Apple Inc. (AAPL)
The long-term debt for Apple Inc. (AAPL) is $78.33 Billion with a year-over-year change of -8.66%. Long-term debt includes bonds, term loans, mortgages, and other borrowings with maturities greater than one year. It represents the company's structural leverage.
Current Long-Term Debt
$78.33B
$78.33 Billion
Year-over-Year Change
-8.66%
vs. $85.75B prior year
Historical Data
30
Years of data available
Annual Long-Term Debt History
| Year | Long-Term Debt | YoY Change | % Change |
|---|---|---|---|
| 2025 | $78.33B | $-7.42B | -8.66% |
| 2024 | $85.75B | $-9.53B | -10.00% |
| 2023 | $95.28B | $-3.68B | -3.72% |
| 2022 | $98.96B | $-10.15B | -9.30% |
| 2021 | $109.11B | +$10.44B | +10.58% |
| 2020 | $98.67B | +$6.86B | +7.47% |
| 2019 | $91.81B | $-1.93B | -2.06% |
| 2018 | $93.73B | $-3.47B | -3.57% |
| 2017 | $97.21B | +$21.78B | +28.88% |
| 2016 | $75.43B | — | — |
Understanding Long-Term Debt
What is Long-Term Debt? Long-term debt includes bonds, term loans, mortgages, and other borrowings with maturities greater than one year. It represents the company's structural leverage.
Why it Matters: Long-term debt provides capital for growth but creates fixed obligations. Excessive debt increases financial risk and interest burden. The debt level relative to EBITDA or equity indicates financial leverage.
How to Use: Calculate Debt/EBITDA ratio - typically 2-4x is manageable for most industries. Compare to equity (D/E ratio) to assess capital structure. Monitor debt/interest coverage to ensure servicing ability.