Which has grown faster, FSBC or HBNC?

Over the past five years, FSBC grew revenue faster — FSBC at a 26.69% CAGR versus HBNC at -17.66%.

Does FSBC or HBNC pay a bigger dividend?

FSBC yields 2.19% and HBNC yields 3.33% based on trailing dividends and the latest price.

Is FSBC or HBNC more profitable?

FSBC runs the higher net margin — FSBC at 25.88% versus HBNC at -150.89%.

How have FSBC and HBNC total returns compared?

Over the past 10 years, FSBC delivered 14.90% and HBNC delivered 7.82% annualized total return. Past performance doesn't predict future results.

Five Star Bancorp (FSBC) vs Horizon Bancorp, Inc. (HBNC)

A side-by-side comparison of Five Star Bancorp and Horizon Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FSBC

Five Star Bancorp

$1.05B

$43.68Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

HBNC

Horizon Bancorp, Inc.

$1000M

$19.48Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

Total return — FSBC vs HBNC

growth of $100 · dividends reinvested · last 10y

FSBC +301.1% (+14.9%/yr)HBNC +114.3% (+7.9%/yr)FSBC compounded faster over this window

FSBC HBNC

FSBC vs HBNC: by the numbers

•FSBC is the larger company ($1.05B vs $1000M market cap).
•FSBC is profitable (25.88% net margin) while HBNC runs a net loss (-150.89%).
•FSBC grew revenue faster over the past five years (26.69% vs -17.66% CAGR).
•HBNC pays the higher dividend yield (3.33% vs 2.19%).

Metrics side by side

Valuation

Metric	FSBC	HBNC
P/E ratio	12.92	N/A
Forward P/E	12.48	9.15
PEG ratio	2.31	N/A
P/S ratio	3.78	10.47
P/B ratio	2.22	1.38

Profitability

Metric	FSBC	HBNC
Operating margin	34.63%	-197.96%
Net margin	25.88%	-150.89%
ROE	15.20%	-19.83%

Five Star Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FSBC	HBNC
Dividend yield	2.19%	3.33%
Payout ratio	28.11%	N/A

Growth (annualized)

Metric	FSBC	HBNC
Revenue CAGR (5Y)	26.69%	-17.66%
EPS CAGR (5Y)	5.59%	N/A
Total return CAGR (5Y)	15.10%	5.42%

Frequently asked

Which has grown faster, FSBC or HBNC?: Over the past five years, FSBC grew revenue faster — FSBC at a 26.69% CAGR versus HBNC at -17.66%.
Does FSBC or HBNC pay a bigger dividend?: FSBC yields 2.19% and HBNC yields 3.33% based on trailing dividends and the latest price.
Is FSBC or HBNC more profitable?: FSBC runs the higher net margin — FSBC at 25.88% versus HBNC at -150.89%.
How have FSBC and HBNC total returns compared?: Over the past 10 years, FSBC delivered 14.90% and HBNC delivered 7.82% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FSBC analysis Full HBNC analysis Interactive comparison tool

Dig into the metrics

Five Star Bancorp P/E ratio Five Star Bancorp dividend yield Horizon Bancorp dividend yield Five Star Bancorp ROE Horizon Bancorp ROE Five Star Bancorp operating margin Horizon Bancorp operating margin Five Star Bancorp revenue growth Horizon Bancorp revenue growth

Five Star Bancorp & Horizon Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.