The Charles Schwab Corporation (SCHW) vs Wells Fargo & Company (WFC)

A side-by-side comparison of The Charles Schwab Corporation and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 31, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnSCHW vs WFC

growth of $100 · dividends reinvested · last 30y
SCHW +3888.0%WFC +2157.2%SCHW compounded faster
01k2k3k4kStart $100200120062011201620212026$3,988$2,257
SCHW WFC

SCHW vs WFC: by the numbers

  • WFC is the larger company ($264.55B vs $183.03B market cap).
  • WFC trades at the lower trailing earnings multiple (12.47 vs 19.13 P/E), one valuation lens rather than an overall verdict.
  • SCHW converts more revenue to profit (33.62% vs 17.54% net margin).
  • SCHW grew revenue faster over the past five years (13.03% vs 9.78% CAGR).
  • WFC pays the higher dividend yield (2.08% vs 1.12%).

Metrics side by side

Valuation

MetricSCHWWFC
P/E ratio19.1312.47
Forward P/E16.1811.90
P/S ratio6.092.06
P/B ratio3.671.48
PEG ratio0.380.82

Profitability

MetricSCHWWFC
Gross margin86.67%64.50%
Operating margin43.49%21.17%
Net margin33.62%17.54%
ROE20.24%12.57%
ROIC9.50%3.16%

Dividends

MetricSCHWWFC
Dividend yield1.12%2.08%
Payout ratio25.21%28.17%

Growth (annualized)

MetricSCHWWFC
Revenue CAGR (5Y)13.03%9.78%
EPS CAGR (5Y)17.05%72.38%
Total return CAGR (5Y)10.60%16.25%

Frequently asked

Which has the lower trailing P/E, SCHW or WFC?
WFC has the lower trailing P/E: SCHW trades at 19.13 and WFC at 12.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, SCHW or WFC?
Over the past five years, SCHW grew revenue faster — SCHW at a 13.03% CAGR versus WFC at 9.78%.
Does SCHW or WFC pay a bigger dividend?
SCHW yields 1.12% and WFC yields 2.08% based on trailing dividends and the latest price.
Is SCHW or WFC more profitable?
SCHW runs the higher net margin — SCHW at 33.62% versus WFC at 17.54%.
How have SCHW and WFC total returns compared?
Over the past 10 years, SCHW delivered 15.44% and WFC delivered 9.05% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 31, 2026.