The Charles Schwab Corporation (SCHW) vs Wells Fargo & Company (WFC)
A side-by-side comparison of The Charles Schwab Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.
SCHW
The Charles Schwab Corporation
$105.24Financial ServicesDelayed quote: Jul 31, 2026, 4:00 PM EDT
WFC
Wells Fargo & Company
$86.45Financial ServicesDelayed quote: Jul 31, 2026, 4:00 PM EDT
Total return — SCHW vs WFC
growth of $100 · dividends reinvested · last 30ySCHW +3888.0%WFC +2157.2%SCHW compounded faster
SCHW WFC
SCHW vs WFC: by the numbers
- •WFC is the larger company ($264.55B vs $183.03B market cap).
- •WFC trades at the lower trailing earnings multiple (12.47 vs 19.13 P/E), one valuation lens rather than an overall verdict.
- •SCHW converts more revenue to profit (33.62% vs 17.54% net margin).
- •SCHW grew revenue faster over the past five years (13.03% vs 9.78% CAGR).
- •WFC pays the higher dividend yield (2.08% vs 1.12%).
Metrics side by side
Valuation
| Metric | SCHW | WFC |
|---|---|---|
| P/E ratio | 19.13 | 12.47 |
| Forward P/E | 16.18 | 11.90 |
| P/S ratio | 6.09 | 2.06 |
| P/B ratio | 3.67 | 1.48 |
| PEG ratio | 0.38 | 0.82 |
Profitability
| Metric | SCHW | WFC |
|---|---|---|
| Gross margin | 86.67% | 64.50% |
| Operating margin | 43.49% | 21.17% |
| Net margin | 33.62% | 17.54% |
| ROE | 20.24% | 12.57% |
| ROIC | 9.50% | 3.16% |
Dividends
| Metric | SCHW | WFC |
|---|---|---|
| Dividend yield | 1.12% | 2.08% |
| Payout ratio | 25.21% | 28.17% |
Growth (annualized)
| Metric | SCHW | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 13.03% | 9.78% |
| EPS CAGR (5Y) | 17.05% | 72.38% |
| Total return CAGR (5Y) | 10.60% | 16.25% |
Frequently asked
- Which has the lower trailing P/E, SCHW or WFC?
- WFC has the lower trailing P/E: SCHW trades at 19.13 and WFC at 12.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, SCHW or WFC?
- Over the past five years, SCHW grew revenue faster — SCHW at a 13.03% CAGR versus WFC at 9.78%.
- Does SCHW or WFC pay a bigger dividend?
- SCHW yields 1.12% and WFC yields 2.08% based on trailing dividends and the latest price.
- Is SCHW or WFC more profitable?
- SCHW runs the higher net margin — SCHW at 33.62% versus WFC at 17.54%.
- How have SCHW and WFC total returns compared?
- Over the past 10 years, SCHW delivered 15.44% and WFC delivered 9.05% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Charles Schwab P/E ratioWells Fargo & P/E ratioCharles Schwab dividend yieldWells Fargo & dividend yieldCharles Schwab ROEWells Fargo & ROECharles Schwab operating marginWells Fargo & operating marginCharles Schwab revenue growthWells Fargo & revenue growthCharles Schwab free cash flowWells Fargo & free cash flow
Charles Schwab & Wells Fargo & appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.