Which has the lower trailing P/E, MCO or USB?

USB has the lower trailing P/E: MCO trades at 31.94 and USB at 12.41. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MCO or USB?

Over the past five years, USB grew revenue faster — MCO at a 7.07% CAGR versus USB at 12.72%.

Does MCO or USB pay a bigger dividend?

MCO yields 0.80% and USB yields 3.35% based on trailing dividends and the latest price.

Is MCO or USB more profitable?

MCO runs the higher net margin — MCO at 34.25% versus USB at 18.69%.

How have MCO and USB total returns compared?

Over the past 10 years, MCO delivered 18.10% and USB delivered 7.51% annualized total return. Past performance doesn't predict future results.

Moody's Corporation (MCO) vs U.S. Bancorp (USB)

A side-by-side comparison of Moody's Corporation and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

MCO

Moody's Corporation

$87.18B

$503.32Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

USB

U.S. Bancorp

$96.66B

$62.05Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

Total return — MCO vs USB

growth of $100 · dividends reinvested · last 10y

MCO +420.2% (+17.9%/yr)USB +106.2% (+7.5%/yr)MCO compounded faster over this window

MCO USB

MCO vs USB: by the numbers

•USB is the larger company ($96.66B vs $87.18B market cap).
•USB trades at the lower trailing earnings multiple (12.41 vs 31.94 P/E), one valuation lens rather than an overall verdict.
•MCO converts more revenue to profit (34.25% vs 18.69% net margin).
•USB grew revenue faster over the past five years (12.72% vs 7.07% CAGR).
•USB pays the higher dividend yield (3.35% vs 0.80%).

Metrics side by side

Valuation

Metric	MCO	USB
P/E ratio	31.94	12.41
Forward P/E	29.71	11.89
P/S ratio	10.85	2.21
P/B ratio	29.27	1.43

Profitability

Metric	MCO	USB
Gross margin	71.94%	63.78%
Operating margin	45.10%	23.95%
Net margin	34.25%	18.69%
ROE	92.40%	12.12%

Dividends

Metric	MCO	USB
Dividend yield	0.80%	3.35%
Payout ratio	29.35%	45.02%

Growth (annualized)

Metric	MCO	USB
Revenue CAGR (5Y)	7.07%	12.72%
EPS CAGR (5Y)	7.69%	8.59%
Total return CAGR (5Y)	6.88%	6.72%

Frequently asked

Which has the lower trailing P/E, MCO or USB?: USB has the lower trailing P/E: MCO trades at 31.94 and USB at 12.41. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MCO or USB?: Over the past five years, USB grew revenue faster — MCO at a 7.07% CAGR versus USB at 12.72%.
Does MCO or USB pay a bigger dividend?: MCO yields 0.80% and USB yields 3.35% based on trailing dividends and the latest price.
Is MCO or USB more profitable?: MCO runs the higher net margin — MCO at 34.25% versus USB at 18.69%.
How have MCO and USB total returns compared?: Over the past 10 years, MCO delivered 18.10% and USB delivered 7.51% annualized total return. Past performance doesn't predict future results.

Go deeper

Full MCO analysis Full USB analysis Interactive comparison tool

Dig into the metrics

Moody's P/E ratio U.S. Bancorp P/E ratio Moody's dividend yield U.S. Bancorp dividend yield Moody's ROE U.S. Bancorp ROE Moody's operating margin U.S. Bancorp operating margin Moody's revenue growth U.S. Bancorp revenue growth

Moody's & U.S. Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.