NRC Health (NRC) vs Oscar Health, Inc. (OSCR)

A side-by-side comparison of NRC Health and Oscar Health, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnNRC vs OSCR

growth of $100 · dividends reinvested · last 5y
NRC -56.7% (-15.4%/yr)OSCR -20.5% (-4.5%/yr)OSCR compounded faster over this window
020406080100Start $10020222023202420252026$43$80
NRC OSCR

NRC vs OSCR: by the numbers

  • OSCR is the larger company ($7.25B vs $482M market cap).
  • OSCR trades at the lower trailing earnings multiple (19.76 vs 82.81 P/E), one valuation lens rather than an overall verdict.
  • NRC converts more revenue to profit (4.18% vs 3.60% net margin).
  • OSCR grew revenue faster over the past five years (64.83% vs -0.02% CAGR).
  • NRC pays a dividend (2.87% yield), while OSCR has no payments in the available dividend history.

Metrics side by side

Valuation

MetricNRCOSCR
P/E ratio82.8119.76
Forward P/E23.7525.07
P/S ratio3.290.60
P/B ratio70.244.50
EV / EBITDA23.408.56
FCF yield4.70%47.39%

Profitability

MetricNRCOSCR
Gross margin56.33%14.38%
Operating margin10.53%4.07%
Net margin4.18%3.60%
ROE89.43%26.84%
ROIC14.36%N/A

Dividends

MetricNRCOSCR
Dividend yield2.87%N/A
Payout ratio115.38%N/A

Growth (annualized)

MetricNRCOSCR
Revenue CAGR (5Y)-0.02%64.83%
EPS CAGR (5Y)-18.88%N/A
FCF CAGR (5Y)-14.35%81.19%
Total return CAGR (5Y)-15.40%12.89%

Frequently asked

Which has the lower trailing P/E, NRC or OSCR?
OSCR has the lower trailing P/E: NRC trades at 82.81 and OSCR at 19.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, NRC or OSCR?
Over the past five years, OSCR grew revenue faster — NRC at a -0.02% CAGR versus OSCR at 64.83%.
Does NRC or OSCR pay a bigger dividend?
NRC pays a dividend (2.87% yield), while OSCR has no payments in the available dividend history.
Is NRC or OSCR more profitable?
NRC runs the higher net margin — NRC at 4.18% versus OSCR at 3.60%.
How have NRC and OSCR total returns compared?
Over the past 5 years, NRC delivered 4.74% and OSCR delivered 12.89% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 11, 2026.