Isabella Bank Corporation (ISBA) vs Kinsale Capital Group, Inc. (KNSL)

ISBA and KNSL are evenly matched — 7 metrics each of 14.

A side-by-side comparison of Isabella Bank Corporation and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 16, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — ISBA vs KNSL

growth of $100 · last 10y
ISBA +50.1%KNSL +1599.3%KNSL compounded faster
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$150$1,699
ISBA KNSL

ISBA vs KNSL: by the numbers

  • KNSL is the larger company ($7.19B vs $304M market cap).
  • KNSL trades at the lower earnings multiple (13.72 vs 15.29 P/E).
  • KNSL converts more revenue to profit (27.48% vs 17.23% net margin).
  • KNSL grew revenue faster over the past five years (29.93% vs 9.06% CAGR).
  • ISBA pays the higher dividend yield (2.70% vs 0.27%).

Which is better, ISBA or KNSL?

Metric tally: ISBA 7 · KNSL 7

It depends on what you're optimizing for:

ValueKNSL(lower P/E)
GrowthKNSL(faster 5Y revenue CAGR)
IncomeISBA(higher dividend yield)
QualityKNSL(higher ROIC)

Metrics side by side

Valuation

MetricISBAKNSL
P/E ratio15.2913.72
Forward P/E11.6715.07
P/S ratio2.633.75
P/B ratio1.303.65
PEG ratio0.520.84

Profitability

MetricISBAKNSL
Gross margin71.36%46.64%
Operating margin20.07%34.51%
Net margin17.23%27.48%
ROE8.53%26.78%
ROIC4.45%22.98%

Dividends

MetricISBAKNSL
Dividend yield2.70%0.27%
Payout ratio43.75%3.86%

Growth (annualized)

MetricISBAKNSL
Revenue CAGR (5Y)9.06%29.93%
EPS CAGR (5Y)13.32%40.61%
Total return CAGR (5Y)17.87%13.46%

Frequently asked

Which is better, ISBA or KNSL?
It depends on your goal. value: KNSL (lower P/E); growth: KNSL (faster 5Y revenue CAGR); income: ISBA (higher dividend yield); quality: KNSL (higher ROIC). Across all compared metrics, they are evenly matched.
Is ISBA or KNSL cheaper?
On trailing earnings, KNSL is cheaper: ISBA trades at a 15.29 P/E and KNSL at 13.72.
Which has grown faster, ISBA or KNSL?
Over the past five years, KNSL grew revenue faster — ISBA at a 9.06% CAGR versus KNSL at 29.93%.
Does ISBA or KNSL pay a bigger dividend?
ISBA yields 2.70% and KNSL yields 0.27% based on trailing dividends and the latest price.
Is ISBA or KNSL more profitable?
KNSL runs the higher net margin — ISBA at 17.23% versus KNSL at 27.48%.
Which has been the better investment, ISBA or KNSL?
Over the past 5-year, KNSL delivered the higher annualized total return — ISBA at 8.86% versus KNSL at 13.46%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 16, 2026.