Does PROV or WTF pay a bigger dividend?

PROV pays a dividend (3.05% yield), while WTF has no payments in the available dividend history.

Is PROV or WTF more profitable?

PROV runs the higher net margin — PROV at 11.16% versus WTF at -136.72%.

Provident Financial Holdings, Inc. (PROV) vs Waton Financial Limited Ordinary Shares (WTF)

A side-by-side comparison of Provident Financial Holdings, Inc. and Waton Financial Limited Ordinary Shares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

PROV

Provident Financial Holdings, Inc.

$115M

$18.36Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

WTF

Waton Financial Limited Ordinary Shares

$114M

$2.37Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — PROV vs WTF

growth of $100 · dividends reinvested · last 2y

PROV +35.1% (+16.2%/yr)WTF -88.1% (-65.4%/yr)PROV compounded faster over this window

Log scale — wide-divergence pair

PROV WTF

PROV vs WTF: by the numbers

•PROV is the larger company ($115M vs $114M market cap).
•PROV is profitable (11.16% net margin) while WTF runs a net loss (-136.72%).
•PROV pays a dividend (3.05% yield), while WTF has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	PROV	WTF
P/E ratio	18.00	N/A
Forward P/E	13.65	N/A
PEG ratio	30.51	N/A
P/S ratio	1.93	N/A
P/B ratio	0.91	5.26

Profitability

Metric	PROV	WTF
Gross margin	N/A	22.31%
Operating margin	16.16%	-122.75%
Net margin	11.16%	-136.72%
ROE	5.27%	-69.75%

Provident Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	PROV	WTF
Dividend yield	3.05%	N/A
Payout ratio	54.90%	N/A

Growth (annualized)

Metric	PROV	WTF
Revenue CAGR (5Y)	8.43%	N/A
EPS CAGR (5Y)	0.59%	N/A
Total return CAGR (5Y)	5.47%	N/A

Frequently asked

Does PROV or WTF pay a bigger dividend?: PROV pays a dividend (3.05% yield), while WTF has no payments in the available dividend history.
Is PROV or WTF more profitable?: PROV runs the higher net margin — PROV at 11.16% versus WTF at -136.72%.

Go deeper

Full PROV analysis Full WTF analysis Interactive comparison tool

Dig into the metrics

Provident Financial P/E ratio Provident Financial dividend yield Provident Financial ROE Waton Financial Limited Ordinary Shares ROE Provident Financial operating margin Waton Financial Limited Ordinary Shares operating margin Provident Financial revenue growth Waton Financial Limited Ordinary Shares revenue growth

Provident Financial & Waton Financial Limited Ordinary Shares appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.