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Aflac Incorporated (AFL) EV/Sales Ratio: 3.45x

Is Aflac Incorporated’s EV/Sales ratio high or low?

Aflac Incorporated's EV/Sales ratio of 3.45x is 28% above its 5-year average of 2.69x, near the high end of its 5-year range (1.64x–3.88x).

As of Thursday, June 11, 2026. 1.69% below its 12-month average of 3.51x.

AFL EV/Sales Ratio Chart

AFL EV/Sales Ratio
3.45x+1.17% 1Y
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AFL Average EV/Sales Ratio Chart

AFL Current vs Average EV/Sales Ratio Chart

AFL EV/Sales Ratio Metrics

EV/SALES RATIO

3.45x

EV/SALES RATIO AVG TTM

3.51x

EV/SALES RATIO AVG 3Y

3.14x

EV/SALES RATIO AVG 5Y

2.69x

EV/SALES RATIO AVG 10Y

2.14x

EV/SALES RATIO AVG 15Y

1.82x

EV/SALES RATIO AVG 20Y

1.73x

CURRENT VS TTM AVG

-1.69%

CURRENT VS 3Y AVG

+9.78%

CURRENT VS 5Y AVG

+28.42%

CURRENT VS 10Y AVG

+60.98%

CURRENT VS 15Y AVG

+89.14%

CURRENT VS 20Y AVG

+98.88%

AFL Competitors' EV/Sales Ratio

NAMEMARKET CAPEV/SALES RATIOTTM3Y5Y
Aflac Incorporated (AFL)$59.61B3.45x3.51x3.14x2.69x
The Allstate Corporation (ALL)$57.49B0.97x0.94x0.89x0.89x
Arthur J. Gallagher & Co. (AJG)$56.56B3.80x5.58x6.02x5.63x
MetLife, Inc. (MET)$55.42B0.70x0.69x0.74x0.73x
The Travelers Companies, Inc. (TRV)$64.51B1.53x1.50x1.39x1.38x
Discover Financial Services (DFS)$50.34B2.40x2.97x2.84x3.06x
Aon plc (AON)$71.83B4.95x5.36x5.83x5.91x
State Street Corporation (STT)$45.63BN/A2.87x2.87x2.87x
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)$44.30BN/AN/AN/AN/A
MSCI Inc. (MSCI)$43.23B15.36x15.90x17.41x19.41x

Understanding EV/Sales

Enterprise Value (EV) = Market Cap + Total Debt - Cash

Sales = Total Revenue (TTM)

EV/Sales is commonly used because:

  • It works for unprofitable companies where P/E doesn't apply
  • Revenue is harder to manipulate than earnings
  • It supports comparisons across companies at different profitability stages
  • It is frequently used for software and other revenue-growth-focused companies

Note: EV/Sales does not include margin, debt maturity, cash conversion, or growth durability by itself.

Aflac Incorporated EV/Sales Ratio Formula & Definition

EV/Sales = Enterprise Value / Revenue (TTM)

Enterprise value to sales compares total company value to revenue, useful across capital structures and for unprofitable companies.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Aflac Incorporated EV/Sales Ratio FAQ

What is the EV/Sales ratio for Aflac Incorporated (AFL)?
The EV/Sales ratio for AFL stock is 3.45x.
Is Aflac Incorporated's EV/Sales ratio high or low?
Aflac Incorporated's EV/Sales ratio of 3.45x is 28% above its 5-year average of 2.69x, near the high end of its 5-year range (1.64x–3.88x).
What is the TTM average EV/Sales ratio for Aflac Incorporated (AFL)?
The TTM average EV/Sales ratio for AFL stock is 3.51x.
What is the 3Y average EV/Sales ratio for Aflac Incorporated (AFL)?
The 3Y average EV/Sales ratio for AFL stock is 3.14x.
What is the 5Y average EV/Sales ratio for Aflac Incorporated (AFL)?
The 5Y average EV/Sales ratio for AFL stock is 2.69x.
What is the 10Y average EV/Sales ratio for Aflac Incorporated (AFL)?
The 10Y average EV/Sales ratio for AFL stock is 2.14x.
What is the 15Y average EV/Sales ratio for Aflac Incorporated (AFL)?
The 15Y average EV/Sales ratio for AFL stock is 1.82x.
What is the 20Y average EV/Sales ratio for Aflac Incorporated (AFL)?
The 20Y average EV/Sales ratio for AFL stock is 1.73x.

Aflac Incorporated EV/Sales Ratio History

DATEEV/SALES RATIO
2026-06-103.45x
2026-06-093.40x
2026-06-083.39x
2026-06-053.48x
2026-06-043.40x
2026-06-033.37x
2026-06-023.35x
2026-06-013.31x
2026-05-293.31x
2026-05-283.32x
2026-05-273.38x
2026-05-263.44x
2026-05-223.47x
2026-05-213.47x
2026-05-203.45x
2026-05-193.48x
2026-05-183.49x
2026-05-153.44x
2026-05-143.43x
2026-05-133.40x
2026-05-123.42x
2026-05-113.40x
2026-05-083.33x
2026-05-073.35x
2026-05-063.34x
2026-05-053.63x
2026-05-043.60x
2026-05-013.58x
2026-04-303.61x
2026-04-293.69x
2026-04-283.69x
2026-04-273.64x
2026-04-243.64x
2026-04-233.65x
2026-04-223.64x
2026-04-213.68x
2026-04-203.64x
2026-04-173.63x
2026-04-163.61x
2026-04-153.59x
2026-04-143.56x
2026-04-133.56x
2026-04-103.52x
2026-04-093.59x
2026-04-083.59x
2026-04-073.51x
2026-04-063.50x
2026-04-023.51x
2026-04-013.48x
2026-03-313.49x
2026-03-303.44x
2026-03-273.39x
2026-03-263.44x
2026-03-253.41x
2026-03-243.38x
2026-03-233.39x
2026-03-203.38x
2026-03-193.41x
2026-03-183.43x
2026-03-173.48x
2026-03-163.47x
2026-03-133.46x
2026-03-123.48x
2026-03-113.48x
2026-03-103.50x
2026-03-093.50x
2026-03-063.54x
2026-03-053.53x
2026-03-043.57x
2026-03-033.57x
2026-03-023.60x
2026-02-273.59x
2026-02-263.62x
2026-02-253.57x
2026-02-243.44x
2026-02-233.44x
2026-02-203.49x
2026-02-193.45x
2026-02-183.48x
2026-02-173.53x
2026-02-133.51x
2026-02-123.54x
2026-02-113.55x
2026-02-103.54x
2026-02-093.46x
2026-02-063.58x
2026-02-053.59x
2026-02-043.48x
2026-02-033.43x
2026-02-023.43x
2026-01-303.40x
2026-01-293.38x
2026-01-283.34x
2026-01-273.32x
2026-01-263.34x
2026-01-233.28x
2026-01-223.32x
2026-01-213.33x
2026-01-203.35x
2026-01-163.35x
2026-01-153.36x
2026-01-143.37x
2026-01-133.31x
2026-01-123.34x
2026-01-093.35x
2026-01-083.38x
2026-01-073.38x
2026-01-063.43x
2026-01-053.43x
2026-01-023.38x
2025-12-313.38x
2025-12-303.39x
2025-12-293.37x
2025-12-263.37x
2025-12-243.39x
2025-12-233.39x
2025-12-223.37x
2025-12-193.38x
2025-12-183.38x
2025-12-173.38x
2025-12-163.35x
2025-12-153.41x
2025-12-123.37x
2025-12-113.34x
2025-12-103.29x
2025-12-093.31x
2025-12-083.31x
2025-12-053.35x
2025-12-043.35x
2025-12-033.34x
2025-12-023.33x
2025-12-013.36x
2025-11-283.38x
2025-11-263.39x
2025-11-253.42x
2025-11-243.38x
2025-11-213.40x
2025-11-203.39x
2025-11-193.35x
2025-11-183.42x
2025-11-173.44x
2025-11-143.50x
2025-11-133.52x
2025-11-123.51x
2025-11-113.48x
2025-11-103.48x
2025-11-073.49x
2025-11-063.48x
2025-11-053.41x
2025-11-043.74x
2025-11-033.68x
2025-10-313.68x
2025-10-303.67x
2025-10-293.63x
2025-10-283.67x
2025-10-273.70x
2025-10-243.68x
2025-10-233.70x
2025-10-223.71x
2025-10-213.72x
2025-10-203.74x
2025-10-173.70x
2025-10-163.67x
2025-10-153.77x
2025-10-143.83x
2025-10-133.79x
2025-10-103.81x
2025-10-093.82x
2025-10-083.84x
2025-10-073.87x
2025-10-063.88x
2025-10-033.85x
2025-10-023.80x
2025-10-013.80x
2025-09-303.83x
2025-09-293.82x
2025-09-263.82x
2025-09-253.76x
2025-09-243.75x
2025-09-233.72x
2025-09-223.69x
2025-09-193.71x
2025-09-183.71x
2025-09-173.75x
2025-09-163.70x
2025-09-153.72x
2025-09-123.75x
2025-09-113.73x
2025-09-103.68x
2025-09-093.65x
2025-09-083.65x
2025-09-053.67x
2025-09-043.73x
2025-09-033.67x
2025-09-023.63x
2025-08-293.67x
2025-08-283.65x
2025-08-273.69x
2025-08-263.72x
2025-08-253.69x
2025-08-223.73x
2025-08-213.72x
2025-08-203.71x
2025-08-193.67x
2025-08-183.64x
2025-08-153.62x
2025-08-143.62x
2025-08-133.63x
2025-08-123.56x
2025-08-113.58x
2025-08-083.56x
2025-08-073.52x
2025-08-063.52x
2025-08-053.41x
2025-08-043.29x
2025-08-013.28x
2025-07-313.32x
2025-07-303.29x
2025-07-293.36x
2025-07-283.37x
2025-07-253.44x
2025-07-243.42x
2025-07-233.43x
2025-07-223.42x
2025-07-213.37x
2025-07-183.40x
2025-07-173.38x
2025-07-163.38x
2025-07-153.36x
2025-07-143.42x
2025-07-113.39x
2025-07-103.41x
2025-07-093.40x
2025-07-083.44x
2025-07-073.43x
2025-07-033.48x
2025-07-023.45x
2025-07-013.52x
2025-06-303.51x
2025-06-273.50x
2025-06-263.46x
2025-06-253.42x
2025-06-243.47x
2025-06-233.49x
2025-06-203.44x
2025-06-183.42x
2025-06-173.40x
2025-06-163.42x
2025-06-133.41x
2025-06-123.42x
2025-06-113.38x
2025-06-103.41x
2025-06-093.42x
2025-06-063.45x
2025-06-053.41x
2025-06-043.43x
2025-06-033.47x
2025-06-023.46x
2025-05-303.45x
2025-05-293.43x

Showing the most recent 260 of 5,031 data points. The chart above shows the full history.

About Aflac Incorporated

Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.

Columbus, GA
12,694 employees
Financial Services / Insurance - Life
Sector
Financial Services
Industry
Insurance - Life
CEO
Daniel Paul Amos