Huntington Bancshares Incorporated (HBAN) vs PayPal Holdings, Inc. (PYPL)

HBAN leads on 8 of 14 compared metrics, though PYPL is the cheaper stock.

A side-by-side comparison of Huntington Bancshares Incorporated and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — HBAN vs PYPL

growth of $100 · last 11y
HBAN +48.7%PYPL +15.8%HBAN compounded faster
0200400600800Start $10020172019202120232025$149$116
HBAN PYPL

HBAN vs PYPL: by the numbers

  • PYPL is the larger company ($37.50B vs $34.18B market cap).
  • PYPL trades at the lower earnings multiple (7.98 vs 12.97 P/E).
  • HBAN converts more revenue to profit (16.63% vs 15.00% net margin).
  • HBAN grew revenue faster over the past five years (20.75% vs 8.09% CAGR).
  • HBAN pays the higher dividend yield (3.68% vs 0.99%).

Which is better, HBAN or PYPL?

Metric tally: HBAN 8 · PYPL 6

It depends on what you're optimizing for:

ValuePYPL(lower P/E)
GrowthHBAN(faster 5Y revenue CAGR)
IncomeHBAN(higher dividend yield)
QualityPYPL(higher ROIC)

Metrics side by side

Valuation

MetricHBANPYPL
P/E ratio12.977.98
Forward P/E11.437.38
P/S ratio2.421.16
P/B ratio0.991.95
PEG ratio0.900.30

Profitability

MetricHBANPYPL
Gross margin62.65%46.12%
Operating margin20.17%17.85%
Net margin16.63%15.00%
ROE6.78%25.26%
ROIC-2.03%14.95%

Dividends

MetricHBANPYPL
Dividend yield3.68%0.99%
Payout ratio43.97%7.69%

Growth (annualized)

MetricHBANPYPL
Revenue CAGR (5Y)20.75%8.09%
EPS CAGR (5Y)15.04%8.81%
Total return CAGR (5Y)9.69%-31.46%

Frequently asked

Which is better, HBAN or PYPL?
It depends on your goal. value: PYPL (lower P/E); growth: HBAN (faster 5Y revenue CAGR); income: HBAN (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, HBAN leads 8 to 6.
Is HBAN or PYPL cheaper?
On trailing earnings, PYPL is cheaper: HBAN trades at a 12.97 P/E and PYPL at 7.98.
Which has grown faster, HBAN or PYPL?
Over the past five years, HBAN grew revenue faster — HBAN at a 20.75% CAGR versus PYPL at 8.09%.
Does HBAN or PYPL pay a bigger dividend?
HBAN yields 3.68% and PYPL yields 0.99% based on trailing dividends and the latest price.
Is HBAN or PYPL more profitable?
HBAN runs the higher net margin — HBAN at 16.63% versus PYPL at 15.00%.
Which has been the better investment, HBAN or PYPL?
Over the past 10-year, HBAN delivered the higher annualized total return — HBAN at 10.63% versus PYPL at 1.49%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.