Shore Bancshares, Inc. (SHBI) vs Washington Trust Bancorp, Inc. (WASH)
A side-by-side comparison of Shore Bancshares, Inc. and Washington Trust Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — SHBI vs WASH
growth of $100 · dividends reinvested · last 10ySHBI vs WASH: by the numbers
- •SHBI is the larger company ($758M vs $729M market cap).
- •SHBI trades at the lower trailing earnings multiple (11.44 vs 13.27 P/E), one valuation lens rather than an overall verdict.
- •SHBI converts more revenue to profit (19.12% vs 14.51% net margin).
- •SHBI grew revenue faster over the past five years (36.76% vs 8.46% CAGR).
- •WASH pays the higher dividend yield (5.88% vs 2.28%).
Metrics side by side
Valuation
| Metric | SHBI | WASH |
|---|---|---|
| P/E ratio | 11.44 | 13.27 |
| Forward P/E | 10.46 | 11.90 |
| PEG ratio | 1.64 | N/A |
| P/S ratio | 2.19 | 1.91 |
| P/B ratio | 1.23 | 1.32 |
Profitability
| Metric | SHBI | WASH |
|---|---|---|
| Operating margin | 25.31% | 18.58% |
| Net margin | 19.12% | 14.51% |
| ROE | 10.74% | 10.01% |
Shore Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Washington Trust Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | SHBI | WASH |
|---|---|---|
| Dividend yield | 2.28% | 5.88% |
| Payout ratio | 26.26% | 77.78% |
Growth (annualized)
| Metric | SHBI | WASH |
|---|---|---|
| Revenue CAGR (5Y) | 36.76% | 8.46% |
| EPS CAGR (5Y) | 6.99% | -7.56% |
| Total return CAGR (5Y) | 8.38% | -0.14% |
Frequently asked
- Which has the lower trailing P/E, SHBI or WASH?
- SHBI has the lower trailing P/E: SHBI trades at 11.44 and WASH at 13.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, SHBI or WASH?
- Over the past five years, SHBI grew revenue faster — SHBI at a 36.76% CAGR versus WASH at 8.46%.
- Does SHBI or WASH pay a bigger dividend?
- SHBI yields 2.28% and WASH yields 5.88% based on trailing dividends and the latest price.
- Is SHBI or WASH more profitable?
- SHBI runs the higher net margin — SHBI at 19.12% versus WASH at 14.51%.
- How have SHBI and WASH total returns compared?
- Over the past 10 years, SHBI delivered 9.84% and WASH delivered 4.93% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Shore Bancshares & Washington Trust Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.