PayPal Holdings, Inc. (PYPL) vs Snap Inc. (SNAP)
A side-by-side comparison of PayPal Holdings, Inc. and Snap Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: PYPL is classified in Financial Services; SNAP is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
SNAP
Snap Inc.
$4.77Communication ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
Total return — PYPL vs SNAP
growth of $100 · dividends reinvested · last 9yPYPL +33.1%SNAP -81.5%PYPL compounded faster
Log scale — wide-divergence pair
PYPL SNAP
PYPL vs SNAP: by the numbers
- •PYPL is the larger company ($51.44B vs $8.06B market cap).
- •PYPL is profitable (14.36% net margin) while SNAP runs a net loss (-6.72%).
- •SNAP grew revenue faster over the past five years (16.73% vs 7.43% CAGR).
- •PYPL pays a dividend (0.75% yield), while SNAP has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | PYPL | SNAP |
|---|---|---|
| P/E ratio | 10.52 | N/A |
| Forward P/E | 10.56 | N/A |
| P/S ratio | 1.53 | 1.25 |
| P/B ratio | 2.58 | 3.66 |
| PEG ratio | 0.30 | N/A |
| FCF yield | N/A | 7.98% |
Profitability
| Metric | PYPL | SNAP |
|---|---|---|
| Gross margin | 45.75% | 55.77% |
| Operating margin | 18.78% | -6.77% |
| Net margin | 14.36% | -6.72% |
| ROE | 24.73% | -19.66% |
| ROIC | 14.95% | -8.20% |
Dividends
| Metric | PYPL | SNAP |
|---|---|---|
| Dividend yield | 0.75% | N/A |
| Payout ratio | 7.69% | N/A |
Growth (annualized)
| Metric | PYPL | SNAP |
|---|---|---|
| Revenue CAGR (5Y) | 7.43% | 16.73% |
| EPS CAGR (5Y) | 8.81% | N/A |
| Total return CAGR (5Y) | -27.93% | -42.83% |
Frequently asked
- Which has grown faster, PYPL or SNAP?
- Over the past five years, SNAP grew revenue faster — PYPL at a 7.43% CAGR versus SNAP at 16.73%.
- Does PYPL or SNAP pay a bigger dividend?
- PYPL pays a dividend (0.75% yield), while SNAP has no payments in the available dividend history.
- Is PYPL or SNAP more profitable?
- PYPL runs the higher net margin — PYPL at 14.36% versus SNAP at -6.72%.
- How have PYPL and SNAP total returns compared?
- Over the past 5 years, PYPL delivered 4.66% and SNAP delivered -42.83% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioSnap P/E ratioPayPal dividend yieldSnap dividend yieldPayPal ROESnap ROEPayPal operating marginSnap operating marginPayPal revenue growthSnap revenue growthPayPal free cash flowSnap free cash flow
PayPal & Snap appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.