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PNC
USB
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| Metric | PNC | USB |
|---|---|---|
| Valuation | ||
| P/E Ratio | 13.74 | 12.70 |
| Forward P/E | 13.15 | 12.17 |
| P/B Ratio | 1.58 | 1.46 |
| P/S Ratio | 3.30 | 2.26 |
| P/FCF Ratio | 15.05 | 10.29 |
| PEG Ratio | 0.60 | 0.53 |
| EV/EBITDA | 16.39 | 11.52 |
| Profitability | ||
| Gross Margin | 79.6% | 63.8% |
| Operating Margin | 30.7% | 23.9% |
| Net Margin | 25.0% | 18.7% |
| ROE | 11.9% | 12.1% |
| ROA | 1.2% | 1.1% |
| ROIC | 5.3% | 4.5% |
| Financial Health | ||
| Current Ratio | 0.11 | 0.26 |
| Quick Ratio | 0.11 | 0.26 |
| Debt/Equity | 0.94 | 1.20 |
| Interest Coverage | 0.78 | 0.66 |
| Dividends | ||
| Dividend Yield | 2.7% | 3.3% |
| Payout Ratio | 40.9% | 45.0% |
| Consecutive Div Years | 15 | 15 |