PayPal Holdings, Inc. (PYPL) vs Snap Inc. (SNAP)

A side-by-side comparison of PayPal Holdings, Inc. and Snap Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: PYPL is classified in Financial Services; SNAP is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnPYPL vs SNAP

growth of $100 · dividends reinvested · last 9y
PYPL +33.1%SNAP -81.5%PYPL compounded faster
Log scale — wide-divergence pair
101001kStart $1002019202120232025$133$18
PYPL SNAP

PYPL vs SNAP: by the numbers

  • PYPL is the larger company ($51.44B vs $8.06B market cap).
  • PYPL is profitable (14.36% net margin) while SNAP runs a net loss (-6.72%).
  • SNAP grew revenue faster over the past five years (16.73% vs 7.43% CAGR).
  • PYPL pays a dividend (0.75% yield), while SNAP has no payments in the available dividend history.

Metrics side by side

Valuation

MetricPYPLSNAP
P/E ratio10.52N/A
Forward P/E10.56N/A
P/S ratio1.531.25
P/B ratio2.583.66
PEG ratio0.30N/A
FCF yieldN/A7.98%

Profitability

MetricPYPLSNAP
Gross margin45.75%55.77%
Operating margin18.78%-6.77%
Net margin14.36%-6.72%
ROE24.73%-19.66%
ROIC14.95%-8.20%

Dividends

MetricPYPLSNAP
Dividend yield0.75%N/A
Payout ratio7.69%N/A

Growth (annualized)

MetricPYPLSNAP
Revenue CAGR (5Y)7.43%16.73%
EPS CAGR (5Y)8.81%N/A
Total return CAGR (5Y)-27.93%-42.83%

Frequently asked

Which has grown faster, PYPL or SNAP?
Over the past five years, SNAP grew revenue faster — PYPL at a 7.43% CAGR versus SNAP at 16.73%.
Does PYPL or SNAP pay a bigger dividend?
PYPL pays a dividend (0.75% yield), while SNAP has no payments in the available dividend history.
Is PYPL or SNAP more profitable?
PYPL runs the higher net margin — PYPL at 14.36% versus SNAP at -6.72%.
How have PYPL and SNAP total returns compared?
Over the past 5 years, PYPL delivered 4.66% and SNAP delivered -42.83% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.