Pinterest, Inc. (PINS) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of Pinterest, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: PINS is classified in Communication Services; PYPL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
PINS
Pinterest, Inc.
$24.34Communication ServicesDelayed quote: Jul 28, 2026, 3:59 PM EDT
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — PINS vs PYPL
growth of $100 · dividends reinvested · last 7yPINS -3.7%PYPL -47.4%PINS compounded faster
PINS PYPL
PINS vs PYPL: by the numbers
- •PYPL is the larger company ($51.44B vs $16.18B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.52 vs 49.35 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 7.64% net margin).
- •PINS grew revenue faster over the past five years (18.08% vs 7.43% CAGR).
- •PYPL pays a dividend (0.75% yield), while PINS has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | PINS | PYPL |
|---|---|---|
| P/E ratio | 49.35 | 10.52 |
| Forward P/E | 12.39 | 10.56 |
| P/S ratio | 3.42 | 1.53 |
| P/B ratio | 5.25 | 2.58 |
| PEG ratio | N/A | 0.30 |
| EV / EBITDA | 45.07 | N/A |
| FCF yield | 8.07% | N/A |
Profitability
| Metric | PINS | PYPL |
|---|---|---|
| Gross margin | 79.86% | 45.75% |
| Operating margin | 7.36% | 18.78% |
| Net margin | 7.64% | 14.36% |
| ROE | 11.73% | 24.73% |
| ROIC | 5.88% | 14.95% |
Dividends
| Metric | PINS | PYPL |
|---|---|---|
| Dividend yield | N/A | 0.75% |
| Payout ratio | N/A | 7.69% |
Growth (annualized)
| Metric | PINS | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 18.08% | 7.43% |
| EPS CAGR (5Y) | N/A | 8.81% |
| FCF CAGR (5Y) | 39.27% | N/A |
| Total return CAGR (5Y) | -20.56% | -27.93% |
Frequently asked
- Which has the lower trailing P/E, PINS or PYPL?
- PYPL has the lower trailing P/E: PINS trades at 49.35 and PYPL at 10.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PINS or PYPL?
- Over the past five years, PINS grew revenue faster — PINS at a 18.08% CAGR versus PYPL at 7.43%.
- Does PINS or PYPL pay a bigger dividend?
- PYPL pays a dividend (0.75% yield), while PINS has no payments in the available dividend history.
- Is PINS or PYPL more profitable?
- PYPL runs the higher net margin — PINS at 7.64% versus PYPL at 14.36%.
- How have PINS and PYPL total returns compared?
- Over the past 5 years, PINS delivered -20.56% and PYPL delivered 4.66% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Pinterest P/E ratioPayPal P/E ratioPinterest dividend yieldPayPal dividend yieldPinterest ROEPayPal ROEPinterest operating marginPayPal operating marginPinterest revenue growthPayPal revenue growthPinterest free cash flowPayPal free cash flow
Pinterest & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.