Oscar Health, Inc. (OSCR) vs Royal Caribbean Cruises Ltd. (RCL)
A side-by-side comparison of Oscar Health, Inc. and Royal Caribbean Cruises Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: OSCR is classified in Healthcare; RCL is classified in Consumer Cyclical. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
OSCR
Oscar Health, Inc.
$32.77HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
RCL
Royal Caribbean Cruises Ltd.
$260.14Consumer CyclicalDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — OSCR vs RCL
growth of $100 · dividends reinvested · last 6yOSCR -8.7% (-1.5%/yr)RCL +185.4% (+19.1%/yr)RCL compounded faster over this window
OSCR RCL
OSCR vs RCL: by the numbers
- •RCL is the larger company ($69.77B vs $8.50B market cap).
- •RCL trades at the lower trailing earnings multiple (16.08 vs 23.41 P/E), one valuation lens rather than an overall verdict.
- •RCL converts more revenue to profit (23.56% vs 3.60% net margin).
- •RCL grew revenue faster over the past five years (188.60% vs 64.83% CAGR).
- •RCL pays a dividend (1.92% yield), while OSCR has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | OSCR | RCL |
|---|---|---|
| P/E ratio | 23.41 | 16.08 |
| Forward P/E | 19.01 | 14.65 |
| P/S ratio | 0.55 | 3.73 |
| P/B ratio | 4.14 | 6.82 |
| EV / EBITDA | 7.44 | 13.56 |
| FCF yield | 51.02% | N/A |
Profitability
| Metric | OSCR | RCL |
|---|---|---|
| Gross margin | 14.38% | 46.64% |
| Operating margin | 4.07% | 27.32% |
| Net margin | 3.60% | 23.56% |
| ROE | 26.84% | 43.01% |
| ROIC | 22.98% | 14.59% |
Dividends
| Metric | OSCR | RCL |
|---|---|---|
| Dividend yield | N/A | 1.92% |
| Payout ratio | N/A | 30.90% |
Growth (annualized)
| Metric | OSCR | RCL |
|---|---|---|
| Revenue CAGR (5Y) | 64.83% | 188.60% |
| EPS CAGR (5Y) | N/A | 9.81% |
| FCF CAGR (5Y) | 80.81% | 11.57% |
| Total return CAGR (5Y) | 13.24% | 26.76% |
Frequently asked
- Which has the lower trailing P/E, OSCR or RCL?
- RCL has the lower trailing P/E: OSCR trades at 23.41 and RCL at 16.08. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, OSCR or RCL?
- Over the past five years, RCL grew revenue faster — OSCR at a 64.83% CAGR versus RCL at 188.60%.
- Does OSCR or RCL pay a bigger dividend?
- RCL pays a dividend (1.92% yield), while OSCR has no payments in the available dividend history.
- Is OSCR or RCL more profitable?
- RCL runs the higher net margin — OSCR at 3.60% versus RCL at 23.56%.
- How have OSCR and RCL total returns compared?
- Over the past 5 years, OSCR delivered 13.24% and RCL delivered 26.76% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Oscar Health P/E ratioRoyal Caribbean Cruises P/E ratioRoyal Caribbean Cruises dividend yieldOscar Health ROERoyal Caribbean Cruises ROEOscar Health operating marginRoyal Caribbean Cruises operating marginOscar Health revenue growthRoyal Caribbean Cruises revenue growthOscar Health free cash flowRoyal Caribbean Cruises free cash flow
Oscar Health & Royal Caribbean Cruises appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.