Is MCO or USB cheaper?

On trailing earnings, USB is cheaper: MCO trades at a 32.13 P/E and USB at 12.38.

Which has grown faster, MCO or USB?

Over the past five years, USB grew revenue faster — MCO at a 6.74% CAGR versus USB at 12.25%.

Does MCO or USB pay a bigger dividend?

MCO yields 0.88% and USB yields 3.50% based on trailing dividends and the latest price.

Is MCO or USB more profitable?

MCO runs the higher net margin — MCO at 31.69% versus USB at 18.02%.

Which has been the better investment, MCO or USB?

Over the past 10-year, MCO delivered the higher annualized total return — MCO at 17.34% versus USB at 7.29%. Past performance doesn't predict future results.

Moody's Corporation (MCO) vs U.S. Bancorp (USB)

USB leads on 8 of 14 compared metrics.

A side-by-side comparison of Moody's Corporation and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

MCO

Moody's Corporation

$78.24B

$447.85Financial Services

USB

U.S. Bancorp

$91.49B

$58.94Financial Services

Total return — MCO vs USB

growth of $100 · last 30y

MCO +4876.1%USB +691.1%MCO compounded faster

Log scale — wide-divergence pair

MCO USB

MCO vs USB: by the numbers

•USB is the larger company ($91.49B vs $78.24B market cap).
•USB trades at the lower earnings multiple (12.38 vs 32.13 P/E).
•MCO converts more revenue to profit (31.69% vs 18.02% net margin).
•USB grew revenue faster over the past five years (12.25% vs 6.74% CAGR).
•USB pays the higher dividend yield (3.50% vs 0.88%).

Which is better, MCO or USB?

Metric tally: MCO 6 · USB 8

It depends on what you're optimizing for:

ValueUSB(lower P/E)

GrowthUSB(faster 5Y revenue CAGR)

IncomeUSB(higher dividend yield)

QualityMCO(higher ROIC)

Metrics side by side

Valuation

Metric	MCO	USB
P/E ratio	32.13	12.38●
Forward P/E	24.02	11.56●
P/S ratio	10.09	2.11●
P/B ratio	26.52	1.39●
PEG ratio	1.75	0.50●

Profitability

Metric	MCO	USB
Gross margin	69.69%●	62.81%
Operating margin	44.16%●	23.18%
Net margin	31.69%●	18.02%
ROE	83.33%●	11.87%
ROIC	21.00%●	4.46%

Dividends

Metric	MCO	USB
Dividend yield	0.88%	3.50%●
Payout ratio	28.70%	44.59%

Growth (annualized)

Metric	MCO	USB
Revenue CAGR (5Y)	6.74%	12.25%●
EPS CAGR (5Y)	7.69%	8.59%●
Total return CAGR (5Y)	6.26%●	4.33%

Frequently asked

Which is better, MCO or USB?: It depends on your goal. value: USB (lower P/E); growth: USB (faster 5Y revenue CAGR); income: USB (higher dividend yield); quality: MCO (higher ROIC). Across all compared metrics, USB leads 8 to 6.
Is MCO or USB cheaper?: On trailing earnings, USB is cheaper: MCO trades at a 32.13 P/E and USB at 12.38.
Which has grown faster, MCO or USB?: Over the past five years, USB grew revenue faster — MCO at a 6.74% CAGR versus USB at 12.25%.
Does MCO or USB pay a bigger dividend?: MCO yields 0.88% and USB yields 3.50% based on trailing dividends and the latest price.
Is MCO or USB more profitable?: MCO runs the higher net margin — MCO at 31.69% versus USB at 18.02%.
Which has been the better investment, MCO or USB?: Over the past 10-year, MCO delivered the higher annualized total return — MCO at 17.34% versus USB at 7.29%. Past performance doesn't predict future results.

Go deeper

Full MCO analysis Full USB analysis Interactive comparison tool

Dig into the metrics

Moody's P/E ratio U.S. Bancorp P/E ratio Moody's dividend yield U.S. Bancorp dividend yield Moody's ROE U.S. Bancorp ROE Moody's operating margin U.S. Bancorp operating margin Moody's revenue growth U.S. Bancorp revenue growth Moody's free cash flow U.S. Bancorp free cash flow

Moody's & U.S. Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.