Truist Financial Corporation (TFC) vs The Travelers Companies, Inc. (TRV)
A side-by-side comparison of Truist Financial Corporation and The Travelers Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.
TFC
Truist Financial Corporation
$50.42Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
TRV
The Travelers Companies, Inc.
$363.58Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
Total return — TFC vs TRV
growth of $100 · dividends reinvested · last 10yTFC +99.5% (+7.2%/yr)TRV +285.2% (+14.4%/yr)TRV compounded faster over this window
TFC TRV
TFC vs TRV: by the numbers
- •TRV is the larger company ($75.83B vs $62.82B market cap).
- •TRV trades at the lower trailing earnings multiple (9.74 vs 11.95 P/E), one valuation lens rather than an overall verdict.
- •TFC converts more revenue to profit (19.13% vs 16.95% net margin).
- •TRV grew revenue faster over the past five years (7.78% vs 5.61% CAGR).
- •TFC pays the higher dividend yield (4.13% vs 1.25%).
Metrics side by side
Valuation
| Metric | TFC | TRV |
|---|---|---|
| P/E ratio | 11.95 | 9.74 |
| Forward P/E | 10.89 | 10.67 |
| P/S ratio | 2.05 | 1.59 |
| P/B ratio | 0.97 | 2.34 |
Profitability
| Metric | TFC | TRV |
|---|---|---|
| Gross margin | 64.02% | 34.73% |
| Operating margin | 22.30% | 21.33% |
| Net margin | 19.13% | 16.95% |
| ROE | 9.11% | 25.07% |
Dividends
| Metric | TFC | TRV |
|---|---|---|
| Dividend yield | 4.13% | 1.25% |
| Payout ratio | 53.89% | 16.34% |
Growth (annualized)
| Metric | TFC | TRV |
|---|---|---|
| Revenue CAGR (5Y) | 5.61% | 7.78% |
| EPS CAGR (5Y) | 4.42% | 21.40% |
| Total return CAGR (5Y) | 2.91% | 20.02% |
Frequently asked
- Which has the lower trailing P/E, TFC or TRV?
- TRV has the lower trailing P/E: TFC trades at 11.95 and TRV at 9.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, TFC or TRV?
- Over the past five years, TRV grew revenue faster — TFC at a 5.61% CAGR versus TRV at 7.78%.
- Does TFC or TRV pay a bigger dividend?
- TFC yields 4.13% and TRV yields 1.25% based on trailing dividends and the latest price.
- Is TFC or TRV more profitable?
- TFC runs the higher net margin — TFC at 19.13% versus TRV at 16.95%.
- How have TFC and TRV total returns compared?
- Over the past 10 years, TFC delivered 7.20% and TRV delivered 14.40% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Truist Financial P/E ratioTravelers Companies P/E ratioTruist Financial dividend yieldTravelers Companies dividend yieldTruist Financial ROETravelers Companies ROETruist Financial operating marginTravelers Companies operating marginTruist Financial revenue growthTravelers Companies revenue growth
Truist Financial & Travelers Companies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.