Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
AFG Valuation Metrics
AFG Stock Price Metrics
AFG Dividend Metrics
AFG Growth Rate Metrics
AFG Discounted Cash Flow Metrics
| Fair Value Price | - |
| Margin of Safety | - |
AFG Revenue Metrics
AFG PE Ratio Metrics
| PE Ratio | 13.11 |
| PE Ratio Avg TTM | 13.78 |
| PE Ratio Avg 3Y | 12.61 |
| Current VS TTM Avg | -4.84% |
| Current VS 3Y Avg | +3.99% |
| Current VS 5Y Avg | +5.91% |
AFG PS Ratio Metrics
| PS Ratio | 1.41 |
| PS Ratio Avg TTM | 1.35 |
| PS Ratio Avg 3Y | 1.35 |
| Current VS TTM Avg | +4.47% |
| Current VS 3Y Avg | +4.56% |
| Current VS 5Y Avg | -6.48% |
AFG PB Ratio Metrics
| PB Ratio | 2.46 |
| PB Ratio Avg TTM | 2.38 |
| PB Ratio Avg 3Y | 2.44 |
| Current VS TTM Avg | +3.53% |
| Current VS 3Y Avg | +0.67% |
| Current VS 5Y Avg | +1.17% |
AFG Debt to Equity Ratio Metrics
| Debt/Equity Ratio | 0.38 |
| Debt/Equity Ratio Avg TTM | 0.41 |
| Debt/Equity Ratio Avg 3Y | 0.42 |
| Current VS TTM Avg | -6.17% |
| Current VS 3Y Avg | -8.43% |
| Current VS 5Y Avg | -6.56% |
AFG PEG Ratio Metrics
| PEG Ratio | 3.25 |
| PEG Ratio Avg TTM | - |
| PEG Ratio Avg 3Y | 1.29 |
| Current VS TTM Avg | - |
| Current VS 3Y Avg | +150.97% |
| Current VS 5Y Avg | +254.55% |
AFG Earnings Yield
| Earnings Yield | 7.63% |
| Earnings Yield Avg TTM | 7.29% |
| Earnings Yield Avg 3Y | 7.95% |
| Current VS TTM Avg | +4.60% |
| Current VS 3Y Avg | -4.01% |
| Current VS 5Y Avg | -5.60% |
AFG Current Ratio Metrics
| Current Ratio | 0.50 |
| Current Ratio Avg TTM | 0.81 |
| Current Ratio Avg 3Y | 0.91 |
| Current VS TTM Avg | -38.65% |
| Current VS 3Y Avg | -44.90% |
| Current VS 5Y Avg | -54.27% |
AFG Quick Ratio Metrics
| Quick Ratio | 0.50 |
| Quick Ratio Avg TTM | 0.81 |
| Quick Ratio Avg 3Y | 0.91 |
| Current VS TTM Avg | -38.65% |
| Current VS 3Y Avg | -44.90% |
| Current VS 5Y Avg | -54.27% |
AFG ROIC Metrics
| ROIC | 9.67% |
| ROIC Avg 3Y | 5.40% |
| ROIC Avg 5Y | 4.47% |
| Current VS 3Y Avg | +79.07% |
| Current VS 5Y Avg | +116.25% |
| Current VS 10Y Avg | +238.11% |
AFG Return on Assets Metrics
| ROA | 2.58 |
| ROA Avg TTM | 3.06 |
| ROA Avg 3Y | 3.33 |
| Current VS TTM Avg | -15.82% |
| Current VS 3Y Avg | -22.52% |
| Current VS 5Y Avg | -30.86% |
AFG Return on Equity Metrics
| ROE | 17.47 |
| ROE Avg TTM | 18.66 |
| ROE Avg 3Y | 19.88 |
| Current VS TTM Avg | -6.40% |
| Current VS 3Y Avg | -12.10% |
| Current VS 5Y Avg | -19.42% |
AFG Net Profit Margin Metrics
| Net Profit Margin | 10.30% |
| Net Profit Margin Avg TTM | 10.51% |
| Net Profit Margin Avg 3Y | 11.32% |
| Current VS TTM Avg | -2.00% |
| Current VS 3Y Avg | -9.05% |
| Current VS 5Y Avg | -31.51% |
Last Updated: Thursday, June 25, 2026
About American Financial Group, Inc.
American Financial Group, Inc. (AFG) operates as an insurance holding company, specializing in providing a broad array of property and casualty insurance solutions across the United States. Its comprehensive product portfolio encompasses various lines of business, including property and transportation coverage, which offers protection for physical damage and liability concerning vehicles like buses and trucks, along with inland and ocean marine policies, agricultural-related products, and other commercial property and niche transportation insurance types. The company's specialty casualty segment delivers products such as excess and surplus lines, executive and professional liability, general liability, and umbrella and excess liability policies. It also develops customized programs for small to mid-sized enterprises and provides workers' compensation coverage. Furthermore, AFG extends specialty financial insurance products, including risk management solutions tailored for lending and leasing institutions, fidelity and surety bonds, and trade credit insurance. Distribution of these property and casualty policies is primarily conducted through a network of independent insurance agents and brokers. Established in 1872, American Financial Group, Inc. maintains its corporate headquarters in Cincinnati, Ohio.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Stephen Craig Lindner