Aflac Incorporated (AFL) EV/EBITDA Ratio: 9.37x
Is Aflac Incorporated’s EV/EBITDA ratio high or low?
Aflac Incorporated's EV/EBITDA ratio of 9.37x is in line with its 5-year average of 10.00x, near the low end of its 5-year range (7.04x–19.68x).
As of Friday, June 12, 2026. 28.25% below its 12-month average of 13.06x.
AFL EV/EBITDA Ratio Chart
AFL Average EV/EBITDA Ratio Chart
AFL Current vs Average EV/EBITDA Ratio Chart
AFL EV/EBITDA Ratio Metrics
EV/EBITDA RATIO
9.37x
EV/EBITDA RATIO AVG TTM
13.06x
EV/EBITDA RATIO AVG 3Y
11.23x
EV/EBITDA RATIO AVG 5Y
10.00x
EV/EBITDA RATIO AVG 10Y
9.26x
EV/EBITDA RATIO AVG 15Y
8.43x
EV/EBITDA RATIO AVG 20Y
8.81x
CURRENT VS TTM AVG
-28.25%
CURRENT VS 3Y AVG
-16.59%
CURRENT VS 5Y AVG
-6.33%
CURRENT VS 10Y AVG
+1.19%
CURRENT VS 15Y AVG
+11.17%
CURRENT VS 20Y AVG
+6.35%
AFL Competitors' EV/EBITDA Ratio
| NAME | MARKET CAP | EV/EBITDA RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Aflac Incorporated (AFL) | $59.27B | 9.37x | 13.06x | 11.23x | 10.00x |
| Arthur J. Gallagher & Co. (AJG) | $56.76B | 14.58x | 20.32x | 24.16x | 23.08x |
| The Allstate Corporation (ALL) | $56.52B | 3.94x | 6.17x | 14.55x | 13.55x |
| MetLife, Inc. (MET) | $56.35B | 9.36x | 8.13x | 10.11x | 9.17x |
| The Travelers Companies, Inc. (TRV) | $64.62B | 7.10x | 8.71x | 10.66x | 10.00x |
| Discover Financial Services (DFS) | $50.34B | 6.75x | 11.20x | 8.86x | 10.32x |
| Aon plc (AON) | $71.57B | 12.75x | 16.48x | 18.90x | 21.13x |
| State Street Corporation (STT) | $45.63B | N/A | 15.23x | 15.23x | 15.23x |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.76B | N/A | N/A | N/A | N/A |
| MSCI Inc. (MSCI) | $43.27B | 25.04x | 25.94x | 27.59x | 32.04x |
EV/EBITDA vs. its own history
At 9.4, EV/EBITDA is richer than usual, sitting higher than 66% of its 20-year history.
20-year low
3.2
median
8.5
20-year high
19.7
Aflac Incorporated EV/EBITDA Ratio Formula & Definition
EV/EBITDA = Enterprise Value / EBITDA (TTM)
Enterprise value to EBITDA is a capital-structure-neutral valuation multiple, useful for comparing companies with different debt levels and tax rates.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Aflac Incorporated EV/EBITDA Ratio FAQ
- What is the EV/EBITDA ratio for Aflac Incorporated (AFL)?
- The EV/EBITDA ratio for AFL stock is 9.37x.
- Is Aflac Incorporated's EV/EBITDA ratio high or low?
- Aflac Incorporated's EV/EBITDA ratio of 9.37x is in line with its 5-year average of 10.00x, near the low end of its 5-year range (7.04x–19.68x).
- What is the TTM average EV/EBITDA ratio for Aflac Incorporated (AFL)?
- The TTM average EV/EBITDA ratio for AFL stock is 13.06x.
- What is the 3Y average EV/EBITDA ratio for Aflac Incorporated (AFL)?
- The 3Y average EV/EBITDA ratio for AFL stock is 11.23x.
- What is the 5Y average EV/EBITDA ratio for Aflac Incorporated (AFL)?
- The 5Y average EV/EBITDA ratio for AFL stock is 10.00x.
- What is the 10Y average EV/EBITDA ratio for Aflac Incorporated (AFL)?
- The 10Y average EV/EBITDA ratio for AFL stock is 9.26x.
- What is the 15Y average EV/EBITDA ratio for Aflac Incorporated (AFL)?
- The 15Y average EV/EBITDA ratio for AFL stock is 8.43x.
- What is the 20Y average EV/EBITDA ratio for Aflac Incorporated (AFL)?
- The 20Y average EV/EBITDA ratio for AFL stock is 8.81x.
Aflac Incorporated EV/EBITDA Ratio History
| DATE | EV/EBITDA RATIO |
|---|---|
| 2026-06-11 | 9.37x |
| 2026-06-10 | 9.42x |
| 2026-06-09 | 9.31x |
| 2026-06-08 | 9.28x |
| 2026-06-05 | 9.51x |
| 2026-06-04 | 9.28x |
| 2026-06-03 | 9.22x |
| 2026-06-02 | 9.15x |
| 2026-06-01 | 9.04x |
| 2026-05-29 | 9.06x |
| 2026-05-28 | 9.08x |
| 2026-05-27 | 9.25x |
| 2026-05-26 | 9.40x |
| 2026-05-22 | 9.48x |
| 2026-05-21 | 9.48x |
| 2026-05-20 | 9.43x |
| 2026-05-19 | 9.52x |
| 2026-05-18 | 9.54x |
| 2026-05-15 | 9.40x |
| 2026-05-14 | 9.37x |
| 2026-05-13 | 9.30x |
| 2026-05-12 | 9.35x |
| 2026-05-11 | 9.30x |
| 2026-05-08 | 9.11x |
| 2026-05-07 | 9.15x |
| 2026-05-06 | 9.14x |
| 2026-05-05 | 11.41x |
| 2026-05-04 | 11.30x |
| 2026-05-01 | 11.26x |
| 2026-04-30 | 11.34x |
| 2026-04-29 | 11.58x |
| 2026-04-28 | 11.59x |
| 2026-04-27 | 11.43x |
| 2026-04-24 | 11.43x |
| 2026-04-23 | 11.48x |
| 2026-04-22 | 11.44x |
| 2026-04-21 | 11.56x |
| 2026-04-20 | 11.43x |
| 2026-04-17 | 11.42x |
| 2026-04-16 | 11.34x |
| 2026-04-15 | 11.27x |
| 2026-04-14 | 11.17x |
| 2026-04-13 | 11.19x |
| 2026-04-10 | 11.05x |
| 2026-04-09 | 11.28x |
| 2026-04-08 | 11.27x |
| 2026-04-07 | 11.03x |
| 2026-04-06 | 11.01x |
| 2026-04-02 | 11.03x |
| 2026-04-01 | 10.95x |
| 2026-03-31 | 10.96x |
| 2026-03-30 | 10.81x |
| 2026-03-27 | 10.64x |
| 2026-03-26 | 10.81x |
| 2026-03-25 | 10.72x |
| 2026-03-24 | 10.62x |
| 2026-03-23 | 10.66x |
| 2026-03-20 | 10.62x |
| 2026-03-19 | 10.71x |
| 2026-03-18 | 10.78x |
| 2026-03-17 | 10.94x |
| 2026-03-16 | 10.90x |
| 2026-03-13 | 10.86x |
| 2026-03-12 | 10.95x |
| 2026-03-11 | 10.92x |
| 2026-03-10 | 11.01x |
| 2026-03-09 | 11.00x |
| 2026-03-06 | 11.11x |
| 2026-03-05 | 11.08x |
| 2026-03-04 | 11.22x |
| 2026-03-03 | 11.22x |
| 2026-03-02 | 11.31x |
| 2026-02-27 | 11.27x |
| 2026-02-26 | 11.37x |
| 2026-02-25 | 11.22x |
| 2026-02-24 | 10.65x |
| 2026-02-23 | 10.64x |
| 2026-02-20 | 10.79x |
| 2026-02-19 | 10.67x |
| 2026-02-18 | 10.75x |
| 2026-02-17 | 10.92x |
| 2026-02-13 | 10.87x |
| 2026-02-12 | 10.96x |
| 2026-02-11 | 10.99x |
| 2026-02-10 | 10.96x |
| 2026-02-09 | 10.71x |
| 2026-02-06 | 11.08x |
| 2026-02-05 | 11.10x |
| 2026-02-04 | 10.75x |
| 2026-02-03 | 10.61x |
| 2026-02-02 | 10.60x |
| 2026-01-30 | 10.51x |
| 2026-01-29 | 10.47x |
| 2026-01-28 | 10.32x |
| 2026-01-27 | 10.27x |
| 2026-01-26 | 10.32x |
| 2026-01-23 | 10.15x |
| 2026-01-22 | 10.26x |
| 2026-01-21 | 10.29x |
| 2026-01-20 | 10.35x |
| 2026-01-16 | 10.38x |
| 2026-01-15 | 10.38x |
| 2026-01-14 | 10.44x |
| 2026-01-13 | 10.23x |
| 2026-01-12 | 10.32x |
| 2026-01-09 | 10.35x |
| 2026-01-08 | 10.44x |
| 2026-01-07 | 10.44x |
| 2026-01-06 | 10.60x |
| 2026-01-05 | 10.62x |
| 2026-01-02 | 10.44x |
| 2025-12-31 | 10.45x |
| 2025-12-30 | 10.49x |
| 2025-12-29 | 10.42x |
| 2025-12-26 | 10.41x |
| 2025-12-24 | 10.48x |
| 2025-12-23 | 10.49x |
| 2025-12-22 | 10.42x |
| 2025-12-19 | 10.45x |
| 2025-12-18 | 10.46x |
| 2025-12-17 | 10.47x |
| 2025-12-16 | 10.37x |
| 2025-12-15 | 10.56x |
| 2025-12-12 | 10.42x |
| 2025-12-11 | 10.32x |
| 2025-12-10 | 10.16x |
| 2025-12-09 | 10.24x |
| 2025-12-08 | 10.24x |
| 2025-12-05 | 10.35x |
| 2025-12-04 | 10.35x |
| 2025-12-03 | 10.33x |
| 2025-12-02 | 10.31x |
| 2025-12-01 | 10.38x |
| 2025-11-28 | 10.45x |
| 2025-11-26 | 10.47x |
| 2025-11-25 | 10.57x |
| 2025-11-24 | 10.46x |
| 2025-11-21 | 10.51x |
| 2025-11-20 | 10.47x |
| 2025-11-19 | 10.37x |
| 2025-11-18 | 10.58x |
| 2025-11-17 | 10.63x |
| 2025-11-14 | 10.82x |
| 2025-11-13 | 10.88x |
| 2025-11-12 | 10.84x |
| 2025-11-11 | 10.77x |
| 2025-11-10 | 10.75x |
| 2025-11-07 | 10.80x |
| 2025-11-06 | 10.76x |
| 2025-11-05 | 10.53x |
| 2025-11-04 | 18.96x |
| 2025-11-03 | 18.65x |
| 2025-10-31 | 18.69x |
| 2025-10-30 | 18.63x |
| 2025-10-29 | 18.43x |
| 2025-10-28 | 18.60x |
| 2025-10-27 | 18.75x |
| 2025-10-24 | 18.68x |
| 2025-10-23 | 18.75x |
| 2025-10-22 | 18.80x |
| 2025-10-21 | 18.85x |
| 2025-10-20 | 18.95x |
| 2025-10-17 | 18.77x |
| 2025-10-16 | 18.61x |
| 2025-10-15 | 19.13x |
| 2025-10-14 | 19.41x |
| 2025-10-13 | 19.20x |
| 2025-10-10 | 19.32x |
| 2025-10-09 | 19.36x |
| 2025-10-08 | 19.48x |
| 2025-10-07 | 19.65x |
| 2025-10-06 | 19.68x |
| 2025-10-03 | 19.55x |
| 2025-10-02 | 19.26x |
| 2025-10-01 | 19.29x |
| 2025-09-30 | 19.45x |
| 2025-09-29 | 19.39x |
| 2025-09-26 | 19.39x |
| 2025-09-25 | 19.07x |
| 2025-09-24 | 19.04x |
| 2025-09-23 | 18.86x |
| 2025-09-22 | 18.72x |
| 2025-09-19 | 18.83x |
| 2025-09-18 | 18.82x |
| 2025-09-17 | 19.03x |
| 2025-09-16 | 18.76x |
| 2025-09-15 | 18.89x |
| 2025-09-12 | 19.01x |
| 2025-09-11 | 18.94x |
| 2025-09-10 | 18.69x |
| 2025-09-09 | 18.53x |
| 2025-09-08 | 18.54x |
| 2025-09-05 | 18.64x |
| 2025-09-04 | 18.91x |
| 2025-09-03 | 18.61x |
| 2025-09-02 | 18.42x |
| 2025-08-29 | 18.63x |
| 2025-08-28 | 18.50x |
| 2025-08-27 | 18.72x |
| 2025-08-26 | 18.85x |
| 2025-08-25 | 18.72x |
| 2025-08-22 | 18.90x |
| 2025-08-21 | 18.85x |
| 2025-08-20 | 18.81x |
| 2025-08-19 | 18.64x |
| 2025-08-18 | 18.44x |
| 2025-08-15 | 18.38x |
| 2025-08-14 | 18.37x |
| 2025-08-13 | 18.43x |
| 2025-08-12 | 18.07x |
| 2025-08-11 | 18.18x |
| 2025-08-08 | 18.07x |
| 2025-08-07 | 17.86x |
| 2025-08-06 | 17.86x |
| 2025-08-05 | 17.29x |
| 2025-08-04 | 12.85x |
| 2025-08-01 | 12.79x |
| 2025-07-31 | 12.95x |
| 2025-07-30 | 12.85x |
| 2025-07-29 | 13.13x |
| 2025-07-28 | 13.14x |
| 2025-07-25 | 13.45x |
| 2025-07-24 | 13.33x |
| 2025-07-23 | 13.39x |
| 2025-07-22 | 13.36x |
| 2025-07-21 | 13.17x |
| 2025-07-18 | 13.26x |
| 2025-07-17 | 13.21x |
| 2025-07-16 | 13.21x |
| 2025-07-15 | 13.11x |
| 2025-07-14 | 13.36x |
| 2025-07-11 | 13.22x |
| 2025-07-10 | 13.31x |
| 2025-07-09 | 13.27x |
| 2025-07-08 | 13.43x |
| 2025-07-07 | 13.39x |
| 2025-07-03 | 13.60x |
| 2025-07-02 | 13.47x |
| 2025-07-01 | 13.75x |
| 2025-06-30 | 13.71x |
| 2025-06-27 | 13.66x |
| 2025-06-26 | 13.52x |
| 2025-06-25 | 13.34x |
| 2025-06-24 | 13.55x |
| 2025-06-23 | 13.63x |
| 2025-06-20 | 13.44x |
| 2025-06-18 | 13.36x |
| 2025-06-17 | 13.29x |
| 2025-06-16 | 13.37x |
| 2025-06-13 | 13.30x |
| 2025-06-12 | 13.36x |
| 2025-06-11 | 13.20x |
| 2025-06-10 | 13.31x |
| 2025-06-09 | 13.34x |
| 2025-06-06 | 13.49x |
| 2025-06-05 | 13.30x |
| 2025-06-04 | 13.38x |
| 2025-06-03 | 13.54x |
| 2025-06-02 | 13.50x |
| 2025-05-30 | 13.47x |
Showing the most recent 260 of 5,032 data points. The chart above shows the full history.
Related Metrics
About Aflac Incorporated
Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.
- Sector
- Financial Services
- Industry
- Insurance - Life
- CEO
- Daniel Paul Amos