Lufax Holding Ltd (LU) vs AT&T Inc. (T)
T leads on 9 of 13 compared metrics.
A side-by-side comparison of Lufax Holding Ltd and AT&T Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — LU vs T
growth of $100 · last 6yLU -97.4%T +15.6%T compounded faster
Log scale — wide-divergence pair
LU T
LU vs T: by the numbers
- •T is the larger company ($163.84B vs $558M market cap).
- •T is profitable (16.89% net margin) while LU runs a net loss (-10.59%).
- •T grew revenue faster over the past five years (-6.06% vs -6.44% CAGR).
- •T pays a dividend (4.71% yield) while LU does not currently pay one.
Which is better, LU or T?
Metric tally: LU 4 · T 9It depends on what you're optimizing for:
GrowthT(faster 5Y revenue CAGR)
QualityT(higher ROIC)
Valuation
| Metric | LU | T |
|---|---|---|
| P/E ratio | — | 7.94 |
| Forward P/E | — | 9.28 |
| P/S ratio | 0.09● | 1.31 |
| P/B ratio | 0.05● | 1.51 |
| PEG ratio | — | 0.08 |
| EV / EBITDA | 72.98 | 5.88● |
| FCF yield | 312.50%● | 10.47% |
Profitability
| Metric | LU | T |
|---|---|---|
| Gross margin | 41.96% | 79.66%● |
| Operating margin | -4.31% | 19.35%● |
| Net margin | -10.59% | 16.89%● |
| ROE | -4.14% | 19.48%● |
| ROIC | -0.21% | 5.57%● |
Dividends
| Metric | LU | T |
|---|---|---|
| Dividend yield | — | 4.71% |
| Payout ratio | — | 36.51% |
Growth (annualized)
| Metric | LU | T |
|---|---|---|
| Revenue CAGR (5Y) | -6.44% | -6.06%● |
| EPS CAGR (5Y) | -43.16% | 8.15%● |
| FCF CAGR (5Y) | 24.09%● | -10.02% |
| Total return CAGR (5Y) | -40.92% | 7.79%● |
Frequently asked
- Which is better, LU or T?
- It depends on your goal. growth: T (faster 5Y revenue CAGR); quality: T (higher ROIC). Across all compared metrics, T leads 9 to 4.
- Which has grown faster, LU or T?
- Over the past five years, T grew revenue faster — LU at a -6.44% CAGR versus T at -6.06%.
- Does LU or T pay a bigger dividend?
- T pays a dividend (4.71% yield) while LU does not currently pay one.
- Is LU or T more profitable?
- T runs the higher net margin — LU at -10.59% versus T at 16.89%.
- Which has been the better investment, LU or T?
- Over the past 5-year, T delivered the higher annualized total return — LU at -40.92% versus T at 4.53%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Lufax P/E ratioAT&T P/E ratioLufax dividend yieldAT&T dividend yieldLufax ROEAT&T ROELufax operating marginAT&T operating marginLufax revenue growthAT&T revenue growthLufax free cash flowAT&T free cash flow
Lufax & AT&T appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.