Which has the lower trailing P/E, MFIN or PMTS?

MFIN has the lower trailing P/E: MFIN trades at 8.91 and PMTS at 21.59. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MFIN or PMTS?

Over the past five years, MFIN grew revenue faster — MFIN at a 16.51% CAGR versus PMTS at 10.96%.

Does MFIN or PMTS pay a bigger dividend?

MFIN pays a dividend (4.37% yield), while PMTS is a former payer with no current dividend run rate.

Is MFIN or PMTS more profitable?

MFIN runs the higher net margin — MFIN at 10.38% versus PMTS at 2.34%.

How have MFIN and PMTS total returns compared?

Over the past 10 years, MFIN delivered 13.53% and PMTS delivered -1.73% annualized total return. Past performance doesn't predict future results.

Medallion Financial Corp. (MFIN) vs CPI Card Group Inc. (PMTS)

A side-by-side comparison of Medallion Financial Corp. and CPI Card Group Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

MFIN

Medallion Financial Corp.

$274M

$11.85Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

PMTS

CPI Card Group Inc.

$285M

$24.83Financial ServicesDelayed quote: Oct 6, 2026, 1:54 PM EDT

Total return — MFIN vs PMTS

growth of $100 · dividends reinvested · last 10y

MFIN +251.4% (+13.4%/yr)PMTS -16.2% (-1.8%/yr)MFIN compounded faster over this window

MFIN PMTS

MFIN vs PMTS: by the numbers

•PMTS is the larger company ($285M vs $274M market cap).
•MFIN trades at the lower trailing earnings multiple (8.91 vs 21.59 P/E), one valuation lens rather than an overall verdict.
•MFIN converts more revenue to profit (10.38% vs 2.34% net margin).
•MFIN grew revenue faster over the past five years (16.51% vs 10.96% CAGR).
•MFIN pays a dividend (4.37% yield), while PMTS is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	MFIN	PMTS
P/E ratio	8.91	21.59
Forward P/E	10.33	8.32
P/S ratio	0.79	0.49
P/B ratio	0.67	N/A
EV / EBITDA	N/A	6.93
FCF yield	N/A	26.87%

Profitability

Metric	MFIN	PMTS
Gross margin	N/A	30.97%
Operating margin	50.47%	9.22%
Net margin	10.38%	2.34%
ROE	8.84%	N/A
ROIC	N/A	11.81%

Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	MFIN	PMTS
Dividend yield	4.37%	N/A
Payout ratio	39.10%	N/A

Growth (annualized)

Metric	MFIN	PMTS
Revenue CAGR (5Y)	16.51%	10.96%
EPS CAGR (5Y)	N/A	-1.73%
FCF CAGR (5Y)	N/A	26.55%
Total return CAGR (5Y)	12.75%	-4.16%

Frequently asked

Which has the lower trailing P/E, MFIN or PMTS?: MFIN has the lower trailing P/E: MFIN trades at 8.91 and PMTS at 21.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MFIN or PMTS?: Over the past five years, MFIN grew revenue faster — MFIN at a 16.51% CAGR versus PMTS at 10.96%.
Does MFIN or PMTS pay a bigger dividend?: MFIN pays a dividend (4.37% yield), while PMTS is a former payer with no current dividend run rate.
Is MFIN or PMTS more profitable?: MFIN runs the higher net margin — MFIN at 10.38% versus PMTS at 2.34%.
How have MFIN and PMTS total returns compared?: Over the past 10 years, MFIN delivered 13.53% and PMTS delivered -1.73% annualized total return. Past performance doesn't predict future results.

Go deeper

Full MFIN analysis Full PMTS analysis Interactive comparison tool

Dig into the metrics

Medallion Financial P/E ratio CPI Card P/E ratio Medallion Financial dividend yield Medallion Financial ROE CPI Card ROE Medallion Financial operating margin CPI Card operating margin Medallion Financial revenue growth CPI Card revenue growth CPI Card free cash flow

Medallion Financial & CPI Card appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.