Truist Financial Corporation (TFC) vs The Travelers Companies, Inc. (TRV)
TRV leads on 11 of 17 compared metrics.
A side-by-side comparison of Truist Financial Corporation and The Travelers Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
TFC
Truist Financial Corporation
$51.66Financial Services
TRV
The Travelers Companies, Inc.
$304.46Financial Services
Total return — TFC vs TRV
growth of $100 · last 30yTFC +248.8%TRV +1057.2%TRV compounded faster
TFC TRV
TFC vs TRV: by the numbers
- •TRV is the larger company ($64.74B vs $64.36B market cap).
- •TRV trades at the lower earnings multiple (9.06 vs 13.28 P/E).
- •TFC converts more revenue to profit (18.14% vs 15.54% net margin).
- •TRV grew revenue faster over the past five years (8.61% vs 5.16% CAGR).
- •TFC pays the higher dividend yield (4.03% vs 1.49%).
Which is better, TFC or TRV?
Metric tally: TFC 6 · TRV 11It depends on what you're optimizing for:
ValueTRV(lower P/E)
GrowthTRV(faster 5Y revenue CAGR)
IncomeTFC(higher dividend yield)
QualityTRV(higher ROIC)
Valuation
| Metric | TFC | TRV |
|---|---|---|
| P/E ratio | 13.28 | 9.06● |
| Forward P/E | 11.37 | 10.85● |
| P/S ratio | 2.15 | 1.36● |
| P/B ratio | 1.02● | 2.08 |
| PEG ratio | 0.79 | 0.37● |
| EV / EBITDA | 18.63 | 7.11● |
| FCF yield | 8.67% | 17.21%● |
Profitability
| Metric | TFC | TRV |
|---|---|---|
| Gross margin | 62.92%● | 44.02% |
| Operating margin | 21.35%● | 19.30% |
| Net margin | 18.14%● | 15.54% |
| ROE | 8.61% | 23.77%● |
| ROIC | 3.61% | 12.10%● |
Dividends
| Metric | TFC | TRV |
|---|---|---|
| Dividend yield | 4.03%● | 1.49% |
| Payout ratio | 53.89% | 16.34% |
Growth (annualized)
| Metric | TFC | TRV |
|---|---|---|
| Revenue CAGR (5Y) | 5.16% | 8.61%● |
| EPS CAGR (5Y) | 4.42% | 21.40%● |
| FCF CAGR (5Y) | 19.52%● | 10.08% |
| Total return CAGR (5Y) | 2.51% | 16.77%● |
Frequently asked
- Which is better, TFC or TRV?
- It depends on your goal. value: TRV (lower P/E); growth: TRV (faster 5Y revenue CAGR); income: TFC (higher dividend yield); quality: TRV (higher ROIC). Across all compared metrics, TRV leads 11 to 6.
- Is TFC or TRV cheaper?
- On trailing earnings, TRV is cheaper: TFC trades at a 13.28 P/E and TRV at 9.06.
- Which has grown faster, TFC or TRV?
- Over the past five years, TRV grew revenue faster — TFC at a 5.16% CAGR versus TRV at 8.61%.
- Does TFC or TRV pay a bigger dividend?
- TFC yields 4.03% and TRV yields 1.49% based on trailing dividends and the latest price.
- Is TFC or TRV more profitable?
- TFC runs the higher net margin — TFC at 18.14% versus TRV at 15.54%.
- Which has been the better investment, TFC or TRV?
- Over the past 10-year, TRV delivered the higher annualized total return — TFC at 7.99% versus TRV at 12.75%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Truist Financial P/E ratioTravelers Companies P/E ratioTruist Financial dividend yieldTravelers Companies dividend yieldTruist Financial ROETravelers Companies ROETruist Financial operating marginTravelers Companies operating marginTruist Financial revenue growthTravelers Companies revenue growthTruist Financial free cash flowTravelers Companies free cash flow
Truist Financial & Travelers Companies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.