Global Indemnity Group, LLC (GBLI) vs Waterstone Financial, Inc. (WSBF)

A side-by-side comparison of Global Indemnity Group, LLC and Waterstone Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — GBLI vs WSBF

growth of $100 · dividends reinvested · last 10y
GBLI +14.1% (+1.3%/yr)WSBF +104.1% (+7.4%/yr)WSBF compounded faster over this window
100150200Start $10020182020202220242026$114$204
GBLI WSBF

GBLI vs WSBF: by the numbers

  • •WSBF is the larger company ($360M vs $358M market cap).
  • •GBLI trades at the lower trailing earnings multiple (10.62 vs 11.60 P/E), one valuation lens rather than an overall verdict.
  • •WSBF converts more revenue to profit (18.58% vs 7.52% net margin).
  • •Both shrank revenue over the past five years; GBLI's decline was smaller (-6.56% vs -12.94% CAGR).
  • •GBLI pays the higher dividend yield (5.71% vs 3.20%).

Metrics side by side

Valuation

MetricGBLIWSBF
P/E ratio10.6211.60
Forward P/E9.30N/A
P/S ratio0.782.22
P/B ratio0.511.03

Profitability

MetricGBLIWSBF
Operating margin9.91%12.28%
Net margin7.52%18.58%
ROE4.83%8.57%

Global Indemnity Group, LLC: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Waterstone Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricGBLIWSBF
Dividend yield5.71%3.20%
Payout ratio59.57%37.21%

Growth (annualized)

MetricGBLIWSBF
Revenue CAGR (5Y)-6.56%-12.94%
EPS CAGR (5Y)N/A-14.92%
Total return CAGR (5Y)2.63%4.33%

Frequently asked

Which has the lower trailing P/E, GBLI or WSBF?
GBLI has the lower trailing P/E: GBLI trades at 10.62 and WSBF at 11.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GBLI or WSBF?
Neither grew: over the past five years both shrank revenue, with GBLI's decline the smaller — GBLI at a -6.56% CAGR versus WSBF at -12.94%.
Does GBLI or WSBF pay a bigger dividend?
GBLI yields 5.71% and WSBF yields 3.20% based on trailing dividends and the latest price.
Is GBLI or WSBF more profitable?
WSBF runs the higher net margin — GBLI at 7.52% versus WSBF at 18.58%.
How have GBLI and WSBF total returns compared?
Over the past 10 years, GBLI delivered 1.22% and WSBF delivered 7.34% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.