Global Indemnity Group, LLC (GBLI) vs Waterstone Financial, Inc. (WSBF)
A side-by-side comparison of Global Indemnity Group, LLC and Waterstone Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — GBLI vs WSBF
growth of $100 · dividends reinvested · last 10yGBLI vs WSBF: by the numbers
- •WSBF is the larger company ($360M vs $358M market cap).
- •GBLI trades at the lower trailing earnings multiple (10.62 vs 11.60 P/E), one valuation lens rather than an overall verdict.
- •WSBF converts more revenue to profit (18.58% vs 7.52% net margin).
- •Both shrank revenue over the past five years; GBLI's decline was smaller (-6.56% vs -12.94% CAGR).
- •GBLI pays the higher dividend yield (5.71% vs 3.20%).
Metrics side by side
Valuation
| Metric | GBLI | WSBF |
|---|---|---|
| P/E ratio | 10.62 | 11.60 |
| Forward P/E | 9.30 | N/A |
| P/S ratio | 0.78 | 2.22 |
| P/B ratio | 0.51 | 1.03 |
Profitability
| Metric | GBLI | WSBF |
|---|---|---|
| Operating margin | 9.91% | 12.28% |
| Net margin | 7.52% | 18.58% |
| ROE | 4.83% | 8.57% |
Global Indemnity Group, LLC: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Waterstone Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | GBLI | WSBF |
|---|---|---|
| Dividend yield | 5.71% | 3.20% |
| Payout ratio | 59.57% | 37.21% |
Growth (annualized)
| Metric | GBLI | WSBF |
|---|---|---|
| Revenue CAGR (5Y) | -6.56% | -12.94% |
| EPS CAGR (5Y) | N/A | -14.92% |
| Total return CAGR (5Y) | 2.63% | 4.33% |
Frequently asked
- Which has the lower trailing P/E, GBLI or WSBF?
- GBLI has the lower trailing P/E: GBLI trades at 10.62 and WSBF at 11.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GBLI or WSBF?
- Neither grew: over the past five years both shrank revenue, with GBLI's decline the smaller — GBLI at a -6.56% CAGR versus WSBF at -12.94%.
- Does GBLI or WSBF pay a bigger dividend?
- GBLI yields 5.71% and WSBF yields 3.20% based on trailing dividends and the latest price.
- Is GBLI or WSBF more profitable?
- WSBF runs the higher net margin — GBLI at 7.52% versus WSBF at 18.58%.
- How have GBLI and WSBF total returns compared?
- Over the past 10 years, GBLI delivered 1.22% and WSBF delivered 7.34% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Global Indemnity Group, LLC & Waterstone Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.