Which has the lower trailing P/E, PYPL or UI?

PYPL has the lower trailing P/E: PYPL trades at 10.52 and UI at 34.68. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PYPL or UI?

Over the past five years, UI grew revenue faster — PYPL at a 7.43% CAGR versus UI at 12.27%.

Does PYPL or UI pay a bigger dividend?

PYPL yields 0.75% and UI yields 0.59% based on trailing dividends and the latest price.

Is PYPL or UI more profitable?

UI runs the higher net margin — PYPL at 14.36% versus UI at 30.43%.

How have PYPL and UI total returns compared?

Over the past 10 years, PYPL delivered 4.66% and UI delivered 29.42% annualized total return. Past performance doesn't predict future results.

PayPal Holdings, Inc. (PYPL) vs Ubiquiti Inc. (UI)

A side-by-side comparison of PayPal Holdings, Inc. and Ubiquiti Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Different business models: PYPL is classified in Financial Services; UI is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

PYPL

PayPal Holdings, Inc.

$51.44B

$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

Ubiquiti Inc.

$32.36B

$534.72TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — PYPL vs UI

growth of $100 · dividends reinvested · last 11y

PYPL +53.9%UI +1690.7%UI compounded faster

Log scale — wide-divergence pair

PYPL UI

PYPL vs UI: by the numbers

•PYPL is the larger company ($51.44B vs $32.36B market cap).
•PYPL trades at the lower trailing earnings multiple (10.52 vs 34.68 P/E), one valuation lens rather than an overall verdict.
•UI converts more revenue to profit (30.43% vs 14.36% net margin).
•UI grew revenue faster over the past five years (12.27% vs 7.43% CAGR).
•PYPL pays the higher dividend yield (0.75% vs 0.59%).

Metrics side by side

Valuation

Metric	PYPL	UI
P/E ratio	10.52	34.68
Forward P/E	10.56	35.38
P/S ratio	1.53	10.56
P/B ratio	2.58	27.19
PEG ratio	0.30	0.34
EV / EBITDA	N/A	28.78
FCF yield	N/A	2.29%

Profitability

Metric	PYPL	UI
Gross margin	45.75%	46.02%
Operating margin	18.78%	35.75%
Net margin	14.36%	30.43%
ROE	24.73%	78.37%
ROIC	14.95%	72.62%

Dividends

Metric	PYPL	UI
Dividend yield	0.75%	0.59%
Payout ratio	7.69%	27.19%

Growth (annualized)

Metric	PYPL	UI
Revenue CAGR (5Y)	7.43%	12.27%
EPS CAGR (5Y)	8.81%	15.17%
FCF CAGR (5Y)	N/A	6.21%
Total return CAGR (5Y)	-27.93%	13.32%

Frequently asked

Which has the lower trailing P/E, PYPL or UI?: PYPL has the lower trailing P/E: PYPL trades at 10.52 and UI at 34.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PYPL or UI?: Over the past five years, UI grew revenue faster — PYPL at a 7.43% CAGR versus UI at 12.27%.
Does PYPL or UI pay a bigger dividend?: PYPL yields 0.75% and UI yields 0.59% based on trailing dividends and the latest price.
Is PYPL or UI more profitable?: UI runs the higher net margin — PYPL at 14.36% versus UI at 30.43%.
How have PYPL and UI total returns compared?: Over the past 10 years, PYPL delivered 4.66% and UI delivered 29.42% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PYPL analysis Full UI analysis Interactive comparison tool

Dig into the metrics

PayPal P/E ratio Ubiquiti P/E ratio PayPal dividend yield Ubiquiti dividend yield PayPal ROE Ubiquiti ROE PayPal operating margin Ubiquiti operating margin PayPal revenue growth Ubiquiti revenue growth PayPal free cash flow Ubiquiti free cash flow

PayPal & Ubiquiti appear in these rankings

Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.