |
| Current VS 5Y Avg | -23.07% |
| Net Profit Margin | 9.30% |
| Net Profit Margin Avg TTM | 8.86% |
| Net Profit Margin Avg 3Y | 11.55% |
| Current VS TTM Avg | +4.99% |
| Current VS 3Y Avg | -19.51% |
| Current VS 5Y Avg | -9.51% |
| +37.62% |
| 2019 | +110.02% |
| 2018 | -5.58% |
| 2017 | +11.47% |