The Hartford Insurance Group, Inc. (HIG) vs Ubiquiti Inc. (UI)
A side-by-side comparison of The Hartford Insurance Group, Inc. and Ubiquiti Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: HIG is classified in Financial Services; UI is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
HIG
The Hartford Insurance Group, Inc.
$143.42Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
UI
Ubiquiti Inc.
$534.72TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — HIG vs UI
growth of $100 · dividends reinvested · last 15yHIG +963.1%UI +3282.1%UI compounded faster
HIG UI
HIG vs UI: by the numbers
- •HIG is the larger company ($39.32B vs $32.36B market cap).
- •HIG trades at the lower trailing earnings multiple (9.12 vs 34.68 P/E), one valuation lens rather than an overall verdict.
- •UI converts more revenue to profit (30.43% vs 15.03% net margin).
- •UI grew revenue faster over the past five years (12.27% vs 6.62% CAGR).
- •HIG pays the higher dividend yield (1.66% vs 0.59%).
Metrics side by side
Valuation
| Metric | HIG | UI |
|---|---|---|
| P/E ratio | 9.12 | 34.68 |
| Forward P/E | 11.10 | 35.38 |
| P/S ratio | 1.36 | 10.56 |
| P/B ratio | 2.02 | 27.19 |
| PEG ratio | 0.36 | 0.34 |
| EV / EBITDA | N/A | 28.78 |
| FCF yield | N/A | 2.29% |
Profitability
| Metric | HIG | UI |
|---|---|---|
| Gross margin | 46.08% | 46.02% |
| Operating margin | 13.05% | 35.75% |
| Net margin | 15.03% | 30.43% |
| ROE | 22.23% | 78.37% |
| ROIC | 28.21% | 72.62% |
Dividends
| Metric | HIG | UI |
|---|---|---|
| Dividend yield | 1.66% | 0.59% |
| Payout ratio | 17.17% | 27.19% |
Growth (annualized)
| Metric | HIG | UI |
|---|---|---|
| Revenue CAGR (5Y) | 6.62% | 12.27% |
| EPS CAGR (5Y) | 23.05% | 15.17% |
| FCF CAGR (5Y) | N/A | 6.21% |
| Total return CAGR (5Y) | 21.02% | 13.32% |
Frequently asked
- Which has the lower trailing P/E, HIG or UI?
- HIG has the lower trailing P/E: HIG trades at 9.12 and UI at 34.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, HIG or UI?
- Over the past five years, UI grew revenue faster — HIG at a 6.62% CAGR versus UI at 12.27%.
- Does HIG or UI pay a bigger dividend?
- HIG yields 1.66% and UI yields 0.59% based on trailing dividends and the latest price.
- Is HIG or UI more profitable?
- UI runs the higher net margin — HIG at 15.03% versus UI at 30.43%.
- How have HIG and UI total returns compared?
- Over the past 10 years, HIG delivered 14.96% and UI delivered 29.42% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Hartford Insurance P/E ratioUbiquiti P/E ratioHartford Insurance dividend yieldUbiquiti dividend yieldHartford Insurance ROEUbiquiti ROEHartford Insurance operating marginUbiquiti operating marginHartford Insurance revenue growthUbiquiti revenue growthHartford Insurance free cash flowUbiquiti free cash flow
Hartford Insurance & Ubiquiti appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.