MidCap Financial Investment Corporation (MFIC) vs Midland States Bancorp, Inc. (MSBI)

A side-by-side comparison of MidCap Financial Investment Corporation and Midland States Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MFIC vs MSBI

growth of $100 · dividends reinvested · last 10y
MFIC +62.0% (+4.9%/yr)MSBI +100.1% (+7.2%/yr)MSBI compounded faster over this window
50100150200Start $10020182020202220242026$162$200
MFIC MSBI

MFIC vs MSBI: by the numbers

  • •MFIC is the larger company ($701M vs $687M market cap).
  • •MSBI is profitable (9.71% net margin) while MFIC runs a net loss (-11.40%).
  • •MSBI grew revenue faster over the past five years (7.02% vs 4.49% CAGR).
  • •MFIC pays the higher dividend yield (15.38% vs 3.89%).

Metrics side by side

Valuation

MetricMFICMSBI
P/E ratioN/A20.70
Forward P/E5.709.91
P/S ratio2.701.55
P/B ratio0.641.50

Profitability

MetricMFICMSBI
Gross margin83.40%N/A
Operating margin71.64%-22.08%
Net margin-11.40%9.71%
ROE-2.69%7.55%

Midland States Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMFICMSBI
Dividend yield15.38%3.89%
Payout ratioN/A80.63%

Growth (annualized)

MetricMFICMSBI
Revenue CAGR (5Y)4.49%7.02%
Total return CAGR (5Y)3.36%10.69%

Frequently asked

Which has grown faster, MFIC or MSBI?
Over the past five years, MSBI grew revenue faster — MFIC at a 4.49% CAGR versus MSBI at 7.02%.
Does MFIC or MSBI pay a bigger dividend?
MFIC yields 15.38% and MSBI yields 3.89% based on trailing dividends and the latest price.
Is MFIC or MSBI more profitable?
MSBI runs the higher net margin — MFIC at -11.40% versus MSBI at 9.71%.
How have MFIC and MSBI total returns compared?
Over the past 10 years, MFIC delivered 4.66% and MSBI delivered 7.19% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.