Oracle Corporation (ORCL) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of Oracle Corporation and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: ORCL is classified in Technology; PYPL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
ORCL
Oracle Corporation
$119.99TechnologyDelayed quote: Jul 28, 2026, 3:59 PM EDT
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — ORCL vs PYPL
growth of $100 · dividends reinvested · last 11yORCL +252.6%PYPL +53.9%ORCL compounded faster
ORCL PYPL
ORCL vs PYPL: by the numbers
- •ORCL is the larger company ($345.63B vs $51.44B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.52 vs 20.57 P/E), one valuation lens rather than an overall verdict.
- •ORCL converts more revenue to profit (25.37% vs 14.36% net margin).
- •ORCL grew revenue faster over the past five years (10.72% vs 7.43% CAGR).
- •ORCL pays the higher dividend yield (1.67% vs 0.75%).
Metrics side by side
Valuation
| Metric | ORCL | PYPL |
|---|---|---|
| P/E ratio | 20.57 | 10.52 |
| Forward P/E | 16.01 | 10.56 |
| P/S ratio | 5.19 | 1.53 |
| P/B ratio | 8.22 | 2.58 |
| PEG ratio | 1.26 | 0.30 |
| EV / EBITDA | 16.52 | N/A |
Profitability
| Metric | ORCL | PYPL |
|---|---|---|
| Gross margin | 65.81% | 45.75% |
| Operating margin | 30.85% | 18.78% |
| Net margin | 25.37% | 14.36% |
| ROE | 40.20% | 24.73% |
| ROIC | 7.99% | 14.95% |
Dividends
| Metric | ORCL | PYPL |
|---|---|---|
| Dividend yield | 1.67% | 0.75% |
| Payout ratio | 33.67% | 7.69% |
Growth (annualized)
| Metric | ORCL | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 10.72% | 7.43% |
| EPS CAGR (5Y) | 4.93% | 8.81% |
| FCF CAGR (5Y) | -13.18% | N/A |
| Total return CAGR (5Y) | 7.88% | -27.93% |
Frequently asked
- Which has the lower trailing P/E, ORCL or PYPL?
- PYPL has the lower trailing P/E: ORCL trades at 20.57 and PYPL at 10.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ORCL or PYPL?
- Over the past five years, ORCL grew revenue faster — ORCL at a 10.72% CAGR versus PYPL at 7.43%.
- Does ORCL or PYPL pay a bigger dividend?
- ORCL yields 1.67% and PYPL yields 0.75% based on trailing dividends and the latest price.
- Is ORCL or PYPL more profitable?
- ORCL runs the higher net margin — ORCL at 25.37% versus PYPL at 14.36%.
- How have ORCL and PYPL total returns compared?
- Over the past 10 years, ORCL delivered 13.02% and PYPL delivered 4.66% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Oracle P/E ratioPayPal P/E ratioOracle dividend yieldPayPal dividend yieldOracle ROEPayPal ROEOracle operating marginPayPal operating marginOracle revenue growthPayPal revenue growthOracle free cash flowPayPal free cash flow
Oracle & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.