Which has grown faster, OSCR or RCL?

Over the past five years, RCL grew revenue faster — OSCR at a 73.14% CAGR versus RCL at 188.60%.

Does OSCR or RCL pay a bigger dividend?

RCL pays a dividend (1.64% yield), while OSCR has no payments in the available dividend history.

Is OSCR or RCL more profitable?

RCL runs the higher net margin — OSCR at -0.30% versus RCL at 23.56%.

How have OSCR and RCL total returns compared?

Over the past 5 years, OSCR delivered 9.60% and RCL delivered 17.30% annualized total return. Past performance doesn't predict future results.

Oscar Health, Inc. (OSCR) vs Royal Caribbean Cruises Ltd. (RCL)

A side-by-side comparison of Oscar Health, Inc. and Royal Caribbean Cruises Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Different business models: OSCR is classified in Healthcare; RCL is classified in Consumer Cyclical. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

OSCR

Oscar Health, Inc.

$8.14B

$31.40HealthcareDelayed quote: Jul 28, 2026, 4:00 PM EDT

RCL

Royal Caribbean Cruises Ltd.

$86.49B

$322.50Consumer CyclicalDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — OSCR vs RCL

growth of $100 · dividends reinvested · last 5y

OSCR -18.6%RCL +216.3%RCL compounded faster

OSCR RCL

OSCR vs RCL: by the numbers

•RCL is the larger company ($86.49B vs $8.14B market cap).
•RCL is profitable (23.56% net margin) while OSCR runs a net loss (-0.30%).
•RCL grew revenue faster over the past five years (188.60% vs 73.14% CAGR).
•RCL pays a dividend (1.64% yield), while OSCR has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	OSCR	RCL
P/E ratio	N/A	18.61
Forward P/E	25.97	17.61
P/S ratio	0.70	4.50
P/B ratio	5.62	8.43
PEG ratio	N/A	0.41
EV / EBITDA	124.94	15.31
FCF yield	29.94%	1.66%

Profitability

Metric	OSCR	RCL
Gross margin	17.39%	46.64%
Operating margin	0.08%	27.32%
Net margin	-0.30%	23.56%
ROE	-2.37%	43.01%
ROIC	-27.10%	14.90%

Dividends

Metric	OSCR	RCL
Dividend yield	N/A	1.64%
Payout ratio	N/A	31.79%

Growth (annualized)

Metric	OSCR	RCL
Revenue CAGR (5Y)	73.14%	188.60%
EPS CAGR (5Y)	N/A	9.81%
FCF CAGR (5Y)	46.32%	11.57%
Total return CAGR (5Y)	9.60%	32.71%

Frequently asked

Which has grown faster, OSCR or RCL?: Over the past five years, RCL grew revenue faster — OSCR at a 73.14% CAGR versus RCL at 188.60%.
Does OSCR or RCL pay a bigger dividend?: RCL pays a dividend (1.64% yield), while OSCR has no payments in the available dividend history.
Is OSCR or RCL more profitable?: RCL runs the higher net margin — OSCR at -0.30% versus RCL at 23.56%.
How have OSCR and RCL total returns compared?: Over the past 5 years, OSCR delivered 9.60% and RCL delivered 17.30% annualized total return. Past performance doesn't predict future results.

Go deeper

Full OSCR analysis Full RCL analysis Interactive comparison tool

Dig into the metrics

Oscar Health P/E ratio Royal Caribbean Cruises P/E ratio Oscar Health dividend yield Royal Caribbean Cruises dividend yield Oscar Health ROE Royal Caribbean Cruises ROE Oscar Health operating margin Royal Caribbean Cruises operating margin Oscar Health revenue growth Royal Caribbean Cruises revenue growth Oscar Health free cash flow Royal Caribbean Cruises free cash flow

Oscar Health & Royal Caribbean Cruises appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.