Lyft, Inc. (LYFT) vs Synchrony Financial (SYF)
A side-by-side comparison of Lyft, Inc. and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.
Different business models: LYFT is classified in Technology; SYF is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
LYFT
Lyft, Inc.
$15.44TechnologyDelayed quote: Jul 29, 2026, 4:00 PM EDT
SYF
Synchrony Financial
$74.97Financial ServicesDelayed quote: Jul 29, 2026, 4:00 PM EDT
Total return — LYFT vs SYF
growth of $100 · dividends reinvested · last 7yLYFT -80.3%SYF +189.5%SYF compounded faster
Log scale — wide-divergence pair
LYFT SYF
LYFT vs SYF: by the numbers
- •SYF is the larger company ($24.39B vs $5.86B market cap).
- •LYFT trades at the lower trailing earnings multiple (2.26 vs 7.90 P/E), one valuation lens rather than an overall verdict.
- •LYFT converts more revenue to profit (43.82% vs 17.68% net margin).
- •LYFT grew revenue faster over the past five years (26.43% vs 11.32% CAGR).
- •SYF pays a dividend (1.56% yield), while LYFT has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | LYFT | SYF |
|---|---|---|
| P/E ratio | 2.26 | 7.90 |
| Forward P/E | 26.25 | 8.23 |
| P/S ratio | 0.95 | 1.30 |
| P/B ratio | 2.06 | 1.52 |
| PEG ratio | N/A | 1.09 |
| FCF yield | 18.59% | N/A |
Profitability
| Metric | LYFT | SYF |
|---|---|---|
| Gross margin | 43.24% | 51.04% |
| Operating margin | -2.53% | 23.57% |
| Net margin | 43.82% | 17.68% |
| ROE | 94.37% | 20.82% |
| ROIC | 217.84% | 9.36% |
Dividends
| Metric | LYFT | SYF |
|---|---|---|
| Dividend yield | N/A | 1.56% |
| Payout ratio | N/A | 12.83% |
Growth (annualized)
| Metric | LYFT | SYF |
|---|---|---|
| Revenue CAGR (5Y) | 26.43% | 11.32% |
| EPS CAGR (5Y) | N/A | 32.61% |
| Total return CAGR (5Y) | -22.64% | 12.80% |
Frequently asked
- Which has the lower trailing P/E, LYFT or SYF?
- LYFT has the lower trailing P/E: LYFT trades at 2.26 and SYF at 7.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, LYFT or SYF?
- Over the past five years, LYFT grew revenue faster — LYFT at a 26.43% CAGR versus SYF at 11.32%.
- Does LYFT or SYF pay a bigger dividend?
- SYF pays a dividend (1.56% yield), while LYFT has no payments in the available dividend history.
- Is LYFT or SYF more profitable?
- LYFT runs the higher net margin — LYFT at 43.82% versus SYF at 17.68%.
- How have LYFT and SYF total returns compared?
- Over the past 5 years, LYFT delivered -22.64% and SYF delivered 13.34% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Lyft P/E ratioSynchrony Financial P/E ratioLyft dividend yieldSynchrony Financial dividend yieldLyft ROESynchrony Financial ROELyft operating marginSynchrony Financial operating marginLyft revenue growthSynchrony Financial revenue growthLyft free cash flowSynchrony Financial free cash flow
Lyft & Synchrony Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.