Which has the lower trailing P/E, TWLO or XYZ?

TWLO has the lower trailing P/E: TWLO trades at 39.63 and XYZ at 138.45. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, TWLO or XYZ?

Over the past five years, TWLO grew revenue faster — TWLO at a 19.84% CAGR versus XYZ at 9.47%.

Is TWLO or XYZ more profitable?

TWLO runs the higher net margin — TWLO at 20.62% versus XYZ at 1.43%.

How have TWLO and XYZ total returns compared?

Over the past 10 years, TWLO delivered 15.03% and XYZ delivered 21.56% annualized total return. Past performance doesn't predict future results.

Twilio Inc. (TWLO) vs Block, Inc. (XYZ)

A side-by-side comparison of Twilio Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

TWLO

Twilio Inc.

$43.18B

$284.53TechnologyDelayed quote: Sep 22, 2026, 4:00 PM EDT

XYZ

Block, Inc.

$46.14B

$77.53TechnologyDelayed quote: Sep 22, 2026, 4:00 PM EDT

Total return — TWLO vs XYZ

growth of $100 · dividends reinvested · last 10y

TWLO +305.7% (+15.0%/yr)XYZ +574.0% (+21.0%/yr)XYZ compounded faster over this window

TWLO XYZ

TWLO vs XYZ: by the numbers

•XYZ is the larger company ($46.14B vs $43.18B market cap).
•TWLO trades at the lower trailing earnings multiple (39.63 vs 138.45 P/E), one valuation lens rather than an overall verdict.
•TWLO converts more revenue to profit (20.62% vs 1.43% net margin).
•TWLO grew revenue faster over the past five years (19.84% vs 9.47% CAGR).

Metrics side by side

Valuation

Metric	TWLO	XYZ
P/E ratio	39.63	138.45
Forward P/E	48.01	N/A
P/S ratio	7.75	1.84
P/B ratio	4.81	2.10
EV / EBITDA	86.73	15.34
FCF yield	2.34%	10.44%

Profitability

Metric	TWLO	XYZ
Gross margin	48.54%	46.36%
Operating margin	5.51%	10.15%
Net margin	20.62%	1.43%
ROE	12.80%	1.62%
ROIC	3.06%	4.78%

Growth (annualized)

Metric	TWLO	XYZ
Revenue CAGR (5Y)	19.84%	9.47%
EPS CAGR (5Y)	N/A	34.72%
FCF CAGR (5Y)	N/A	59.89%
Total return CAGR (5Y)	-8.42%	-20.60%

Frequently asked

Which has the lower trailing P/E, TWLO or XYZ?: TWLO has the lower trailing P/E: TWLO trades at 39.63 and XYZ at 138.45. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, TWLO or XYZ?: Over the past five years, TWLO grew revenue faster — TWLO at a 19.84% CAGR versus XYZ at 9.47%.
Is TWLO or XYZ more profitable?: TWLO runs the higher net margin — TWLO at 20.62% versus XYZ at 1.43%.
How have TWLO and XYZ total returns compared?: Over the past 10 years, TWLO delivered 15.03% and XYZ delivered 21.56% annualized total return. Past performance doesn't predict future results.

Go deeper

Full TWLO analysis Full XYZ analysis Interactive comparison tool

Dig into the metrics

Twilio P/E ratio Block P/E ratio Twilio ROE Block ROE Twilio operating margin Block operating margin Twilio revenue growth Block revenue growth Twilio free cash flow Block free cash flow

Twilio & Block appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.