Which has grown faster, LU or PNC?

Over the past five years, PNC grew revenue faster — LU at a -6.44% CAGR versus PNC at 12.91%.

Does LU or PNC pay a bigger dividend?

PNC pays a dividend (2.86% yield) while LU does not currently pay one.

Is LU or PNC more profitable?

PNC runs the higher net margin — LU at -10.59% versus PNC at 22.51%.

Which has been the better investment, LU or PNC?

Over the past 5-year, PNC delivered the higher annualized total return — LU at -40.92% versus PNC at 14.24%. Past performance doesn't predict future results.

Lufax Holding Ltd (LU) vs The PNC Financial Services Group, Inc. (PNC)

PNC leads on 9 of 13 compared metrics.

A side-by-side comparison of Lufax Holding Ltd and The PNC Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Lufax Holding Ltd

$558M

$1.33Financial Services

PNC

The PNC Financial Services Group, Inc.

$95.44B

$237.66Financial Services

Total return — LU vs PNC

growth of $100 · last 6y

LU -97.4%PNC +112.4%PNC compounded faster

Log scale — wide-divergence pair

LU PNC

LU vs PNC: by the numbers

•PNC is the larger company ($95.44B vs $558M market cap).
•PNC is profitable (22.51% net margin) while LU runs a net loss (-10.59%).
•PNC grew revenue faster over the past five years (12.91% vs -6.44% CAGR).
•PNC pays a dividend (2.86% yield) while LU does not currently pay one.

Which is better, LU or PNC?

Metric tally: LU 4 · PNC 9

It depends on what you're optimizing for:

GrowthPNC(faster 5Y revenue CAGR)

QualityPNC(higher ROIC)

Valuation

Metric	LU	PNC
P/E ratio	—	13.81
Forward P/E	—	12.88
P/S ratio	0.09●	3.05
P/B ratio	0.05●	1.54
PEG ratio	—	0.57
EV / EBITDA	72.98	15.03●
FCF yield	312.50%●	6.98%

Profitability

Metric	LU	PNC
Gross margin	41.96%	71.88%●
Operating margin	-4.31%	27.54%●
Net margin	-10.59%	22.51%●
ROE	-4.14%	11.34%●
ROIC	-0.21%	5.27%●

Dividends

Metric	LU	PNC
Dividend yield	—	2.86%
Payout ratio	—	40.91%

Growth (annualized)

Metric	LU	PNC
Revenue CAGR (5Y)	-6.44%	12.91%●
EPS CAGR (5Y)	-43.16%	21.18%●
FCF CAGR (5Y)	24.09%●	2.14%
Total return CAGR (5Y)	-40.92%	8.55%●

Frequently asked

Which is better, LU or PNC?: It depends on your goal. growth: PNC (faster 5Y revenue CAGR); quality: PNC (higher ROIC). Across all compared metrics, PNC leads 9 to 4.
Which has grown faster, LU or PNC?: Over the past five years, PNC grew revenue faster — LU at a -6.44% CAGR versus PNC at 12.91%.
Does LU or PNC pay a bigger dividend?: PNC pays a dividend (2.86% yield) while LU does not currently pay one.
Is LU or PNC more profitable?: PNC runs the higher net margin — LU at -10.59% versus PNC at 22.51%.
Which has been the better investment, LU or PNC?: Over the past 5-year, PNC delivered the higher annualized total return — LU at -40.92% versus PNC at 14.24%. Past performance doesn't predict future results.

Go deeper

Full LU analysis Full PNC analysis Interactive comparison tool

Dig into the metrics

Lufax P/E ratio PNC Financial Services P/E ratio Lufax dividend yield PNC Financial Services dividend yield Lufax ROE PNC Financial Services ROE Lufax operating margin PNC Financial Services operating margin Lufax revenue growth PNC Financial Services revenue growth Lufax free cash flow PNC Financial Services free cash flow

Lufax & PNC Financial Services appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.