The Goldman Sachs Group, Inc. (GS) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of The Goldman Sachs Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnGS vs PYPL

growth of $100 · dividends reinvested · last 10y
GS +679.1% (+22.8%/yr)PYPL +62.0% (+4.9%/yr)GS compounded faster over this window
200400600800Start $10020182020202220242026$779$162
GS PYPL

GS vs PYPL: by the numbers

  • GS is the larger company ($306.64B vs $52.75B market cap).
  • PYPL trades at the lower trailing earnings multiple (11.66 vs 16.05 P/E), one valuation lens rather than an overall verdict.
  • GS converts more revenue to profit (17.78% vs 14.36% net margin).
  • GS grew revenue faster over the past five years (13.76% vs 7.43% CAGR).
  • GS pays the higher dividend yield (1.64% vs 0.68%).

Metrics side by side

Valuation

MetricGSPYPL
P/E ratio16.0511.66
Forward P/E14.9011.49
P/S ratio2.691.63
P/B ratio2.582.80

Profitability

MetricGSPYPL
Gross margin47.48%45.75%
Operating margin24.81%18.78%
Net margin17.78%14.36%
ROE17.09%24.73%
ROIC1.92%14.95%

Dividends

MetricGSPYPL
Dividend yield1.64%0.68%
Payout ratio32.72%7.69%

Growth (annualized)

MetricGSPYPL
Revenue CAGR (5Y)13.76%7.43%
EPS CAGR (5Y)15.75%8.81%
Total return CAGR (5Y)23.34%-25.70%

Frequently asked

Which has the lower trailing P/E, GS or PYPL?
PYPL has the lower trailing P/E: GS trades at 16.05 and PYPL at 11.66. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GS or PYPL?
Over the past five years, GS grew revenue faster — GS at a 13.76% CAGR versus PYPL at 7.43%.
Does GS or PYPL pay a bigger dividend?
GS yields 1.64% and PYPL yields 0.68% based on trailing dividends and the latest price.
Is GS or PYPL more profitable?
GS runs the higher net margin — GS at 17.78% versus PYPL at 14.36%.
How have GS and PYPL total returns compared?
Over the past 10 years, GS delivered 22.82% and PYPL delivered 4.91% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.