MercadoLibre, Inc. (MELI) vs Oscar Health, Inc. (OSCR)
A side-by-side comparison of MercadoLibre, Inc. and Oscar Health, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
Different business models: MELI is classified in Consumer Cyclical; OSCR is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
MELI
MercadoLibre, Inc.
$1,712.41Consumer CyclicalDelayed quote: Sep 28, 2026, 4:00 PM EDT
OSCR
Oscar Health, Inc.
$29.65HealthcareDelayed quote: Sep 28, 2026, 4:00 PM EDT
Total return — MELI vs OSCR
growth of $100 · dividends reinvested · last 6yMELI +15.8% (+2.5%/yr)OSCR -5.8% (-1.0%/yr)MELI compounded faster over this window
MELI OSCR
MELI vs OSCR: by the numbers
- •MELI is the larger company ($86.81B vs $7.69B market cap).
- •OSCR trades at the lower trailing earnings multiple (21.18 vs 46.60 P/E), one valuation lens rather than an overall verdict.
- •MELI converts more revenue to profit (5.30% vs 3.60% net margin).
- •OSCR grew revenue faster over the past five years (64.83% vs 44.82% CAGR).
Metrics side by side
Valuation
| Metric | MELI | OSCR |
|---|---|---|
| P/E ratio | 46.60 | 21.18 |
| Forward P/E | 45.16 | 17.20 |
| P/S ratio | 2.47 | 0.50 |
| P/B ratio | 11.08 | 3.75 |
| EV / EBITDA | 24.75 | 6.20 |
| FCF yield | 13.73% | 56.39% |
Profitability
| Metric | MELI | OSCR |
|---|---|---|
| Gross margin | 42.68% | 14.38% |
| Operating margin | 8.26% | 4.07% |
| Net margin | 5.30% | 3.60% |
| ROE | 23.78% | 26.84% |
| ROIC | 11.63% | 22.98% |
Growth (annualized)
| Metric | MELI | OSCR |
|---|---|---|
| Revenue CAGR (5Y) | 44.82% | 64.83% |
| FCF CAGR (5Y) | 129.42% | 80.81% |
| Total return CAGR (5Y) | 0.53% | 13.36% |
Frequently asked
- Which has the lower trailing P/E, MELI or OSCR?
- OSCR has the lower trailing P/E: MELI trades at 46.60 and OSCR at 21.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MELI or OSCR?
- Over the past five years, OSCR grew revenue faster — MELI at a 44.82% CAGR versus OSCR at 64.83%.
- Is MELI or OSCR more profitable?
- MELI runs the higher net margin — MELI at 5.30% versus OSCR at 3.60%.
- How have MELI and OSCR total returns compared?
- Over the past 5 years, MELI delivered 0.53% and OSCR delivered 13.36% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
MercadoLibre P/E ratioOscar Health P/E ratioMercadoLibre ROEOscar Health ROEMercadoLibre operating marginOscar Health operating marginMercadoLibre revenue growthOscar Health revenue growthMercadoLibre free cash flowOscar Health free cash flow
MercadoLibre & Oscar Health appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.