The Goldman Sachs Group, Inc. (GS) vs PayPal Holdings, Inc. (PYPL)

GS and PYPL are evenly matched — 7 metrics each of 14.

A side-by-side comparison of The Goldman Sachs Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 2, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare
The Goldman Sachs Group, Inc. logo
GS
The Goldman Sachs Group, Inc.
$301.20B
$1021.00Financial Services
PayPal Holdings, Inc. logo
PYPL
PayPal Holdings, Inc.
$40.11B
$45.47Financial Services

Total return — GS vs PYPL

growth of $100 · last 11y
GS +390.9%PYPL +23.9%GS compounded faster
200400600800Start $10020172019202120232025$491$124
GS PYPL

GS vs PYPL: by the numbers

  • •GS is the larger company ($301.20B vs $40.11B market cap).
  • •PYPL trades at the lower earnings multiple (8.53 vs 18.62 P/E).
  • •GS converts more revenue to profit (16.31% vs 15.00% net margin).
  • •GS grew revenue faster over the past five years (12.83% vs 8.09% CAGR).
  • •GS pays the higher dividend yield (1.77% vs 1.23%).

Which is better, GS or PYPL?

Metric tally: GS 7 · PYPL 7

It depends on what you're optimizing for:

ValuePYPL(lower P/E)
GrowthGS(faster 5Y revenue CAGR)
IncomeGS(higher dividend yield)
QualityPYPL(higher ROIC)

Metrics side by side

Valuation

MetricGSPYPL
P/E ratio18.628.53●
Forward P/E17.037.91●
P/S ratio2.831.24●
P/B ratio2.562.09●
PEG ratio0.650.30●

Profitability

MetricGSPYPL
Gross margin47.48%●46.12%
Operating margin20.48%●17.85%
Net margin16.31%●15.00%
ROE14.72%25.26%●
ROIC1.92%14.95%●

Dividends

MetricGSPYPL
Dividend yield1.77%●1.23%
Payout ratio34.65%10.26%

Growth (annualized)

MetricGSPYPL
Revenue CAGR (5Y)12.83%●8.09%
EPS CAGR (5Y)15.75%●8.81%
Total return CAGR (5Y)25.24%●-30.86%

Frequently asked

Which is better, GS or PYPL?
It depends on your goal. value: PYPL (lower P/E); growth: GS (faster 5Y revenue CAGR); income: GS (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, they are evenly matched.
Is GS or PYPL cheaper?
On trailing earnings, PYPL is cheaper: GS trades at a 18.62 P/E and PYPL at 8.53.
Which has grown faster, GS or PYPL?
Over the past five years, GS grew revenue faster — GS at a 12.83% CAGR versus PYPL at 8.09%.
Does GS or PYPL pay a bigger dividend?
GS yields 1.77% and PYPL yields 1.23% based on trailing dividends and the latest price.
Is GS or PYPL more profitable?
GS runs the higher net margin — GS at 16.31% versus PYPL at 15.00%.
Which has been the better investment, GS or PYPL?
Over the past 10-year, GS delivered the higher annualized total return — GS at 23.80% versus PYPL at 2.35%. Past performance doesn't predict future results.

Go deeper

Full GS analysisFull PYPL analysisInteractive comparison tool

Dig into the metrics

Goldman Sachs P/E ratioPayPal P/E ratioGoldman Sachs dividend yieldPayPal dividend yieldGoldman Sachs ROEPayPal ROEGoldman Sachs operating marginPayPal operating marginGoldman Sachs revenue growthPayPal revenue growthGoldman Sachs free cash flowPayPal free cash flow

Goldman Sachs & PayPal appear in these rankings

Highest ROE StocksHighest FCF Yield StocksBest 10-Year Total Return StocksLowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 2, 2026.