Horizon Bancorp, Inc. (HBNC) vs International General Insurance Holdings Ltd. (IGIC)

A side-by-side comparison of Horizon Bancorp, Inc. and International General Insurance Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — HBNC vs IGIC

growth of $100 · dividends reinvested · last 8y
HBNC +36.1% (+3.9%/yr)IGIC +213.2% (+15.3%/yr)IGIC compounded faster over this window
100200300Start $1002020202220242026$136$313
HBNC IGIC

HBNC vs IGIC: by the numbers

  • •IGIC is the larger company ($1.07B vs $998M market cap).
  • •IGIC is profitable (20.97% net margin) while HBNC runs a net loss (-150.89%).
  • •IGIC grew revenue faster over the past five years (7.85% vs -17.66% CAGR).
  • •HBNC pays the higher dividend yield (3.33% vs 1.01%).

Metrics side by side

Valuation

MetricHBNCIGIC
P/E ratioN/A10.07
Forward P/E9.1410.27
PEG ratioN/A0.27
P/S ratio10.462.07
P/B ratio1.371.60

Profitability

MetricHBNCIGIC
Operating margin-197.96%20.66%
Net margin-150.89%20.97%
ROE-19.83%16.20%

Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

International General Insurance Holdings Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricHBNCIGIC
Dividend yield3.33%1.01%
Payout ratioN/A10.04%

Growth (annualized)

MetricHBNCIGIC
Revenue CAGR (5Y)-17.66%7.85%
EPS CAGR (5Y)N/A37.41%
Total return CAGR (5Y)5.42%27.06%

Frequently asked

Which has grown faster, HBNC or IGIC?
Over the past five years, IGIC grew revenue faster — HBNC at a -17.66% CAGR versus IGIC at 7.85%.
Does HBNC or IGIC pay a bigger dividend?
HBNC yields 3.33% and IGIC yields 1.01% based on trailing dividends and the latest price.
Is HBNC or IGIC more profitable?
IGIC runs the higher net margin — HBNC at -150.89% versus IGIC at 20.97%.
How have HBNC and IGIC total returns compared?
Over the past 5 years, HBNC delivered 5.42% and IGIC delivered 27.06% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.