NRC Health (NRC) vs Oscar Health, Inc. (OSCR)
A side-by-side comparison of NRC Health and Oscar Health, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 11, 2026. Differences are shown without an overall score or investment verdict.
NRC
NRC Health
$21.38HealthcareDelayed quote: Aug 11, 2026, 4:00 PM EDT
OSCR
Oscar Health, Inc.
$27.97HealthcareDelayed quote: Aug 11, 2026, 4:00 PM EDT
Total return — NRC vs OSCR
growth of $100 · dividends reinvested · last 5yNRC -56.7% (-15.4%/yr)OSCR -20.5% (-4.5%/yr)OSCR compounded faster over this window
NRC OSCR
NRC vs OSCR: by the numbers
- •OSCR is the larger company ($7.25B vs $482M market cap).
- •OSCR trades at the lower trailing earnings multiple (19.76 vs 82.81 P/E), one valuation lens rather than an overall verdict.
- •NRC converts more revenue to profit (4.18% vs 3.60% net margin).
- •OSCR grew revenue faster over the past five years (64.83% vs -0.02% CAGR).
- •NRC pays a dividend (2.87% yield), while OSCR has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | NRC | OSCR |
|---|---|---|
| P/E ratio | 82.81 | 19.76 |
| Forward P/E | 23.75 | 25.07 |
| P/S ratio | 3.29 | 0.60 |
| P/B ratio | 70.24 | 4.50 |
| EV / EBITDA | 23.40 | 8.56 |
| FCF yield | 4.70% | 47.39% |
Profitability
| Metric | NRC | OSCR |
|---|---|---|
| Gross margin | 56.33% | 14.38% |
| Operating margin | 10.53% | 4.07% |
| Net margin | 4.18% | 3.60% |
| ROE | 89.43% | 26.84% |
| ROIC | 14.36% | N/A |
Dividends
| Metric | NRC | OSCR |
|---|---|---|
| Dividend yield | 2.87% | N/A |
| Payout ratio | 115.38% | N/A |
Growth (annualized)
| Metric | NRC | OSCR |
|---|---|---|
| Revenue CAGR (5Y) | -0.02% | 64.83% |
| EPS CAGR (5Y) | -18.88% | N/A |
| FCF CAGR (5Y) | -14.35% | 81.19% |
| Total return CAGR (5Y) | -15.40% | 12.89% |
Frequently asked
- Which has the lower trailing P/E, NRC or OSCR?
- OSCR has the lower trailing P/E: NRC trades at 82.81 and OSCR at 19.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, NRC or OSCR?
- Over the past five years, OSCR grew revenue faster — NRC at a -0.02% CAGR versus OSCR at 64.83%.
- Does NRC or OSCR pay a bigger dividend?
- NRC pays a dividend (2.87% yield), while OSCR has no payments in the available dividend history.
- Is NRC or OSCR more profitable?
- NRC runs the higher net margin — NRC at 4.18% versus OSCR at 3.60%.
- How have NRC and OSCR total returns compared?
- Over the past 5 years, NRC delivered 4.74% and OSCR delivered 12.89% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
NRC Health P/E ratioOscar Health P/E ratioNRC Health dividend yieldNRC Health ROEOscar Health ROENRC Health operating marginOscar Health operating marginNRC Health revenue growthOscar Health revenue growthNRC Health free cash flowOscar Health free cash flow
NRC Health & Oscar Health appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 11, 2026.