Truist Financial Corporation (TFC) vs The Travelers Companies, Inc. (TRV)

A side-by-side comparison of Truist Financial Corporation and The Travelers Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnTFC vs TRV

growth of $100 · dividends reinvested · last 10y
TFC +99.5% (+7.2%/yr)TRV +285.2% (+14.4%/yr)TRV compounded faster over this window
100200300400Start $10020182020202220242026$200$385
TFC TRV

TFC vs TRV: by the numbers

  • TRV is the larger company ($75.83B vs $62.82B market cap).
  • TRV trades at the lower trailing earnings multiple (9.74 vs 11.95 P/E), one valuation lens rather than an overall verdict.
  • TFC converts more revenue to profit (19.13% vs 16.95% net margin).
  • TRV grew revenue faster over the past five years (7.78% vs 5.61% CAGR).
  • TFC pays the higher dividend yield (4.13% vs 1.25%).

Metrics side by side

Valuation

MetricTFCTRV
P/E ratio11.959.74
Forward P/E10.8910.67
P/S ratio2.051.59
P/B ratio0.972.34

Profitability

MetricTFCTRV
Gross margin64.02%34.73%
Operating margin22.30%21.33%
Net margin19.13%16.95%
ROE9.11%25.07%

Dividends

MetricTFCTRV
Dividend yield4.13%1.25%
Payout ratio53.89%16.34%

Growth (annualized)

MetricTFCTRV
Revenue CAGR (5Y)5.61%7.78%
EPS CAGR (5Y)4.42%21.40%
Total return CAGR (5Y)2.91%20.02%

Frequently asked

Which has the lower trailing P/E, TFC or TRV?
TRV has the lower trailing P/E: TFC trades at 11.95 and TRV at 9.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, TFC or TRV?
Over the past five years, TRV grew revenue faster — TFC at a 5.61% CAGR versus TRV at 7.78%.
Does TFC or TRV pay a bigger dividend?
TFC yields 4.13% and TRV yields 1.25% based on trailing dividends and the latest price.
Is TFC or TRV more profitable?
TFC runs the higher net margin — TFC at 19.13% versus TRV at 16.95%.
How have TFC and TRV total returns compared?
Over the past 10 years, TFC delivered 7.20% and TRV delivered 14.40% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.