The Goldman Sachs Group, Inc. (GS) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of The Goldman Sachs Group, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.
GS
The Goldman Sachs Group, Inc.
$1,039.42Financial ServicesAt close: Aug 14, 2026, 4:00 PM ET
PYPL
PayPal Holdings, Inc.
$61.66Financial ServicesAt close: Aug 14, 2026, 4:00 PM ET
Total return — GS vs PYPL
growth of $100 · dividends reinvested · last 10yGS +679.1% (+22.8%/yr)PYPL +62.0% (+4.9%/yr)GS compounded faster over this window
GS PYPL
GS vs PYPL: by the numbers
- •GS is the larger company ($306.64B vs $52.75B market cap).
- •PYPL trades at the lower trailing earnings multiple (11.66 vs 16.05 P/E), one valuation lens rather than an overall verdict.
- •GS converts more revenue to profit (17.78% vs 14.36% net margin).
- •GS grew revenue faster over the past five years (13.76% vs 7.43% CAGR).
- •GS pays the higher dividend yield (1.64% vs 0.68%).
Metrics side by side
Valuation
| Metric | GS | PYPL |
|---|---|---|
| P/E ratio | 16.05 | 11.66 |
| Forward P/E | 14.90 | 11.49 |
| P/S ratio | 2.69 | 1.63 |
| P/B ratio | 2.58 | 2.80 |
Profitability
| Metric | GS | PYPL |
|---|---|---|
| Gross margin | 47.48% | 45.75% |
| Operating margin | 24.81% | 18.78% |
| Net margin | 17.78% | 14.36% |
| ROE | 17.09% | 24.73% |
| ROIC | 1.92% | 14.95% |
Dividends
| Metric | GS | PYPL |
|---|---|---|
| Dividend yield | 1.64% | 0.68% |
| Payout ratio | 32.72% | 7.69% |
Growth (annualized)
| Metric | GS | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 13.76% | 7.43% |
| EPS CAGR (5Y) | 15.75% | 8.81% |
| Total return CAGR (5Y) | 23.34% | -25.70% |
Frequently asked
- Which has the lower trailing P/E, GS or PYPL?
- PYPL has the lower trailing P/E: GS trades at 16.05 and PYPL at 11.66. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GS or PYPL?
- Over the past five years, GS grew revenue faster — GS at a 13.76% CAGR versus PYPL at 7.43%.
- Does GS or PYPL pay a bigger dividend?
- GS yields 1.64% and PYPL yields 0.68% based on trailing dividends and the latest price.
- Is GS or PYPL more profitable?
- GS runs the higher net margin — GS at 17.78% versus PYPL at 14.36%.
- How have GS and PYPL total returns compared?
- Over the past 10 years, GS delivered 22.82% and PYPL delivered 4.91% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Goldman Sachs P/E ratioPayPal P/E ratioGoldman Sachs dividend yieldPayPal dividend yieldGoldman Sachs ROEPayPal ROEGoldman Sachs operating marginPayPal operating marginGoldman Sachs revenue growthPayPal revenue growth
Goldman Sachs & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.