Is RJF or SYF cheaper?

On trailing earnings, SYF is cheaper: RJF trades at a 14.72 P/E and SYF at 7.78.

Which has grown faster, RJF or SYF?

Over the past five years, RJF grew revenue faster — RJF at a 13.83% CAGR versus SYF at 10.42%.

Does RJF or SYF pay a bigger dividend?

RJF yields 1.33% and SYF yields 1.59% based on trailing dividends and the latest price.

Is RJF or SYF more profitable?

SYF runs the higher net margin — RJF at 13.13% versus SYF at 18.08%.

Which has been the better investment, RJF or SYF?

Over the past 10-year, RJF delivered the higher annualized total return — RJF at 17.93% versus SYF at 13.96%. Past performance doesn't predict future results.

Raymond James Financial, Inc. (RJF) vs Synchrony Financial (SYF)

SYF leads on 10 of 14 compared metrics.

A side-by-side comparison of Raymond James Financial, Inc. and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 20, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

RJF

Raymond James Financial, Inc.

$30.37B

$155.86Financial Services

SYF

Synchrony Financial

$25.32B

$75.26Financial Services

Total return — RJF vs SYF

growth of $100 · last 12y

RJF +358.8%SYF +227.2%RJF compounded faster

RJF SYF

RJF vs SYF: by the numbers

•RJF is the larger company ($30.37B vs $25.32B market cap).
•SYF trades at the lower earnings multiple (7.78 vs 14.72 P/E).
•SYF converts more revenue to profit (18.08% vs 13.13% net margin).
•RJF grew revenue faster over the past five years (13.83% vs 10.42% CAGR).
•SYF pays the higher dividend yield (1.59% vs 1.33%).

Which is better, RJF or SYF?

Metric tally: RJF 4 · SYF 10

It depends on what you're optimizing for:

ValueSYF(lower P/E)

GrowthRJF(faster 5Y revenue CAGR)

IncomeSYF(higher dividend yield)

QualityRJF(higher ROIC)

Metrics side by side

Valuation

Metric	RJF	SYF
P/E ratio	14.72	7.78●
Forward P/E	13.12	8.10●
P/S ratio	1.90	1.31●
P/B ratio	2.47	1.58●
PEG ratio	2.76	1.02●

Profitability

Metric	RJF	SYF
Gross margin	89.16%●	61.08%
Operating margin	16.86%	22.85%●
Net margin	13.13%	18.08%●
ROE	17.08%	21.85%●
ROIC	15.88%●	9.36%

Dividends

Metric	RJF	SYF
Dividend yield	1.33%	1.59%●
Payout ratio	19.75%	12.83%

Growth (annualized)

Metric	RJF	SYF
Revenue CAGR (5Y)	13.83%●	10.42%
EPS CAGR (5Y)	21.61%	32.61%●
Total return CAGR (5Y)	15.14%●	12.77%

Frequently asked

Which is better, RJF or SYF?: It depends on your goal. value: SYF (lower P/E); growth: RJF (faster 5Y revenue CAGR); income: SYF (higher dividend yield); quality: RJF (higher ROIC). Across all compared metrics, SYF leads 10 to 4.
Is RJF or SYF cheaper?: On trailing earnings, SYF is cheaper: RJF trades at a 14.72 P/E and SYF at 7.78.
Which has grown faster, RJF or SYF?: Over the past five years, RJF grew revenue faster — RJF at a 13.83% CAGR versus SYF at 10.42%.
Does RJF or SYF pay a bigger dividend?: RJF yields 1.33% and SYF yields 1.59% based on trailing dividends and the latest price.
Is RJF or SYF more profitable?: SYF runs the higher net margin — RJF at 13.13% versus SYF at 18.08%.
Which has been the better investment, RJF or SYF?: Over the past 10-year, RJF delivered the higher annualized total return — RJF at 17.93% versus SYF at 13.96%. Past performance doesn't predict future results.

Go deeper

Full RJF analysis Full SYF analysis Interactive comparison tool

Dig into the metrics

Raymond James Financial P/E ratio Synchrony Financial P/E ratio Raymond James Financial dividend yield Synchrony Financial dividend yield Raymond James Financial ROE Synchrony Financial ROE Raymond James Financial operating margin Synchrony Financial operating margin Raymond James Financial revenue growth Synchrony Financial revenue growth Raymond James Financial free cash flow Synchrony Financial free cash flow

Raymond James Financial & Synchrony Financial appear in these rankings

Highest FCF Yield Stocks Best 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 20, 2026.