Horizon Bancorp, Inc. (HBNC) vs International General Insurance Holdings Ltd. (IGIC)
A side-by-side comparison of Horizon Bancorp, Inc. and International General Insurance Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — HBNC vs IGIC
growth of $100 · dividends reinvested · last 8yHBNC vs IGIC: by the numbers
- •IGIC is the larger company ($1.07B vs $998M market cap).
- •IGIC is profitable (20.97% net margin) while HBNC runs a net loss (-150.89%).
- •IGIC grew revenue faster over the past five years (7.85% vs -17.66% CAGR).
- •HBNC pays the higher dividend yield (3.33% vs 1.01%).
Metrics side by side
Valuation
| Metric | HBNC | IGIC |
|---|---|---|
| P/E ratio | N/A | 10.07 |
| Forward P/E | 9.14 | 10.27 |
| PEG ratio | N/A | 0.27 |
| P/S ratio | 10.46 | 2.07 |
| P/B ratio | 1.37 | 1.60 |
Profitability
| Metric | HBNC | IGIC |
|---|---|---|
| Operating margin | -197.96% | 20.66% |
| Net margin | -150.89% | 20.97% |
| ROE | -19.83% | 16.20% |
Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
International General Insurance Holdings Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | HBNC | IGIC |
|---|---|---|
| Dividend yield | 3.33% | 1.01% |
| Payout ratio | N/A | 10.04% |
Growth (annualized)
| Metric | HBNC | IGIC |
|---|---|---|
| Revenue CAGR (5Y) | -17.66% | 7.85% |
| EPS CAGR (5Y) | N/A | 37.41% |
| Total return CAGR (5Y) | 5.42% | 27.06% |
Frequently asked
- Which has grown faster, HBNC or IGIC?
- Over the past five years, IGIC grew revenue faster — HBNC at a -17.66% CAGR versus IGIC at 7.85%.
- Does HBNC or IGIC pay a bigger dividend?
- HBNC yields 3.33% and IGIC yields 1.01% based on trailing dividends and the latest price.
- Is HBNC or IGIC more profitable?
- IGIC runs the higher net margin — HBNC at -150.89% versus IGIC at 20.97%.
- How have HBNC and IGIC total returns compared?
- Over the past 5 years, HBNC delivered 5.42% and IGIC delivered 27.06% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Horizon Bancorp & International General Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.